Investors who buy and sell individual stocks should have an investment philosophy to help guide their decision-making. One approach that’s used by some of the all-time best investors, including Warren Buffett, is to focus on a company’s intrinsic value, or what a stock is worth based on the underlying business’…

The technology sector moves quickly, so if you’re looking to invest here, it could make sense to buy a tech exchange-traded fund (ETF). A tech ETF is an easy way to build a tech portfolio, letting you play the sector if you think it’s going to run higher – and…

CHRISsadowski/Getty Images Key takeaways A land loan lets you borrow money to purchase an empty plot of land, although there are different types of “land” that fall under these products, ranging from raw land that has no access to utilities to improved land that is set up for someone to…

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Key takeaways The primary cardholder will be responsible for the charges made on an account that has an authorized user. Whether or not being an authorized user affects your credit (and how it affects it) depends on whether the lender reports authorized user activity to…

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Photography by Getty Images; Illustration by Bankrate Key takeaways Many Americans are intimidated by the stock market, Bankrate surveys have found. Learning about stocks and how they fit into your overall financial plan can help you gain confidence as an investor. Stock market volatility is to be expected, so prepare…

There are a multitude of leveraged strategies aimed at retail investors. Most of these follow the performance of major indexes, while others track niche areas of the market like the semiconductor and biotech industries. With leveraged strategies, investors hope to capture additional return using the power of debt. What is…

If you’re looking for a sign that interest in crypto has gone mainstream, it’s here: Fidelity — the longtime behemoth of retirement plans — now allows customers to invest directly in cryptocurrencies in a Roth IRA, traditional IRA or rollover IRA.  We’re not talking about dabbling in crypto-related ETFs (funds…

The Good Brigade/Getty Images; Illustration by Grant Crowder/Bankrate Key takeaways Existing-home sales dropped 5.9 percent in March to a seasonally adjusted annual rate of 4.02 million. Sales slowed 2.4 percent from a year ago. The median existing-home sale price rose 2.7 percent from March 2024 to $403,700, marking the 21st…

No one wants to be in trouble with the tax man. If you missed this year’s filing deadline, don’t panic. But also…? Act fast. The deadline for most taxpayers to submit their 2024 tax return was April 15 — except for those who get some extra time to file because…

Target-date funds are an increasingly popular way for Americans to invest for the future. In fact, more than $3.5 trillion was invested in target-date funds at the end of 2023, according to Morningstar. And they’re especially popular in 401(k) plans, helping workers manage their retirement finances. Here’s what a target-date…

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them to focus on adding information that is uniquely helpful. The article was reviewed, fact-checked and edited by our editorial staff prior to publication. Key takeaways Skimming is a type of…

Key takeaways The only way to know if you can share your credit card legally is to review your credit card agreement. Even if sharing is permitted, it’s not encouraged or suggested. Letting someone use your credit card with permission could put you at risk for unexpected charges and complications…

Key takeaways PayPal offers a simple and secure way to make online purchases as well as send and receive money from family and friends. Customers can use their bank account, credit card, debit card or PayPal balance to send money or make purchases. Sending money domestically is typically free of…

Images by GettyImages; Illustration by Bankrate Unemployment can be disempowering both emotionally and financially. The uncertainty of not knowing when your next paycheck will arrive can disrupt your sleep, strain your relationships and trigger spirals of anxiety and fear. That’s why learning how to leverage debt strategically can offer the breathing…

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