Dennis Diatel Photography/Getty Images Investors are facing a number of challenges right now. Tariffs, sticky inflation and uncertainty regarding monetary policy are rattling the stock market. On top of that, the crypto market has also felt the pressure, as digital asset prices have struggled to keep up with the momentum…

Key takaways Regularly researching and potentially getting a new credit card can help you maximize perks and rewards. If your credit card score has improved or your life circumstances have changed since you initially applied for your current primary credit card, a new card could offer better perks. Make sure…

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Image by GettyImages; Illustration by Bankrate Home equity lines of credit (HELOCs) have tumbled past the key threshold of 8 percent. The average rate on a $30,000 HELOC dropped 11 basis points to 7.90 percent this past week — a level not seen since 2023,…

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Monkey Business Images/Shutterstock Key takeaways A part-time student is generally anyone who enrolls in half of the full-time course load, though definitions may vary.  Part-time students can apply for a few types of federal student loans: direct subsidized, direct unsubsidized and direct plus loans. Private lenders also offer loans for…

Key takeaways HELOC applications require a hard credit pull, which temporarily lowers your credit score. Closing a HELOC and carrying a big debt balance could lower your credit score, depending on how your lender reports your line of credit to credit bureaus. Using HELOC funds to pay off other, higher-interest…

Tesla (TSLA) just reported its first-quarter sales, and the company missed analysts’ estimate for deliveries by nearly 14 percent. It was the lowest total number of deliveries since the second quarter of 2022 for the electric vehicle specialist — and more disappointment may be on the way.  Tesla has faced…

Key takeaways If you have an existing VA loan, you can refinance it to get a better interest rate, change your loan term or tap into your home equity. To qualify for a VA mortgage refinance, you’ll need to meet specific service, income and credit score guidelines. The two primary…

Key takeaways Your 30s is a time to clarify your financial goals and start ramping up your savings, aiming to set aside 10-15 percent of your income. Choose the right tools — a workplace retirement plan and an IRA — to put your money to work. With decades until retirement…

The United States has the most roadways on the planet, with more than 4 million miles of open road. Across the 50 states, you can get virtually any type of driving experience: coastal highways, desert one-lanes, mountain roads, sprawling suburbs and bustling cities. However, some states offer more favorable driving…

Key takeaways The president can influence the stock market, but other factors can have a greater impact on share prices, such as consumer behavior, the Federal Reserve and global trade. President Donald Trump’s tariff announcements have been unpredictable and have negatively affected the stock market, at least temporarily. When stock…

MoMo Productions/Getty Images Key takeaways Almost all workplace 401(k) plans let workers save extra money for the future, so long as you meet age requirements. Those age 50 or older can contribute an extra $7,500 per year. And, starting this year, individuals aged 60-63 can now make “super catch-up” contributions…

Photography by Getty Images; Illustration by Bankrate Key takeaways Snow and ice are covered by home insurance in some instances, like if your roof collapses or a tree falls on your home. When it comes to roof leaks, it will depend on scenario specifics. Some snow-related roof leaks will be…

Key takeaways Both 401(k)s and 403(b)s are tax-advantaged retirement savings plans. While 401(k)s are offered to workers in for-profits companies, 403(b)s are for not-for-profit and government workers. Both plans are subject to the same annual contribution limits, though 403(b)s have a special provision for long-term employees. If you’re looking at…

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