Debt Management
Key takeaways Your debt-to-income ratio (DTI) can quickly determine if you have too much debt. Good debt, like a mortgage…
Edwin Tan/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A charge-off is when a lender writes off your account…
Key takeaways Debt relief is a method of restructuring debt to make it easier for you to pay it back.…
Key takeaways There are multiple ways to pursue debt relief and reduce the amount you owe — or at least…
Key takeaways You are responsible for debts of a deceased spouse if you were a joint borrower, live in a…
When AI Personal Finance Advice Falls Short When looking at financial planning, AI personal finance tools can be tempting to…
This is part 2 of 2 of Bankrate’s ’90s era lessons miniseries, focusing on loans. Key takeaways When it comes…
Debt doesn’t mean you have to send all your extra cash toward repayments and stop enjoying your life. It is…
Images by GettyImages; Illustration by Bankrate You just found out that you’re getting a tax refund and are considering using…
A few years ago, I made what seemed like an impossible decision: I was going to pay off $300,000 in…