Loans
Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can…
Images by GettyImages; Illustration by Hunter Newton/Bankrate In the news: September Fed meeting On September 18, 2024, the Federal Open…
Key takeaways To get a personal loan, you generally need a stable income, an acceptable credit score and a verifiable…
Key takeaways APR reflects the total annual cost of a personal loan, including both fees and interest. Many lenders state…
Key takeaways A high credit score and income are crucial to getting the lowest rates on a personal loan. Improve…
Key takeaways Alternative personal loan options include credit cards, home equity loans and buy now, pay later plans. Each alternative…
Thomas Barwick/Getty Images Key takeaways You won’t qualify for the lowest rates if you apply for a personal loan with…
Key takeaways The average interest rate on a personal loan is above 12 percent. Common fees include origination fees, prepayment…
Key takeaways The current average personal loan interest rate is 12.35%. Excellent credit results in the lowest rates — and…
Key takeaways Unsecured loans are debt products that do not require collateral but may come with higher interest rates and…