ImagePixel/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Renting your home on Airbnb may not be covered by your homeowners insurance if it is considered a business activity. Airbnb offers a free insurance plan called AirCover, but it may not cover all potential damages or liabilities. It is important to…

Most investors will never become billionaires, but there are still some valuable lessons to be learned by examining what the richest people in the world have in common. You may be able to apply some things to your own life or portfolio, even if you don’t ultimately reach billionaire status.…

The holiday season is upon us, and with it comes the inevitable scramble for last-minute gifts. Whether you’ve been caught off guard by a surprise invitation or simply lost track of time, the pressure of finding the perfect gift can be overwhelming. DIY gifts offer a personalized and heartfelt alternative…

Key Takeaways Paying your student loans could let you earn credit card rewards, buy time when the payment is due and secure a 0 percent intro APR offer. It’s important to consider both the risks and rewards when deciding if this might be the right strategy for you. …

Personal Finance

Featured Articles

PeopleImages/Getty Images Key takeaways Simple interest is not compounded. Instead, the interest on a simple interest auto loan is based on the principal amount rather than the principal and interest combined. These types of auto loans can make your monthly payments more affordable and save…

All News

Key takeaways Many term life policies let you switch to permanent coverage, like whole life or universal life, without undergoing a medical exam. Your conversion window won’t stay open forever, so grab your policy or call your insurer to check the details and deadlines before it’s too late. Some policies…

Key takeaways Both the Capital One Savor Student Cash Rewards Credit Cards and Discover it® Student Cash Back are good options for students who want to build credit and earn rewards. The Capital One Savor Student Cash Rewards Credit Card is great for those who spend more on groceries and…

Key Takeaways The Wells Fargo Active Cash® Card offers unlimited 2 percent cash rewards on purchases, making it one of the best flat-rate cards available. This card also features an easy-to-earn welcome bonus, a cellphone protection benefit and introductory APR offers on both purchases and qualifying balance transfers. …

Key takeaways Cruises can be easy to budget and plan for since most of the costs involved are fixed, meaning you know what you’re paying upfront. Not only do cruises include your lodging and transportation in the cruise fare, but you get unlimited meals and snacks as well. Credit card…

Key takeaways The Chase Freedom Flex® is best suited for those who want to earn boosted rewards on rotating categories without paying an annual fee. Along with a solid welcome offer, the Chase Freedom Flex also comes with an intro APR offer on both purchases and…

Saving for your grandchildren can help to minimize the financial burdens they may encounter as they mature. Whether it’s paying for college, buying a first home or providing a safety net in an uncertain job market, these funds can make a significant difference. Here are the best ways to build…

Key takeaways The United States maintains a unique credit scoring framework. Other countries use different scoring systems, so you need to start fresh if you move internationally. The financial habits that help you build good credit in the U.S. can serve you well anywhere you go. In the United States,…

Key takeaways Credit repair courses teach important skills such as how to access and read credit reports, identify errors and file disputes. A credit repair class is not a quick fix and doesn’t guarantee success, especially if the negative marks on your credit report are accurate. Before choosing a credit…

Oleksandra Yagello/Getty Images Cred.ai is a credit-building service that describes itself as a “high-tech and premium card spending experience.” Its main product is the Unicorn Card, which it says is a “life-changing debit card replacement” that will help you build credit automatically. If you want to build or establish credit…

Maskot/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways The best time to buy a car is typically at the end of the year, during holidays or at the beginning of the week. Mondays are often the best day to buy a car as salespeople are more focused on potential…

Fund Credit Pros

© 2024 Fund Credit Pros. All Rights Reserved.