Key takeaways The Alaska Airlines Mileage Plan program is an exceptional choice for anyone who regularly flies to or from the West Coast. Mileage Plan boasts a vast partner network of airlines, hotels, rental car companies and everyday shopping sites — all of which can help you earn miles more…
Halfpoint Images/Getty Images Key takeaways Both high-yield savings accounts and money market funds provide safe and accessible places to park your cash, but they come with a few key differences. High-yield savings accounts are FDIC-insured up to $250,000 per account holder, while money market funds are not, though they’re still…
Key takeaways Cosigning means you are responsible for covering payments if the main borrower cannot, but you do not have any legal rights to the car. Co-owning means both parties have equal ownership and financial responsibility for the car. Both cosigning and co-owning can significantly impact your credit scores, either…
Key takeaways A range of credit cards from American Express offer purchase protection against damage or theft, although limits on this benefit vary by card type. This coverage applies when a purchase is damaged or stolen within a specified timeline and charged to an eligible card. Some American Express credit…
Personal Finance
Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that…
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If you’re sitting on $1.2 million in a traditional IRA and expect to receive $2,000 per month from Social Security, you may be wondering if that’s enough to retire at age 67. The answer, as always, depends on several factors, such as how long you…
Dept Managmnt
Images by Getty Images; Illustration by Bankrate When you’re working hard to build financial security, deciding to spend thousands of dollars on a…
Banking
OBSERVATIONS FROM THE FINTECH SNARK TANK JPMorgan Chase notified fintech data aggregators that, starting later this year, it plans to charge for access…
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When you’re traveling, the right bank account can save you money in fees and help you manage your money while you’re abroad with ease. From fee-free ATM access and no foreign transaction fees to earning rewards for travel, here are some of the bank account features to look for if…
Key takeaways The gap between prices of new-construction homes and existing homes has narrowed. On top of that, builder financing promotions are helping qualified buyers in specific regions. The increase in supply of new homes in the South and West has led to lower prices and more choices for buyers…
Key takeaways While Southwest Airlines made sweeping changes in the last year, including ending its free checked bags stance, the company’s loyalty program is still impressive with its lack of blackout dates and flexible rebooking policy. Southwest Airlines is also known for its popular Companion Pass, which lets users add…
eakkarat rangram/Shutterstock Key takeaways A mortgage origination fee is a charge you pay at closing to cover the cost of processing and funding your home loan. Usually, an origination fee is about 0.5 to 1 percent of the loan amount. There are ways to save on an origination fee, including…
Key takeaways The best way to maximize your Capital One Venture X Rewards Credit Card travel credit is to combine it with the other benefits, bonuses and perks that the card offers. Use tools like the Capital One Travel Price Match, Price Watch and Price Forecast to use your travel…
Key takeaways Where Discover credit cards shine for their lack of fees, they come up short in terms of global acceptance and available cardholder perks. Visa credit cards stand out for their rewards rates and cardholder benefits, but only with the top cards available within the network. Instead of choosing…
Key takeaways The Chase Slate Edge℠ can help you pay off credit card debt, with a no-interest purchase and balance transfer option for 18 months. After the introductory period ends, an 18.99% – 28.99% Variable APR applies. The Chase Freedom Flex®* card also comes with a purchase and balance transfer…
Whether you are buying a home or selling one, the process can be more complex and costly than you anticipate. A real estate transaction involves more than just the home’s sale price: You also have to factor in closing costs, which are the various fees, taxes and expenses that both…
Images by GettyImages; Illustration by Bankrate Key takeaways Federal student loans are offered by the federal government. Their low eligibility requirements and unique borrower protections make them the better option for most borrowers. Private student loans can help bridge funding gaps or offer better terms for professional or graduate students,…
Much has been made about how buy now, pay later (BNPL) debt will impact consumer credit, but the rising popularity of this accessible loan could have another meaningful effect: an increased demand for debt consolidation. Debt consolidation loans — personal loans used to group multiple debt balances — could become…