All checking accounts might seem to be alike. But a business checking account may offer capabilities that aren’t available with a personal checking account, such as employee access controls, fraud protection tools and payment integrations. Even if you want to open a secondary personal account only for business use, it…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
This article does not represent the financial advice of Barclays. Individuals should consider their situation carefully before making financial decisions. Not all savings accounts are created equal — especially if you’re dealing with larger amounts. If you have $25,000 or more in your savings account, it’s time to think more…
Key takeaways Closing a credit card may hurt your credit, but the impact varies depending on your credit history. Sometimes, it makes sense to close a card even though it might affect your credit. You can take steps to minimize the potential hit to your credit. If you’re like most…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways With an eligible Chase credit card, you can earn boosted rewards when you redeem for statement credits toward select purchases made in the last 90 days. Depending on the card, categories include travel, charities, groceries, gas and annual membership fees. Expiration dates vary…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways Student credit cards are unsecured credit cards that can help college students build credit, sometimes while earning rewards. Secured credit cards require a refundable cash deposit as collateral, but they are also a great tool that cardholders can use to build credit with responsible use. Secured credit cards…
The annual rate of inflation has reached its lowest level in four years, according to the consumer price index (CPI) report released Thursday. The 12-month inflation rate decreased in March to 2.4 percent from February’s rate of 2.8 percent. Prices fell on gasoline, used cars and trucks, auto insurance, airfare…
Florida is already one of the most expensive states for car insurance, and drivers who are considered high-risk often pay the most for coverage. Drivers with DUIs, speeding tickets or other infractions are usually placed in a high-risk group along with people who live in congested or crime-ridden areas, teens…
With the 2025 regular tax season deadline just days away, the IRS is already bracing for more cuts in its workforce. Thousands of agency employees are expected to receive pink slips in mid-May, about a month after Tax Day, April 15. Losses So Far Earlier this year, the IRS fired…
Key takeaways Term life insurance ends after a set number of years, but that doesn’t always mean your need for coverage disappears. You might be able to renew your policy or convert it to permanent coverage, depending on what your insurer allows. If you’re still in good health, getting a…
Images by GettyImages; Illustration by Bankrate Every investor loves to find an undervalued stock. In fact, the value investing strategy has been touted by some of the greatest investors of all time, including Warren Buffett. Value investments can provide the rare combination of low risk and high returns, but there…
Robb Sommerfeld used a popular business credit card to help manage finances at National Center for Craftmanship (NCC), a nonprofit where he serves as an executive director — until the bank suddenly closed the account. The sudden account closure put Sommerfeld and his organization in a tough spot, as the…
Whether you’re self-employed or a salaried employee, you’re responsible for paying taxes on your income. And the U.S. tax system is “pay as you go,” which means you owe taxes throughout the year — not just at tax time. Salaried and hourly employees — that is, anyone who receives a…
You’ve spent much of your working life building up your 401(k) and then along comes a market downturn to threaten your retirement plans. What can you do to ensure your portfolio stays protected? “We believe the key thing to do is to keep your 401(k) funds invested. If you take…
Images by GettyImages; Illustration by Bankrate The best HELOC or home equity loan, most folks would say, is the one that costs the least. But low cost is not just about a competitive interest rate. Upfront fees, closing costs and ongoing charges can add up to a significant chunk of…
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