Key takeaways You should have another policy in effect before canceling your existing coverage to avoid your future car insurance premiums increasing substantially due to a lapse in coverage. If you are recuperating from surgery, embarking on a long vacation or something similar, you may want to suspend your car…
Image by Getty Images; Illustration by Bankrate Key takeaways The type of marijuana, delivery method and frequency of use may all play a role in how life insurance companies rate life policies for marijuana users. Different life insurance companies may have different policies regarding marijuana use, and some companies may…
Key takeaways You don’t need to be rich, but you do need to be intentional with your financial plans to set your kids up for life. Strategic financial moves early on — like setting up a 529 account or custodial Roth IRA — can lead to decades of compounding growth…
One word can sum up the business pulse for August: volatile. While tax cuts from the Big Beautiful Bill and a recovering GDP have boosted business confidence, a stagnantly-high Fed rate, crackdowns on the immigrant labor force and the looming threat of tariffs have economic sentiments in a cautious wobble.…
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Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that…
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President Donald Trump signed an executive order on Thursday directing the Department of Labor to revisit its guidance on including alternative assets — such as private equity, real estate and even cryptocurrency — in 401(k) plans. The move marks a controversial expansion of retirement investment options and…
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Images by Getty Images; Illustration by Bankrate When you’re working hard to build financial security, deciding to spend thousands of dollars on a…
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OBSERVATIONS FROM THE FINTECH SNARK TANK JPMorgan Chase notified fintech data aggregators that, starting later this year, it plans to charge for access…
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TIMOTHY A. CLARY/Contributor/Getty Images The world’s largest stock exchanges offer thousands of stocks for investors to trade with trillions of dollars in listed stocks. The ranks of the biggest exchanges include those in the United States, Europe, China, Japan and India, with an exchange needing a market cap of at…
Thomas Barwick/Getty Images Key takeaways The Bank of America travel rewards program allows cardholders to redeem points for statement credits to cover travel-related purchases, making for a simple, flexible travel rewards option. Bank of America travel rewards cards have various benefits and perks, but may not be the best option…
Key takeaways There are a lot of money tasks you can handle on your own. But not everyone is comfortable navigating the more complex, technical or anxiety-inducing areas of financial planning. A financial advisor can offer personalized guidance and actionable strategies to help you achieve your goals. The best time…
“Insurance carriers are, for the most part, for-profit companies,” I declare to my risk management and insurance students. “They are allowed to make a profit. Does this shock you?” Most students are surprised — especially after seeing headlines about insurance companies earning billions while raising policyholders’ premiums to record highs.…
Key takeaways Business loans require significant documentation about your business formation, financial statements and possibly a business plan Both personal and business finances are reviewed Lenders typically take a few days to weeks to process your information, depending on the lender and type of loan Every business loan requires you…
Under the One Big Beautiful Bill Act interest paid on certain car loans would become tax-deductible. If you purchased a personal-use vehicle after December 31, 2024, and financed it with a qualified loan, you may be able to deduct up to $10,000 in interest per year through 2028, even if…
Key takeaways Crowdfunding for your small business allows you to fundraise money through individual investors interested in your project You can use different types of crowdfunding, including donation, reward, debt and equity crowdfunding Depending on the platform, you may or may not have to pay back the funds, or you…
Inflation under Trump and Biden reflects two very different economic backdrops. During Trump’s first presidency, inflation remained modest, with rates generally staying below the Federal Reserve’s 2% target. Under Biden, inflation surged beginning in 2021, influenced by supply chain disruptions, stimulus spending and rising energy costs. Forecasts for a second…
Citi is an advertising partner. For frequent American Airlines flyers, having a co-branded airline credit card can provide valuable perks and rewards within the American AAdvantage program. However, it can be overwhelming to determine which card is the best fit for your needs. American Airlines co-branded credit cards offer varying…
Charles Schwab and Robinhood are two of the most popular online brokerages, letting clients buy and sell stock, options, exchange-traded funds and more. Millions of people trust these names to help them access the market, track investments and research stocks, among other things. Charles Schwab has a long-deserved reputation as…
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