All checking accounts might seem to be alike. But a business checking account may offer capabilities that aren’t available with a personal checking account, such as employee access controls, fraud protection tools and payment integrations. Even if you want to open a secondary personal account only for business use, it…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
This article does not represent the financial advice of Barclays. Individuals should consider their situation carefully before making financial decisions. Not all savings accounts are created equal — especially if you’re dealing with larger amounts. If you have $25,000 or more in your savings account, it’s time to think more…
Key takeaways Closing a credit card may hurt your credit, but the impact varies depending on your credit history. Sometimes, it makes sense to close a card even though it might affect your credit. You can take steps to minimize the potential hit to your credit. If you’re like most…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways With an eligible Chase credit card, you can earn boosted rewards when you redeem for statement credits toward select purchases made in the last 90 days. Depending on the card, categories include travel, charities, groceries, gas and annual membership fees. Expiration dates vary…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways Credit cards are powerful financial tools that have helped millions of consumers build and rebuild credit, earn rewards and pay off major purchases over time. But when used irresponsibly, they can also cause consumers to slip into vicious debt cycles that can be hard to get out of. …
Key takeaways There are many ways to redeem cash back, points and miles, with options varying by card and issuer. When it comes to points and miles, you can often heighten your rewards value with travel portal bookings and transfer travel partners. You can typically redeem cash back for statement…
Tony Anderson/Getty Images Mortgage rates could stay within a narrow range for the remainder of 2025, according to a poll by Bankrate, making it harder for homebuyers and homeowners with higher rates to time their choices to buy or refinance. The quarterly poll, which asks experts for their expectations on…
“I’m just a bill. Yes, I’m only a bill. And I’m sitting here on Capitol Hill. Well, it’s a long, long journey to the capital city. It’s a long, long wait while I’m sitting in committee, but I know I’ll be a law someday. At least I hope and pray…
Key takeaways A housing market recession or weakness could spur lenders to change the original terms of a HELOC (home equity line of credit) in a way that they can’t with mortgages. A serious dip in home values can cause lenders to lower your credit line or freeze it —…
Key takeaways Using a credit card to pay off student loans is only possible in specific circumstances — and it’s often not worth the effort. To pay your student loans with a credit card, you’ll likely have to either use a third-party payment service or convenience checks — both…
The Nasdaq stock exchange contains some of the most attractive investments on the stock market, including quickly growing tech names. Investors can own them all by purchasing a Nasdaq index fund, making it easy to own such bellwethers as the Magnificent 7 stocks. But a variety of such funds exist,…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
Stocks plummeted to start 2025, egged on by a slowing economy and U.S. President Donald Trump’s announcement of tariffs on major trading partners. Both the S&P 500 stock index and the tech-heavy Nasdaq index entered bear market territory, meaning they declined by 20 percent or more from a recent high.…
Key takeaways Improving business cash flow is vital to your business’s success, helping you ensure that you always have enough cash to cover your bills, payroll and debts Planning ahead for cash needs and cutting unnecessary spending can support better cash flow management Get paid quickly by offering discounts and…
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