All checking accounts might seem to be alike. But a business checking account may offer capabilities that aren’t available with a personal checking account, such as employee access controls, fraud protection tools and payment integrations. Even if you want to open a secondary personal account only for business use, it…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
This article does not represent the financial advice of Barclays. Individuals should consider their situation carefully before making financial decisions. Not all savings accounts are created equal — especially if you’re dealing with larger amounts. If you have $25,000 or more in your savings account, it’s time to think more…
Key takeaways Closing a credit card may hurt your credit, but the impact varies depending on your credit history. Sometimes, it makes sense to close a card even though it might affect your credit. You can take steps to minimize the potential hit to your credit. If you’re like most…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways With an eligible Chase credit card, you can earn boosted rewards when you redeem for statement credits toward select purchases made in the last 90 days. Depending on the card, categories include travel, charities, groceries, gas and annual membership fees. Expiration dates vary…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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There are several ways for investors to add stable investments that provide a stream of income to their portfolios. One of the most common ways to do so is by investing in dividend stocks. In fact, there are some companies, referred to as Dividend Aristocrats, that have consistently been raising…
Investing in 2025 is more accessible than ever — but it isn’t always easy. With nearly constant market volatility and financial advice flooding your social media feed, it’s easy to make mistakes that hurt your long-term returns. Whether you have $5 or $500,000, avoiding these common traps can save you…
President Donald Trump has announced, rescinded, raised and adjusted dozens of tariffs over the first months of his presidency, leaving business owners scratching their heads as to when and how they should brace for impact. As the tariff situation develops, many small business owners are worried about how import taxes…
The Stanford Marshmallow Test, conducted by researcher Walter Mischel in the late 1960s, found that children who could delay immediate gratification — by waiting to eat a marshmallow placed before them — tended to achieve better outcomes later in life. The lesson? Sacrificing short-term indulgences can lead to bigger rewards…
Traditionally, selling your home involved paying the commission of both your own real estate agent as well as the buyer’s agent, which could run as high as 6 percent of the home’s sale price. As a result, New York sellers faced a steep commission bill when it came time to…
Bitcoin and other cryptocurrencies have been extremely volatile over the past 15 years since being introduced. These digital assets are often touted for their protection against inflation and potential for long-term stability, but the reality is they’ve behaved more like risky assets during periods of market upheaval. As of April…
New Consumer Price Index (CPI) data suggests that inflation has once again ticked down slightly. Over the past year, the all items index increased 2.4 percent before seasonal adjustment, according to the latest figures from the U.S. Bureau of Labor Statistics, released April 10. This is down from last month’s…
Mongkol Chuewong/Getty Images Global Entry is a U.S. Customs and Border Protection (CBP) program that allows pre-approved, low-risk travelers to expedite the customs and immigration process upon arrival in the United States. This benefit can save a lot of time after a long trip home. Signing up for Global Entry…
As the 2025 homebuying season kicks off, Americans are staring down some of the most difficult conditions they’ve ever faced. Home prices have risen to record highs, and mortgage rates are well above their record lows. Thanks to the affordability squeeze, the typical age of a first-time buyer has increased…
Key takeaways The median down payment on a home in the U.S., as of January 2025, was $54,310 – about 15% of the median purchase price. Most housing market data focuses on the median down payment rather than the average because the median is a better measure of what the…
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