Key takeaways The Hawaiian Airlines rewards program offers opportunities to earn miles for various activities such as shopping, staying at hotels and dining at participating restaurants. The easiest way to join the Hawaiian Airlines dining rewards program is to sign up either for its co-branded credit card or debit card.…
Alexandria City, Arlington, Clarke, Culpeper, Fairfax, Fairfax City, Falls Church City, Fauquier, Fredericksburg City, Loudoun, Madison, Manassas City, Manassas Park City, Prince William, Rappahannock, Spotsylvania, Stafford and Warren counties: $1,209,750 All other counties: $806,500 Washington loan limits Caret Down Icon Summit and Wasatch counties: $1,149,825 All other counties: $806,500 Vermont…
With 2024 winding down, that means it’s time to think about resolutions for the coming year. As the year has seen an easing of inflation, the aftermath of increased costs has left a lasting impact on our savings and financial wellbeing. Almost half of Americans (47 percent) said in a…
Key takeaways Closing on a house is a complex process that takes several weeks and involves many steps for you and your lender. On closing day, you’ll sign a stack of documents, pay closing costs and receive the keys to your house. Several issues can delay closing, including a low…
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TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Voters in Washington State have decided to keep the state’s first-in-the-nation public long term care insurance program. On Tuesday, they…
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Key takeaways To receive unemployment benefits, you need to have filed all the correct documentation, have your identity verified and have answered all the questions clearly. If something is missing in your documentation or your claim gets flagged, you may have to wait to receive…
Dept Managmnt
Key takeaways A lien serves as an official notice that you owe a creditor for unpaid property. If you do not pay, the…
Banking
With interest rates easing and inflation cooling, small businesses are getting a much-needed break. A change to the Small Business Administration’s (SBA) refinancing…
Credit Cards
Key takeaways Actively using a credit card responsibly can help improve your credit score over time. Using your credit card like a debit…
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Key takeaways Both charge cards and credit cards allow you to make purchases that you can pay off at a later date. Although charge cards typically come without preset spending limits, they typically require users to pay the balance in full each month. Credit cards allow users to carry a…
Key takeaways A seller’s market is often defined by limited housing inventory, putting sellers in a position of leverage as buyers compete for the few homes available. In a buyer’s market, buyers have ample housing supply to choose from and sellers may need to lower their price or negotiate concessions…
Key Takeaways A range of credit cards from American Express offer purchase protection against damage or theft, although limits on this benefit vary by card type. This coverage applies when a purchase is damaged or stolen within a specified timeline and charged to an eligible card. Some American Express credit…
Key takeaways Wells Fargo Merchant Services provides payment processing solutions for small- to medium-sized businesses. Merchants must have a Wells Fargo business checking account to be eligible for the bank’s services. Wells Fargo offers a range of payment processing options, including point-of-sale devices and online payment solutions. If you own…
LUHUANFENG/Getty Images; Illustration by Bankrate Key takeaways A CD ladder entails opening multiple CDs with varying terms and maturity dates. CD ladders allow you to take advantage of potentially higher yields, while also maintaining some liquidity. Once a CD in your ladder matures, you can choose to open another CD…
The last year saw a number of economic wins for the U.S., but many Americans aren’t celebrating. Inflation slowed to levels last seen in early 2021, and the Federal Reserve cut interest rates twice. But that may not mean much to many Americans’ wallets, as prices of common goods are…
Key takeaways As of September 2024, 27 percent of holiday shoppers planned to take on debt for their holiday spending, according to Bankrate’s Early Holiday Shopping Survey. Eleven percent of holiday shoppers planned to use a buy now, pay later (BNPL) service. Twenty-eight percent of holiday shoppers were stressed about…
Douglas Sacha/Getty Images The biggest tax question on most people’s minds, once filing season gets underway, is whether they’ll get a refund or owe the IRS money. The average tax refund in 2024 was $3,004, a 0.9 percent increase from the average refund of $2,977 in 2023, based on IRS…
Key takeaways With responsible use, credit cards can help you build your credit and earn valuable rewards. Plus, you can enjoy protection against unauthorized charges and other benefits. Keep in mind that credit card interest rates are high, and if you don’t pay on time and in full, you could…
Key Takeaways Using a business credit card for personal purchases isn’t technically illegal, but it could violate the terms and conditions of your card agreement, which has consequences. These consequences can include the closure of your account, personal liability, tax implications, more complicated bookkeeping and a negative impact…