All checking accounts might seem to be alike. But a business checking account may offer capabilities that aren’t available with a personal checking account, such as employee access controls, fraud protection tools and payment integrations. Even if you want to open a secondary personal account only for business use, it…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
This article does not represent the financial advice of Barclays. Individuals should consider their situation carefully before making financial decisions. Not all savings accounts are created equal — especially if you’re dealing with larger amounts. If you have $25,000 or more in your savings account, it’s time to think more…
Key takeaways Closing a credit card may hurt your credit, but the impact varies depending on your credit history. Sometimes, it makes sense to close a card even though it might affect your credit. You can take steps to minimize the potential hit to your credit. If you’re like most…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways With an eligible Chase credit card, you can earn boosted rewards when you redeem for statement credits toward select purchases made in the last 90 days. Depending on the card, categories include travel, charities, groceries, gas and annual membership fees. Expiration dates vary…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Credit Sesame offers tips on how to manage your credit during economic uncertainty by using proactive strategies that help protect your score and access to credit. Economic ups and downs have been making headlines lately, with new tariffs, market swings, and rising costs putting extra pressure on household budgets. When…
If the Federal Reserve cuts interest rates this year, don’t bank on it curing your borrowing woes. As panic over President Donald Trump’s massive “Liberation Day” tariffs swept across global financial markets, traders started upping their bets that U.S. central bankers might soon cut interest rates. Investors now predict a…
Key takeaways Business travel insurance reimburses particular unexpected expenses or financial losses you suffer before or during a trip for work. A travel insurance policy usually covers things like trip cancellation/interruption, medical costs, lost baggage, travel delays, lodging expenses and more. Costs for business travel insurance often run between 5…
It’s a question you’ll frequently hear during any program discussing the latest financial news: “What did the market do today?” The answer often includes a reference to an index such as the Dow Jones Industrial Average, the S&P 500 or the Nasdaq. But what are these? And what distinguishes one…
Nicola Katie/ Getty Images Key takeaways Requesting a credit line increase from Wells Fargo starts by calling the issuer and speaking to their customer service team. Before requesting your increase, however, you should make sure that your account is in good standing and that you have a positive payment history…
If you’re a parent or guardian, the child tax credit, or CTC, can lower your federal tax bill by up to $2,000 per qualifying child. But if your tax liability is too small — or nonexistent — you might not be able to use the full credit. That’s where the…
The Standard & Poor’s 500 index, or S&P 500, is perhaps the world’s most well-known stock index. The index contains about 500 of the largest publicly traded companies in the U.S., making it a bellwether for stocks. It includes stocks across all 11 sectors of the economy, as defined by…
staticnak1983/Getty Images Key takeaways Credit card issuers charge late fees when a cardholder misses their payment. If you miss multiple payments, you can be charged multiple late fees. To avoid a late fee, make sure you pay your bills on time every month. Credit cards can come with a variety…
The stock market can be a fantastic generator of wealth. Anyone with the means to do so can invest in the best companies in the world and watch their wealth grow alongside the companies’ long-term business results. Investors are often drawn to new and exciting companies that operate in high-growth…
Cryptocurrencies have been on quite the ride since being introduced, with some early investors seeing sizable gains, while those who bought at the peak are yet to fully recover from their losses. The digital coins have sparked much debate in the investment industry about their investment merits and viability, with…
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