All checking accounts might seem to be alike. But a business checking account may offer capabilities that aren’t available with a personal checking account, such as employee access controls, fraud protection tools and payment integrations. Even if you want to open a secondary personal account only for business use, it…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
This article does not represent the financial advice of Barclays. Individuals should consider their situation carefully before making financial decisions. Not all savings accounts are created equal — especially if you’re dealing with larger amounts. If you have $25,000 or more in your savings account, it’s time to think more…
Key takeaways Closing a credit card may hurt your credit, but the impact varies depending on your credit history. Sometimes, it makes sense to close a card even though it might affect your credit. You can take steps to minimize the potential hit to your credit. If you’re like most…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways With an eligible Chase credit card, you can earn boosted rewards when you redeem for statement credits toward select purchases made in the last 90 days. Depending on the card, categories include travel, charities, groceries, gas and annual membership fees. Expiration dates vary…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways Your credit utilization ratio accounts for 30 percent of your FICO score and is calculated by dividing the total debt you have on your revolving credit accounts by your total credit limits you have on these accounts. Experts suggest keeping credit utilization at less than 30 percent…
Investing is one of the best ways to build long-term wealth, but picking the right type of account can feel confusing. You want to save for retirement, for example, but do you go with a Roth IRA, a 401(k), an SEP IRA or something else? The good news: There’s an…
I was 19 when I received my first credit card and I had no idea what I was doing — and I’m not alone. In fact, according to a recent Bankrate survery, over half of Americans have not received a strong financial education, affecting their ability to build positive money…
Kevin Dietsch/Getty Images U.S. President Donald Trump threw markets for another loop on the roller coaster saga of tariffs, announcing that he was pausing the implementation of his “Liberation Day” global tariffs for 90 days on non-retaliating countries. Stocks soared on the day of the news, with the S&P 500…
Krongkaew/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Depending on the lender, business lines of credit can offer limits from $250,000 to $5 million Lenders offer both unsecured and secured lines of credit In some cases, lenders will allow you to increase your line of credit amount if your account…
Image by GettyImages; Illustration by Bankrate In a surprising spike, home equity lines of credit (HELOCs) climbed 10 basis points this week to 8 percent, according to Bankrate’s national survey of lenders. Conversely, home equity loans, fell in the latest week, with the average $30,000 home equity loan dropping two…
Gold has appreciated dramatically in recent years. This spring, the price of gold has hit a few record highs over $3,000 per ounce, marking a 100 percent increase over the last five years and a whopping 575 percent gain over the last 20 years. However, if you sell gold bars, coins or…
Key takeaways Reviewing your expenses regularly can reveal opportunities to save money. Monitoring marketing campaigns to identify those with the highest return on investment (ROI) can help you redirect funds to the best opportunities. Incentivizing employees to discover wasteful spending by offering bonuses or giving them a percentage of total…
Key takeaways Most student credit cards require you to be a part-time or full-time student who is above the age of 18 enrolled at a two- or four-year institution. Many student credit cards consider your credit score, income, debt-to-income ratio and credit history length. If you’re not yet…
China is home to some of the largest tech companies in the world, many of which can be purchased by U.S. investors. These Chinese stocks have lagged behind their U.S. peers in recent years, but several are off to a relatively strong start in 2025 and may still offer compelling…
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