If you’re looking to invest in the ongoing rise of semiconductors, then buying a semiconductor exchange-traded fund (ETF) is an easy way to get started without the work of analyzing individual companies. With a semiconductor ETF, you can buy a cross-section of the industry and not have to pick the…
Key takeaways Life insurance may help provide financial support for the long-term care of children with special needs or disabilities. In some cases, a special needs trust can protect a child’s assets and serve as the life insurance beneficiary. Permanent insurance, such as whole life, provides coverage that will remain…
The Trump “baby 401(k)s” have gotten a lot of press, especially with all the hullabaloo about giving children a nest egg of their own. It’s a fine idea in theory, but the restrictions and caveats make Trump accounts more inflexible than they should be. Even if you don’t qualify for…
Key takeaways United MileagePlus miles can be earned and redeemed with United Airlines, Star Alliance partners, non-Star Alliance airline partners and a whole slew of other travel partners. United miles can be earned through flights on the airline or its partners as well as through credit cards, hotel partners, dining…
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New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
President Trump’s 2026 budget would freeze spending for many services for older adults, deeply cut others, continue his efforts to…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
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Key takeaways Setting up automatic payments ensures you’re never late. You can choose to pay the minimum due, the full statement balance or a fixed amount monthly. If you’re not using autopay, schedule calendar alerts or reminders in advance of the due date. Paying several…
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Key takeaways It may be difficult to obtain a new loan after you enter a debt management plan, especially if you have recently…
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OBSERVATIONS FROM THE FINTECH SNARK TANK In 2022, President Biden signed an executive order directing the government to develop a framework for digital…
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Key takeaways Typically, experts recommend you spend no more than 28 percent of your gross monthly income or 25 percent of your net monthly income on mortgage payments. Today, you may find yourself spending substantially more on your mortgage due to high home prices in certain parts of the country.…
Medical payments (MedPay) coverage is optional insurance in most states, but you may want to consider it for additional financial protection, even if you have health insurance. If you’re involved in an accident, regardless of fault, MedPay covers eligible expenses for you and your passengers. What is auto insurance medical…
The legacy Capital One Savor Cash Rewards Credit Card is no longer taking new applicants as of July 2024, although existing cardholders can still use the card. Those interested in the legacy Savor card can check out the new Capital One Savor Cash Rewards Credit Card*, formerly called the SavorOne…
Key takeaways Bank of America and Chase both offer cash back cards, travel cards and others. Bank of America is known for its Preferred Rewards program, which rewards customers who bank with the issuer, while Chase is known for its Chase Ultimate Rewards program, which offers high-value travel redemptions. Bank…
Key takeaways Selling a house to a family member or friend is common in FSBO (for sale by owner) transactions. Even when you’re selling a home to someone you know, it’s advantageous to hire outside professionals such as a real estate agent and an attorney to avoid any conflicts and…
Key takeaways When a property is listed as “pending sale,” it means the seller has accepted an offer, but the deal hasn’t closed yet. In some cases, you can make an offer on a house that’s pending, but you’re unlikely to be successful. A pending sale can fall through if…
Brokerages are aggressively competing for your money. One way they do so is by offering competitive bonuses that you can add right to your brokerage account. It’s important to know the best offers so that you can decide whether it’s a good time to open a brokerage account and take…
Key takeaways The typical minimum amount to open a jumbo CD is $100,000, although some jumbos require a minimum of $95,000, even less. Although many jumbo CDs offer competitive APYs, there are many standard CDs that earn higher yields than jumbos, so it’s important to compare rates. Depositing a large…
Getty Images, MesquitaFMS The August 1 deadline for the latest round of trade negotiations has passed, and drivers remain in insurance purgatory — waiting to see how tariffs will impact auto rates and repair costs. The U.S.-EU trade agreement may bring some stability to the global auto market, but it…
Key takeaways Federal loan borrowers lose government protections when refinancing, making it a bigger trade-off Autopay discounts offer an easy way to cut rates without changing loan terms Cosigners remain responsible for loans even after refinancing Tens of millions of Americans have borrowed money to pay for college. If you…
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