All checking accounts might seem to be alike. But a business checking account may offer capabilities that aren’t available with a personal checking account, such as employee access controls, fraud protection tools and payment integrations. Even if you want to open a secondary personal account only for business use, it…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
This article does not represent the financial advice of Barclays. Individuals should consider their situation carefully before making financial decisions. Not all savings accounts are created equal — especially if you’re dealing with larger amounts. If you have $25,000 or more in your savings account, it’s time to think more…
Key takeaways Closing a credit card may hurt your credit, but the impact varies depending on your credit history. Sometimes, it makes sense to close a card even though it might affect your credit. You can take steps to minimize the potential hit to your credit. If you’re like most…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways With an eligible Chase credit card, you can earn boosted rewards when you redeem for statement credits toward select purchases made in the last 90 days. Depending on the card, categories include travel, charities, groceries, gas and annual membership fees. Expiration dates vary…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Thomas Barwick/Getty Images Key takeaways The Blue Cash Preferred® Card from American Express and the Blue Cash Everyday® Card from American Express both offer high cash back reward opportunities in a number of popular everyday categories, including at U.S. supermarkets and U.S. gas stations. While the Blue Cash Preferred offers…
Key takeaways Peer-to-peer lending allows individuals to borrow from other individuals rather than traditional banks or financial institutions. Borrowers should be cautious of additional fees and potentially higher interest rates when considering a P2P loan. Lenders face the risk of losing their money if the borrower defaults on the loan.…
Bloomberg / Contributor / Getty Images Key takeaways According to T. Rowe Price, this market downturn may be different from others we’ve experienced since 2008. Old-school defensive sectors may not provide the same ballast as they have in the past. Investors may want to hedge risk exposure, limit downside and…
The alternative minimum tax, or AMT, is pesky. You think you’re done with your tax return, only to do the calculations for the AMT and find that you owe more taxes. While it was designed to catch wealthy tax avoiders, the AMT may unwittingly snare some in the middle class…
Here’s the kicker about credit card debt — as soon as it starts rolling down the hill, it gains momentum and size thanks to interest. Unfortunately, it’s a slippery slope that many credit cardholders are on. Credit card interest rates are some of the highest borrowing costs out there, currently…
Key takeaways Rewards credit cards are best for everyday purchases, earning you cash back or points on your spending. Travel credit cards are a solid fit for frequent travelers and include co-branded airline and hotel cards. For those new to credit, a secured or student credit card can be a…
These days, many Americans are feeling a heavy sense of dread as headlines report on spiraling stock prices, President Donald Trump’s massive reciprocal tariffs and the possibility of recession. The negative economic news cycle has spurred worsening consumer sentiment. Many have been struggling with their expenses for some time, in…
Photography by Getty Images; Illustration by Bankrate Home insurance doesn’t always cover basement floods. Although floods are the most common natural disaster in the country, flooding is not included in your home insurance coverage. To be financially protected from floodwaters, you’ll need a separate flood insurance policy. However, there are…
Are you on the hunt for money that may have been misplaced or entirely forgotten? You or a relative may have money left in an old bank account, a 401(k) from an old employer or even a hidden cache of money in an IRA, annuity or pension. This scenario can…
If you’re hoping to buy a house in the near future, your pathway to purchase will look quite different depending on where exactly you want to live. The definition of affordability isn’t identical across the entire country, so it’s important to think about where you can get the biggest bang for…
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