All checking accounts might seem to be alike. But a business checking account may offer capabilities that aren’t available with a personal checking account, such as employee access controls, fraud protection tools and payment integrations. Even if you want to open a secondary personal account only for business use, it…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
This article does not represent the financial advice of Barclays. Individuals should consider their situation carefully before making financial decisions. Not all savings accounts are created equal — especially if you’re dealing with larger amounts. If you have $25,000 or more in your savings account, it’s time to think more…
Key takeaways Closing a credit card may hurt your credit, but the impact varies depending on your credit history. Sometimes, it makes sense to close a card even though it might affect your credit. You can take steps to minimize the potential hit to your credit. If you’re like most…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways With an eligible Chase credit card, you can earn boosted rewards when you redeem for statement credits toward select purchases made in the last 90 days. Depending on the card, categories include travel, charities, groceries, gas and annual membership fees. Expiration dates vary…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates than conventional loans. Government loans do offer lower down payment and credit score criteria. However, lender-imposed overlays, lengthy applications and more rigorous inspections or appraisals can make actually closing on…
Key takeaways SEC Rule 144 regulates the sale of restricted and control securities in a public marketplace. The rule aims to prevent insider trading and ensure buyers can access the necessary information. Five conditions must apply before selling restricted and control securities on the public market. Rule 144 aims to…
Stock prices can move around — a lot. Reading about the price swings alongside the day’s news may make the volatility seem reasonable or just add to the confusion. Electric vehicle maker Tesla has had a 52-week high that is more than triple its 52-week low. Swings like that aren’t…
There are many moving parts to keep track of when closing on a home, from making sure your financial documents are in order to packing up boxes. One thing homebuyers usually don’t give much thought to is their new home’s title — but it’s actually quite important. The title shows…
Key takeaways You can request a credit line increase with Discover by filling out a form online or via the issuer’s mobile app, or by calling the number on the back of your credit card. Discover takes a variety of factors into consideration when deciding to approve or deny your…
Historically, investing in farmland was not something that made sense for most Americans. The upfront cost was high, and investing required an intimate knowledge of the farming industry. However, that has changed rapidly, with new investment opportunities that greatly reduce these barriers to entry. Today, all you need to invest…
PhotoAlto/Frederic Cirou/Getty Images Key takeaways Both banks and private lenders offer personal loans with rates and terms that rely on your credit and finances. Banks are a solid pick for established borrowers with a positive credit history. Perks often include lower rates and more customer service options. Private lenders are…
Key takeaways The time value of money means that a dollar you have today is worth more than a dollar you receive tomorrow. Money you invest today can start growing right away. Due to inflation, a given amount of money has less purchasing power in the future than in the…
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a flat rate of 1.5 percent cash back on all purchases, which can be redeemed for statement credits or direct deposits. The card also comes with no annual fee and an opportunity to earn a welcome bonus. While…
Navigating financial challenges can feel overwhelming, especially when credit scores seem like a mysterious maze of numbers and consequences. If you’re struggling with credit card debt, credit counseling might be the lifeline you’ve been searching for. At American Consumer Credit Counseling (ACCC), we’re committed to helping you understand how a…
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