A larger share of women than men aren’t saving for the future and could miss out on hundreds of thousands of dollars over their lifetime as a result, a Bankrate national opinion poll found. Bankrate’s retirement savings survey found that more than a quarter of women (28%) working full-time, part-time…
For public companies, one of the simplest ways to communicate financial stability to shareholders is through cash dividend payments. The most established companies often share a portion of their profits with investors, rewarding them with cash dividends. For investors, dividends provide a steady stream of passive income. Here are some…
Cassandra Gucwa was crying in frustration in her office closet shortly after her employer was acquired by a larger conglomerate in 2012. Hundreds of employees were now mixing into her workspace, and the vibe in the office shifted from collaborative to competitive. “It was just so difficult to work your…
Building wealth is hard. For women, it’s even harder. Women typically earn less than men. When trying to move up, many find that bias is still the norm in many corners of the American workplace. They’re more likely to take breaks from work or shift to lower-paying jobs to raise…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways Tapping into home equity carries several risks, including losing the property, the potential to fall into significant debt and the dilution of a valuable asset. The unpredictable nature of the housing market and high interest rates are also reasons not to borrow against…
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Practical Money Tricks That Lead to Real Treats Getting out of debt doesn’t happen overnight, but small, consistent actions can help you regain…
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The fundamental flaws in the way the Federal Reserve operates these days were on full display Wednesday when Jerome Powell talked to the…
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Key takeaways Because the Fed’s decisions to change interest rates affect the pricing of bonds, bond investors closely monitor Federal Reserve interest rate moves. The Fed lowered rates in late 2024 but paused rates until its meeting on Sept. 16-17, 2025, when it decided to lower rates by 25 basis…
Key takeaways Uniformed service members and federal employees can borrow against their retirement plans with a TSP loan. You can borrow a minimum of $1,000. You can borrow a TSP loan for general purposes, and you can use funds to construct or close on a home. TSP loans come with…
Higher interest rates played out on stocks, cryptocurrency and commodities such as oil over the past few years. But now that the Federal Reserve has been lowering short-term rates, what can investors expect from here, and how long will the shifting rate environment impact markets? After lowering interest rates by…
Key takeaways For those wanting to grow older in their own homes, HELOCs (home equity lines of credit), home improvement loans and home equity loans may be a good way to finance the necessary renovations. If you’re moving in with a loved one, consider a personal loan or low-interest credit…
Key takeaways Your student loans could come due while you’re still in school if you drop below part-time enrollment or choose certain repayment plans. Your grades can affect your eligibility for federal student loans as well as some types of student loans. If you are notified you owe payments, and…
Investors who have held onto long-term bonds throughout the past few years might finally have their chance at seeing gains in a lower interest rate environment. Rate cuts by the Federal Reserve could push long-term bond prices higher after a period of declining values. However, as exciting as falling rates…
A dashboard-mounted camera (or “dash cam”) won’t typically lower the cost of your auto insurance automatically. Almost no U.S. auto insurers offer a direct discount for installing a dash cam, but having one in your car could still have positive payoffs. Bankrate’s insurance editorial team looked into the technology and…
Image by Chorna Olena/Getty Images; Illustration by Austin Courregé/Bankrate The Federal Reserve’s interest rate decisions influence what you pay for variable-rate home equity lines of credit (HELOCs) and new home equity loans. Let’s break down how the Fed’s monetary policy affects how much it’ll cost you to borrow against your…
This piece was originally published in early 2023 and reflects the author’s financial decisions during that time. The rest of the article has since been updated. Key takeaways With average credit card interest rates well above 20 percent, chasing credit card rewards while carrying card debt doesn’t make any sense.…
Key takeaways If you have a FICO score below 580 or a VantageScore credit score below 600, you have poor credit. You can still get access to a credit card with a score in this range, but your options will be limited. Credit cards for bad credit include both unsecured…
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