All checking accounts might seem to be alike. But a business checking account may offer capabilities that aren’t available with a personal checking account, such as employee access controls, fraud protection tools and payment integrations. Even if you want to open a secondary personal account only for business use, it…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
This article does not represent the financial advice of Barclays. Individuals should consider their situation carefully before making financial decisions. Not all savings accounts are created equal — especially if you’re dealing with larger amounts. If you have $25,000 or more in your savings account, it’s time to think more…
Key takeaways Closing a credit card may hurt your credit, but the impact varies depending on your credit history. Sometimes, it makes sense to close a card even though it might affect your credit. You can take steps to minimize the potential hit to your credit. If you’re like most…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways With an eligible Chase credit card, you can earn boosted rewards when you redeem for statement credits toward select purchases made in the last 90 days. Depending on the card, categories include travel, charities, groceries, gas and annual membership fees. Expiration dates vary…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways The decision to pay off your mortgage or invest boils down to your finances and risk tolerance. A mortgage is considered “good” debt, with relatively low risk and a lower interest rate. Still, if you’re debt-averse, it might make more sense to pay it off early. Alternatively, you…
The world’s wealthiest people have several things in common, but one of the most prominent is that the 10 richest have more than $100 billion to their name. The very top have around $200 billion. These amounts don’t consist of cash sitting in a bank but are mainly investments, often…
Key takeaways Different types of checking accounts can offer different perks such as free checks, money orders, safe deposit boxes, ATM fee reimbursements and overdraft forgiveness. Rewards checking accounts enable customers to earn points or cash back when making purchases with their debit card. Second-chance checking accounts are available for…
Jonathan and Jacqueline Sanchez didn’t grow up learning about money. But now, at ages 41 and 42, they’ve built a million-dollar net worth and are making sure their two kids have a financial head start most adults never get. The couple built their wealth through a strategic mix of real…
MarkHatfield/Getty Images The first full week of April brings the arrival of The Masters Tournament in Augusta, Georgia, where thousands of golf enthusiasts will flock to attend one of the most famous sporting events in the world. Any other week of the year, Augusta is a fairly quiet Southern town,…
In recent years, a significant portion of the stock market’s returns have been driven by just a handful of companies that have come to be known as the “Magnificent 7.” These seven companies are among the largest in the S&P 500 index and accounted for more than 30 percent of…
Credit Sesame explains why credit card interest rates remain stubbornly high—and what you can do to reduce how much you pay. Americans are increasingly worried about rising prices, and credit card interest can quietly make everyday spending even more expensive. Compared to other major types of consumer debt, credit cards…
Key takeaways Under the Equal Credit Opportunity Act, lenders can’t discriminate against applicants because of their age. As a result, older people — like those in other age groups — can get mortgages and other home loans if they meet a lender’s approval criteria. However, older adults may find it…
Photography by Getty Images; Illustration by Bankrate Key takeaways Chase no longer offers student loans or student loan refinancing. If you have a student loan with Chase, you were transferred to another student loan servicer. You still have the option to refinance your student loans even after they’ve been transferred…
damircudic / Getty Images Key takeaways Discover is no longer making new student loans. Borrowers can still access their loan information on the Discover website. There are plenty of other student loan lenders to choose from with competitive rates and perks. As of Jan. 31, 2024, Discover is no longer…
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