An annuity is a financial product issued by insurance companies that guarantees regular payments over time. People often buy annuities before retirement to offset the risk of outliving their savings. But annuities can also be created after winning a big settlement in a personal injury or wrongful death lawsuit. Instead of…
1. Shop Off-Season One of the best ways to save money on winter clothing is to shop off-season. Retailers often offer significant discounts on winter apparel at the end of the season to make room for new stock. By planning ahead and purchasing items in late winter or early spring,…
Hurricane Helene devastated much of western North Carolina like no other storm in recent history. Rain poured down the mountains, acting like a funnel to the already-swollen streams and creeks feeding into the Broad, Toe and Swannanoa Rivers. The red clay soil, already saturated with water from three days’ rain,…
As the year draws to a close, the anticipation of a New Year’s Eve celebration brings excitement and joy. It’s a time to reflect on the past year and welcome the new one with open arms. Hosting a New Year’s Eve party can be a delightful way to gather with…
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TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Voters in Washington State have decided to keep the state’s first-in-the-nation public long term care insurance program. On Tuesday, they…
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Key takeaways A life insurance rider is a policy endorsement or add-on that exists to help individuals tailor their life insurance policy to their unique needs. Policyholders are able to add as many life insurance riders as they need to their policy as long as…
Dept Managmnt
Key takeaways A lien serves as an official notice that you owe a creditor for unpaid property. If you do not pay, the…
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With interest rates easing and inflation cooling, small businesses are getting a much-needed break. A change to the Small Business Administration’s (SBA) refinancing…
Credit Cards
Key takeaways Actively using a credit card responsibly can help improve your credit score over time. Using your credit card like a debit…
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Key takeaways The Citi® Diamond Preferred® Card is one of the best balance transfer credit cards today thanks to its 0 percent intro APR offer for 21 months on transfers completed within four months of account opening, with a 17.49 percent to 28.24 percent variable APR after. This…
Thomas Barwick/Getty Images Key takeaways The Delta SkyMiles® Gold American Express Card and American Express® Gold Card each offer different perks, with the Delta card focusing on airline benefits and the Amex card having a broader range of travel and dining bonuses. While the Amex Gold has a higher annual…
The Discover it® Balance Transfer is no longer taking new applicants as of May 2024, although existing cardholders can still use the card. Those interested in the Discover it® Balance Transfer can check out the Discover it® Chrome instead. Key takeaways The Capital One Quicksilver Cash Rewards Credit Card offers a…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Chase Ultimate Rewards points transfer to 14 popular airline and hotel partners, all at a 1:1 ratio. Transferred points can be worth an average of 0.7 cents each to 2.6 cents each, depending on the Chase transfer partner you choose. Some…
Key takeaways Buying a car in winter can save you money for several reasons, including dealerships’ eagerness to sell, end-of-year sales and less crowded dealerships. Some drivers might prefer to wait until after the holiday shopping rush, which has upsides if you intend to buy a used vehicle. Most holiday…
Key takeaways The Chase Sapphire Reserve® is one of the best premium travel cards on the market, offering a host of valuable benefits and perks. This card earns up to 10X points on purchases, which can be redeemed for flights, hotel stays or transferred to Chase travel…
Key takeaways Unsecured credit cards do not require any collateral for approval and come with a credit limit based on your creditworthiness. Unsecured credit cards typically come with better rewards and perks than secured credit cards. Most of the top credit cards on the market are unsecured…
PhotoStock-Israel/Getty Images Hilton is one of the largest hospitality companies in the world. With over 24 different brands of hotels and more than 8,000 properties around the globe, travelers can choose from top-of-the-line luxury resorts or roadside motels under the Hilton umbrella. Many choose Hilton because of the excellent Hilton…
Key takeaways A biweekly budget means allocating funds from your first and second paydays to cover expenses in the first and second halves of each month. Creating this kind of budget takes time initially, but it’s an efficient way of staying on top of your expenses. If you get paid…
More Americans are expressing optimism about their finances as pandemic-era price hikes and the “vibecession” increasingly fade away. Bankrate’s latest Financial Outlook Survey finds that 44 percent of Americans think their finances will improve in 2024. This compares with 37 percent who said in a 2023 survey that they expected…
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