Tesla (TSLA) has been making a lot of news recently — and for all the wrong reasons. The stock is down more than 50 percent from its all-time high three months ago, and while the skid has leveled off recently, it’s by no means certain that the bottom is in.…
Daniel Zuchnik/Getty Images The stock market has had a bumpy start to 2025, with major indexes such as the S&P 500 and Nasdaq Composite falling into correction territory and several recent market darlings seeing major declines. But legendary investor Warren Buffett and his vast conglomerate Berkshire Hathaway (BRK-A) (BRK-B) haven’t…
Tether (USDT) is a stablecoin, which is a type of cryptocurrency designed to maintain a steady value over time. It’s different from other crypto coins, like Bitcoin or Ethereum, because its price is pegged to the U.S. dollar. Here’s what you need to know about Tether and how it works. …
kate_sept2004/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways SBA 7(a) loan rates range from 10.50 percent to 15.50 percent, depending on whether it’s a fixed or variable rate loan The SBA limits interest rates to keep loans accessible to financially disadvantaged businesses Loans over $1 million also come with…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways AI can make it much easier to start a small business, though it offers its own challenges. Business owners in e-commerce, digital marketing, consulting and analytics could especially benefit from using AI at work. As AI grows more advanced, businesses can take advantage…
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By Kelly Gabriel When you’re feeling overwhelmed by debt and unsure how to deal with it, bankruptcy might be the first option that…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways Refinancing your mortgage when your loan is almost paid off might make sense if your break-even period is less than two years away. Doing a cash-out refinance could also make sense, even if you’ve paid off a chunk of your loan balance. Making extra mortgage payments can help…
Photography by Getty Images Key takeaways Data breaches, financial fraud and internet crime have increased in recent years, so now’s the time to review how to protect your finances. If you haven’t already frozen your credit to prevent financial fraud, now may be the time to do it. Freezing your…
Oleksandra Yagello/Getty Images The average credit card interest rate is 20.09 percent, down from a record-high 20.79 percent set on Aug. 14, 2024. Current credit card interest rates 3-month trends Variable 3/26/2025 20.09% 3/19/2025 20.09% 3/12/2025 20.09% 3/05/2025 20.09% 2/27/2025 20.09% 2/19/2025 20.09% 2/12/2025 20.10% 2/05/2025 20.13% 1/29/2025 20.12% 1/22/2025…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates rose slightly this week, with the 30-year fixed rate averaging 6.78 percent, up from 6.76 percent the previous week, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One year ago 52-week average…
Morsa Images/ Getty Images; Illustration by Austin Courregé/Bankrate A certificate of deposit (CD) is a time deposit account in which your money accrues interest at a fixed yield for a set period of time, or term. CD terms typically range from as short as a few months to as long…
Key takeaways Day trading and one-off investment picks may not pan out and could derail your investing progress. Permanent life insurance and other investments with “guaranteed returns” aren’t clear-cut winners. Contrary to what some finfluencers may claim, no return is 100 percent guaranteed. Over-investing in precious metals could hinder your…
SDI Productions/Getty Images Key takeaways If you’re shopping for a VA loan, look for VA-accredited financial institutions that specialize in them. When comparing VA mortgage lenders, look at support options, fees and, as you would with any lender, factors like rates, convenience and responsiveness. Recommendations from other VA loan borrowers…
If you’re a homeowner, you’re probably eligible for a property tax deduction to reduce your federal income tax bill. To take advantage of it, though, you must itemize your deductions. How much of your property taxes are deductible For tax years 2024 and 2025, the property tax deduction is worth…
Halfpoint Images/GettyImages If you operate a business or plan to open one soon, you’ve likely heard the term EIN. But what is an EIN, or employer identification number, and do you need one? In short, EINs are used by the IRS to identify businesses and organizations for tax purposes. Even…
Key takeaways DUI and DWI both refer to driving under the influence of alcohol and/or drugs. Not all states use the same terms, and some states may also use OWI or OUI to refer to under-the-influence driving offenses. Consequences for driving offenses while under the influence — by any name…
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