A larger share of women than men aren’t saving for the future and could miss out on hundreds of thousands of dollars over their lifetime as a result, a Bankrate national opinion poll found. Bankrate’s retirement savings survey found that more than a quarter of women (28%) working full-time, part-time…
For public companies, one of the simplest ways to communicate financial stability to shareholders is through cash dividend payments. The most established companies often share a portion of their profits with investors, rewarding them with cash dividends. For investors, dividends provide a steady stream of passive income. Here are some…
Cassandra Gucwa was crying in frustration in her office closet shortly after her employer was acquired by a larger conglomerate in 2012. Hundreds of employees were now mixing into her workspace, and the vibe in the office shifted from collaborative to competitive. “It was just so difficult to work your…
Building wealth is hard. For women, it’s even harder. Women typically earn less than men. When trying to move up, many find that bias is still the norm in many corners of the American workplace. They’re more likely to take breaks from work or shift to lower-paying jobs to raise…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways Tapping into home equity carries several risks, including losing the property, the potential to fall into significant debt and the dilution of a valuable asset. The unpredictable nature of the housing market and high interest rates are also reasons not to borrow against…
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Practical Money Tricks That Lead to Real Treats Getting out of debt doesn’t happen overnight, but small, consistent actions can help you regain…
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The fundamental flaws in the way the Federal Reserve operates these days were on full display Wednesday when Jerome Powell talked to the…
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When it comes to paying off your student loans, the struggle is beyond real. It can feel straight-up life-crushing and maybe even impossible. But hey—you aren’t alone under this weight. There are 44 million student loan borrowers in America who, put together, owe around $1.6 trillion in student loan debt.1, 2…
If Club Med has turned into Club Dread, then you’re in good company. A whopping 85% of people who purchase a timeshare regret their decision.1 But getting out of a timeshare agreement isn’t easy. Smooth-talking salespeople are trained to keep you in your contract, or worse, upsell you or renegotiate…
Pensions and 403(b) plans represent two distinct ways to save for retirement, each with its own structure and advantages. A pension provides a predictable income stream in retirement, usually funded and managed by an employer. A 403(b), on the other hand, relies on employee contributions and investment growth, giving individuals…
So you’re dreaming of moving to the Golden State—but can you afford the cost of living in California? That’s a smart question to ask before you sell your house and load up a U-Haul with surfboards and sunscreen. According to a 2020 Cost of Living Index, the average city in…
Because annuities are designed to provide long-term income, accessing funds too early can trigger an annuity early withdrawal penalty. Insurance companies typically impose surrender charges if you withdraw money within the first several years, and the IRS may add a 10% penalty on withdrawals before age 59 ½. These costs…
A solid investment strategy gives you focus, clarity and direction—and you need all three to become a successful investor. You need to have an investment strategy that’s going to help turn your retirement dreams into a reality. Get expert money advice to reach your money goals faster! Your investment strategy…
When you think about estate planning, wills, trusts and life insurance usually top the list. But annuities deserve a spot in the conversation, too. Beyond providing reliable income in retirement, annuities can ensure your spouse keeps receiving steady checks, transfer wealth to heirs and help sidestep probate. Still, annuities come…
So you’re thinking about buying a timeshare. Hey, we get it! It’s your dream vacation spot, and you can enjoy all the benefits of a vacation home, without the hassle of owning one. It’ll be great! Yeah, right. That’s what timeshare companies want you to believe, but it’s a far…
By your 60s, most of your retirement foundation is already in place. While you may still have a few years to save, building significant new wealth is less likely unless you continue working during retirement. This stage typically shifts focus to taxes, withdrawals, Social Security and budgeting. To help you…
If you already have a will, that’s great! Every adult needs a will. (And that includes you—so be sure you get that done right away if you haven’t already.) But did you know that if you’re married, your spouse needs a will too? That’s right. This is a case where…
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