Exchange-traded funds, or ETFs, are one of the hottest investing trends of the last two decades. ETFs held about $11 trillion in assets at year-end 2023, according to research conducted by TrackInsight in collaboration with J.P. Morgan, reaching historic highs for the fast-growing asset class. ETFs allow investors to buy…
All checking accounts might seem to be alike. But a business checking account may offer capabilities that aren’t available with a personal checking account, such as employee access controls, fraud protection tools and payment integrations. Even if you want to open a secondary personal account only for business use, it…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
This article does not represent the financial advice of Barclays. Individuals should consider their situation carefully before making financial decisions. Not all savings accounts are created equal — especially if you’re dealing with larger amounts. If you have $25,000 or more in your savings account, it’s time to think more…
Trending
Spotlight This Week
More Articles
Personal Finance
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
Featured Articles
Key takeaways Fixed expenses remain constant within a budget, while variable expenses may change regularly. Examples of fixed expenses include rent or mortgage payments, while variable expenses can include things like groceries or entertainment. Budgeting for both fixed and variable expenses is important,…
Dept Managmnt
Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
All News
So you’ve realized a profit on your investments? Buckle up and get ready to report your transactions to the IRS on Schedule D and see how much tax you owe. But it’s not all bad news. If you lost money, this form helps you use those losses to offset any…
Key takeaways Paying for a house in cash can speed up the buying process, lower your long-term costs and give you instant 100 percent home equity. Getting a mortgage, on the other hand, allows you to save that cash for other financial goals, offers tax deductions and can enhance your…
Key takeaways New 25 percent tariffs will increase the price of cars and the overall cost of car ownership. Car owners may benefit from keeping older cars longer to delay high prices, but only if maintenance costs don’t outweigh the value of their cars. Consumers who are waiting to buy…
The announcement of global tariffs by U.S. President Donald Trump sent the world’s stock markets into a tailspin, causing one of the worst multi-day downturns in history. While the selloff may make sense given the negative effects of Trump’s tariffs, investors should be cautious about selling their investments in a…
Kerkez/iStock/Getty Images Plus FICO credit scores, the industry standard for determining credit risk, range from 300 to 850 — with 670 to 739 considered a good score, 740 to 799 is very good and 800 to 850 is exceptional. A 700 score puts you in the middle of the good…
Key takeaways While often uncomfortable and even painful, an economic downturn can also present opportunities for investors. You should avoid panic-selling your investments when the market turns sour. If you are financially able, you may even want to consider adding to your investments during a recession by increasing your retirement…
Photography by Getty Images I’m a points and miles guru by nature. I do my best work making extravagant travel expenses cost next to nothing, like on my recent Australia trip. However, I’m also a father, and I’ve run into an expense I can’t wave a magic wand at —…
Bloomberg / Contributor / Getty Images Key takeaways In a recent white paper, Fidelity laid out scenarios based on whomever is eventually left paying the tab for President Donald Trump’s latest tariffs. Uncertainty topped the firm’s list of risks associated with the current market environment. Plus, stagflation just sent in…
JGI/Tom Grill/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways The Chase Freedom Unlimited® and Capital One Quicksilver Cash Rewards Credit Card are no-annual-fee cash back cards that would suit many lifestyles and wallets. Both cards play well within their issuer’s respective rewards programs, meaning whichever rewards cards you already…
As markets continue falling in response to the potential impact of more tariffs, analysts with Goldman Sachs, S&P Global and J.P. Morgan have raised the likelihood of a recession. “We now see a materially higher risk of a global recession. The administration’s shift in the application of tariff policy and…
Editor's Pick
