Exchange-traded funds, or ETFs, are one of the hottest investing trends of the last two decades. ETFs held about $11 trillion in assets at year-end 2023, according to research conducted by TrackInsight in collaboration with J.P. Morgan, reaching historic highs for the fast-growing asset class. ETFs allow investors to buy…
All checking accounts might seem to be alike. But a business checking account may offer capabilities that aren’t available with a personal checking account, such as employee access controls, fraud protection tools and payment integrations. Even if you want to open a secondary personal account only for business use, it…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
This article does not represent the financial advice of Barclays. Individuals should consider their situation carefully before making financial decisions. Not all savings accounts are created equal — especially if you’re dealing with larger amounts. If you have $25,000 or more in your savings account, it’s time to think more…
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Key takeaways Fixed expenses remain constant within a budget, while variable expenses may change regularly. Examples of fixed expenses include rent or mortgage payments, while variable expenses can include things like groceries or entertainment. Budgeting for both fixed and variable expenses is important,…
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In Ohio, drivers with a clean record pay an average of $1,782 per year for full coverage and $468 for the minimum required coverage. But if you’ve had a few bumps along the way — like a speeding ticket, an accident or a DUI — your rates could look very…
In early April, U.S. stock markets saw sharp losses after President Donald Trump announced sweeping tariffs on imported goods — spooking investors and sparking comparisons to past stock market crashes. On April 3 and 4, the Nasdaq Composite nosedived 11.4 percent, the S&P 500 fell 10.5 percent and the Dow shed…
Key takeaways Affinity cards are credit cards that are linked to a charity or nonprofit organization and donate a portion of each transaction to that organization. Financial institutions often offer affinity cards for free, increasing the number of smaller nonprofits they can partner with. Affinity cards have unique pros and…
Stocks have plunged in recent days, with the S&P 500 and Nasdaq Composite entering bear market territory as investors assess how new tariffs from the Trump administration will impact the global economy. Steep declines can be frightening to watch and can create emotional responses in even the most experienced investors.…
zeljkosantrac/Getty Images Key takeaways Market capitulation refers to a situation in which investors begin panic-selling their assets, leading to a steep decline in prices. This sensation is often driven by investor fear and pessimism. At a certain point in a market decline, investors just want their losses to stop mounting.…
Key takeaways Paying off your mortgage means that you have 100% equity in your home and no longer have to make monthly loan payments to your lender. Once your loan is paid off, you’ll have to pay your home insurance premiums and property taxes out of pocket, instead of through…
A volatility exchange-traded fund (ETF) lets traders bet on an increase in the stock market’s volatility. It can be a highly profitable wager if the market suddenly becomes more volatile, for example, if it crashes, but the fund’s price constantly erodes due to how the fund is structured. Volatility is…
Credit Sesame’s personal finance news roundup, April 5, 2025. Stories, news, politics, and events impacting personal finance during the past week. Card rates climb sharply in 2025Q1 2025 sees steepest drop since 2022April 2025 tariff rollout shakes markets2024 overdraft cap repealed by Senate2024 repossessions hit 10-year high10-year tax plan could…
Key takeaways Free Spirit members can earn points by purchasing airfare and additional services from Spirit Airlines, using Free Spirit credit cards or shopping with Free Spirit partners. Since Free Spirit points can only be spent on Spirit flights or with select partners, earning transferable travel rewards in another program…
Key takeaways You might be able to cancel a credit card application right after applying if the credit card issuer hasn’t completed processing it yet. If you’ve already been approved for the card, you’ll probably need to cancel your new card just like you would any other card. Before you…
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