Key takeaways Banks require financial statements, formation documents as well as your personal credit score and bank statements to apply for a business loan Gather your loan business loan documents before filling out the application to speed up the process Applying for SBA loans will require additional SBA forms Bank…
Whether you’re a freelancer, self-employed or own a small business, you should probably have a business checking account. These are special bank accounts designed with businesses in mind, offering services targeted at business owners rather than individuals. It can be tempting just to use your personal checking account for your…
Exchange-traded funds, or ETFs, are one of the hottest investing trends of the last two decades. ETFs held about $11 trillion in assets at year-end 2023, according to research conducted by TrackInsight in collaboration with J.P. Morgan, reaching historic highs for the fast-growing asset class. ETFs allow investors to buy…
All checking accounts might seem to be alike. But a business checking account may offer capabilities that aren’t available with a personal checking account, such as employee access controls, fraud protection tools and payment integrations. Even if you want to open a secondary personal account only for business use, it…
Trending
Spotlight This Week
More Articles
Personal Finance
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
Featured Articles
Key takeaways Running a small business can be expensive, whether you’re facing initial startup costs, pricey equipment purchases or simple day-to-day operating expenses. Small business credit cards and small business loans can help fund capital and operating expenses, but it’s important to choose…
Dept Managmnt
Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
All News
Key takeaways Free Spirit members can earn points by purchasing airfare and additional services from Spirit Airlines, using Free Spirit credit cards or shopping with Free Spirit partners. Since Free Spirit points can only be spent on Spirit flights or with select partners, earning transferable travel rewards in another program…
Key takeaways You might be able to cancel a credit card application right after applying if the credit card issuer hasn’t completed processing it yet. If you’ve already been approved for the card, you’ll probably need to cancel your new card just like you would any other card. Before you…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Refinancing your mortgage typically costs between 2 and 6 percent of the new loan amount. These closing costs might include fees for origination, a home appraisal and title services. You can save on the cost of refinancing by boosting your…
If you live abroad or travel enough to feel like you do, you might struggle with finding easy solutions to converting money from one currency to another. And up until recently, there weren’t a lot of options that didn’t involve high international transfer and exchange fees. Fortunately, things have gotten…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
Key takeaways Home prices are continuing their upward trend, though affordability challenges may moderate the pace of appreciation. Experts anticipate mortgage rates to remain in the mid-to-high 6 percent range throughout Q2 2025. Housing inventory is gradually improving, offering buyers slightly more negotiating power in certain markets. There’s a change…
If you’re looking to protect your wealth, it’s important to remember that the best strategies for safeguarding your nest egg are often different from those for growing your wealth. Preserving your wealth is much more about reducing risk than it is about amping your potential gains. Here are nine strategies…
Photography by Getty Images The bonus categories for the Discover it® Cash Back and its student card version have been announced for Q2 2025, and they should be easy for most cardholders to fully maximize. Once you activate the bonus categories, you’ll earn 5 percent cash back on purchases at…
There’s no doubt TikTok can be entertaining, and there are legit financial experts on the social media app (dare we say, financial visionaries?). But there are also a lot of inexperienced people sharing questionable tips about tax deductions and credits. “Most TikTok-ers who are giving tax advice — a lot…
Setting up a one-time meeting with a financial advisor can offer a lot of value in a relatively short time. A financial advisor can provide clarity during financial turning points or times of economic uncertainty, answer pressing questions and give you a roadmap of your next steps. A single meeting…
Editor's Pick
