Three years ago, when inflation was rising at the fastest pace in almost half a century, Lori Schkufza could still see the silver-linings. She had a full-time job with benefits as a digital animator. Even though her expenses had grown, her income had increased, too. Now, however, the 38-year-old Buffalo,…
Key takeaways A real estate broker is a licensed real estate agent who has also completed additional training to earn a broker’s license. Brokers can help buyers and sellers navigate some of the more complex details of real estate, such as zoning and title issues. Real estate brokers can work…
Car insurance rates continue to climb, and drivers are feeling the dent in their wallets year after year. The national average cost of full coverage car insurance climbed 12 percent from 2024 to 2025, leaving many drivers wondering why coverage has gotten so expensive. Most states require drivers to carry…
Key takeaways Trip cancellation and interruption insurance reimburses travelers for prepaid expenses when their trip is canceled or interrupted due to circumstances beyond their control. This coverage only applies in specific situations such as illness, injury, natural disasters or financial defaults by travel providers. Many top travel credit cards include…
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New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
President Trump’s 2026 budget would freeze spending for many services for older adults, deeply cut others, continue his efforts to…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
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Photography by Getty Images Key takeaways The Bank of America® Premium Rewards® credit card may not be the strongest option for travel enthusiasts, but it benefits existing Bank of America customers in the Preferred Rewards program. The card has a $95 annual fee and offers…
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Key takeaways It may be difficult to obtain a new loan after you enter a debt management plan, especially if you have recently…
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OBSERVATIONS FROM THE FINTECH SNARK TANK In 2022, President Biden signed an executive order directing the government to develop a framework for digital…
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Many people start the year with ambitious goals: Pay down debt, invest more and save for an emergency fund. But without the right help and resources, achieving those goals can feel nearly impossible. And halfway through the year, you may feel like you’re falling behind. Thankfully, you don’t have to…
Monty Rakusen/Getty Images Key takeaways A dental loan is a type of unsecured personal loan designed to cover dental expenses. This form of financing often has a more competitive APR than most credit cards. It’s possible to secure funding with bad credit, but you’ll likely pay more interest and fees.…
Knowing what the average Social Security check is at age 64 can help you decide when to retire and create a plan for your income in retirement. Collecting Social Security at 64 does mean you’re claiming benefits before your full retirement age (FRA), which still means a permanent reduction to…
Photography by Getty Images Key takeaways Chase, American Express, Capital One and other issuers allow you to redeem rewards for travel through proprietary travel portals. The best credit card travel portals get stronger value with your rewards and earn boosted rewards on bookings. But your card’s portal may not offer…
Olga Pankova/Getty Images Key takeaways People often invest in bonds for their perceived safety, but it’s still possible to lose money investing in bonds. Bond prices move inversely to interest rates, so when rates rise, bond prices fall. Inflation can also eat into the return that bond investors earn, potentially…
Key takeaways Decreasing term life insurance provides temporary coverage for a specific financial need like an outstanding debt or mortgage. It may cost less than level term life insurance because the death benefit decreases to account for the fact that the debt obligation will likely lessen over time. A decreasing…
A 401(k) can be a great way to save for retirement, but a few wrong decisions can derail your progress. Fortunately, it only takes a little planning to avoid the biggest 401(k) mistakes, and working with a financial advisor can help you supercharge your 401(k), too. Here are some common…
Key takeaways Bad credit business loans are available for business owners with poor credit histories, but they often come with higher interest rates and fees Understanding eligibility requirements and working to increase your credit score can improve the chances of loan approval Equipment loans and invoice factoring are alternative methods…
Major life events often come with major financial decisions. A new job is cause for celebration, but how will the switch impact your plans for retirement? Should you make contributions to a traditional 401(k) at your new job or try out the Roth 401(k) option instead? These answers aren’t always…
Key takeaways The One Big Beautiful Bill Act has introduced a wide range of tax cuts and adjustments that small business owners should pay attention to and prepare for. New deductions around pass-through income, tipped and overtime wage and bonus depreciation can allow small business owners and workers to lower…
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