Key takeaways Adding authorized users to your business credit card account can make it easier for your business to complete purchases, earn rewards and improve bookkeeping. You can often set individual spending limits for your employee cards, which helps protect you from rogue spending. It’s usually simple to…
Shares of Amazon closed the week looking unusually cheap. With its share price dipping and long-term growth potential still strong, investors might be looking at a solid buying opportunity. Amazon’s low valuation makes it attractive Amazon’s valuation is now at levels rarely seen since it went public in 1997. The…
Credit Sesame looks at the looming credit score bump reversal and what it could mean for student loan borrowers. The government did more than pause student loan payments during the pandemic. It also effectively gave many student loan borrowers a bump in their credit scores. Now comes the bad news.…
Driver’s license points don’t affect your car insurance directly — but the violations that earned you those points could raise your premium. Instead of counting your license points, your insurance company reviews a document called a Motor Vehicle Report (MVR) whenever you apply for insurance or renew your policy. Violations…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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A talented hacker might be able to easily crack the password for your bank account – especially if it falls under the easy-to-guess formula of your first name and last initial. However, if you have two-factor authentication enabled, it’s going to be a lot tougher…
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Budgeting and Building an Emergency Fund for Rising Costs If rising costs are stressing you out, you may require adjustments to your budget…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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PhotoAlto/Frederic Cirou/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways If you pay off your monthly balance in full by each statement’s due date, you typically avoid paying interest on your purchases — but if you carry a balance, your issuer charges you interest until your statement is paid in full. Cash…
When people clean their homes in the spring, they have to determine what to keep and what to toss. Financial accounts also need their own form of spring cleaning. But how do you know when it’s time to declutter your accounts? I never thought much about how many bank accounts…
Key Takeaways Overdraft fees occur when your account has a negative balance due to a withdrawal, transfer or debit. Overdraft fees can be costly, but some banks have eliminated them or cut them. It’s important to be aware of your account balance to avoid overdrafts. Check your account regularly and…
Money orders allow you to securely send or receive payments, without having to share sensitive bank account information. They are similar to checks but they can’t bounce because they’re prepaid. They can, however, get canceled or refunded if not filled out correctly so it’s important to know what information you’ll…
Key takeaways Unlike banks, many credit unions often limit membership to eligible individuals on the basis of belonging to the same community, workplace or organization (though there are credit unions with unrestricted membership rules). Credit unions tend to offer lower fees compared to banks, but you should still compare fees…
Tesla (TSLA) has been making a lot of news recently — and for all the wrong reasons. The stock is down more than 50 percent from its all-time high three months ago, and while the skid has leveled off recently, it’s by no means certain that the bottom is in.…
Daniel Zuchnik/Getty Images The stock market has had a bumpy start to 2025, with major indexes such as the S&P 500 and Nasdaq Composite falling into correction territory and several recent market darlings seeing major declines. But legendary investor Warren Buffett and his vast conglomerate Berkshire Hathaway (BRK-A) (BRK-B) haven’t…
Tether (USDT) is a stablecoin, which is a type of cryptocurrency designed to maintain a steady value over time. It’s different from other crypto coins, like Bitcoin or Ethereum, because its price is pegged to the U.S. dollar. Here’s what you need to know about Tether and how it works. …
kate_sept2004/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways SBA 7(a) loan rates range from 10.50 percent to 15.50 percent, depending on whether it’s a fixed or variable rate loan The SBA limits interest rates to keep loans accessible to financially disadvantaged businesses Loans over $1 million also come with…
GeorgePeters/Getty Images Key takeaways Like a conventional cash-out refinance, a VA cash-out refinance turns some of your home equity into cash. Unlike conventional cash-out refinances, you may be able to borrow up to 100 percent of your home’s value with a VA cash-out refinance. To qualify, you must meet VA…
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