When you decide to get serious about saving for your retirement, it’s important to know your options. And trust us, there are a lot of options out there to choose from. You need to know what to invest in and what to stay away from. From time to time, you…
When it comes to paying off your student loans, the struggle is beyond real. It can feel straight-up life-crushing and maybe even impossible. But hey—you aren’t alone under this weight. There are 44 million student loan borrowers in America who, put together, owe around $1.6 trillion in student loan debt.1, 2…
If Club Med has turned into Club Dread, then you’re in good company. A whopping 85% of people who purchase a timeshare regret their decision.1 But getting out of a timeshare agreement isn’t easy. Smooth-talking salespeople are trained to keep you in your contract, or worse, upsell you or renegotiate…
Pensions and 403(b) plans represent two distinct ways to save for retirement, each with its own structure and advantages. A pension provides a predictable income stream in retirement, usually funded and managed by an employer. A 403(b), on the other hand, relies on employee contributions and investment growth, giving individuals…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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Financial consultants. You’ve heard of them—whether it’s from a Facebook ad, a tv commercial, or the Charles Schwab magnet on your aunt’s fridge. But do you even know what a financial consultant is or what they do? Simply put, financial consultants help people figure out…
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Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
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When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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If you’re thinking of stocking up on food and other items, you’re not alone. Between supply chain issues and rising food prices, no one wants to be caught off guard with nothing left in their pantry (remember the whole toilet paper situation of 2020?). It’s always a good idea to…
Setting your money aside in mutual funds and letting them grow over the long term is one of the proven ways ordinary people can become everyday millionaires and live the retirement of their dreams. Of course, you’ll want to invest in a mix of the best mutual funds—those with a history of…
Listen to this article We’re so glad you decided to get a will! A will is one of the most important parts of your legacy, because it lets you give your loved ones good gifts and protect your family after you’re gone. We know you want to do your will…
The first thing I want you to know is this: My heart hurts for you. You’re watching a person you love burning a hole through their own soul. They’re spinning out and afraid, crushed by the weight of anxiety. I applaud you for being the kind of person who loves…
From time to time, we’re all faced with the need to forgive ourselves. Maybe you’re beating yourself up for a mistake you made at work that cost the company a ton of money. Or maybe the memory of haunting decisions you made when you were a teenager still wakes you…
Key takeaways The Delta SkyMiles® Gold American Express Card is a solid option for frequent Delta customers, but the $150 annual fee (waived the first year) might be a bit steep for some. This card earns 2X miles at U.S. supermarkets, at restaurants (including takeout and delivery in the U.S.)…
If you’ve ever been in debt, you’ve probably sat around and daydreamed about what it would be like if someone walked up out of the blue and paid off your debt. How awesome would that be? Maybe your long-lost Uncle George (who you’ve never heard about before) shows up on…
If we have long been guilty of over-borrowing student loans for college, perhaps part of the solution is using a different — but similar — private financial product. Annual student loan borrowing has tripled since the 1990s And yet, average net tuition has increased by only 46 percent over the…
We’ve all heard the old saying, “Employees leave bosses, not companies.” And it’s true, folks—sometimes having a boss you hate can make or break your work experience. If you’re unhappy in your job, there’s a chance your job isn’t actually the problem. Maybe you’re doing the right thing in the…
For the first time in nine months, the Federal Reserve looks ready to cut interest rates. It might not be the cure to painfully high borrowing costs that many Americans have been waiting for. Policymakers are expected to trim their key borrowing rate by a quarter of a percentage point…
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