PhotoAlto/Frederic Cirou/Getty Images Key takeaways A secured credit card is a type of credit card that requires a cash deposit as collateral. This deposit amount is usually equal to the credit limit you’ll receive. Most credit cards are unsecured credit cards, which means you won’t have to put down a…
Key takeaways American Express’s The Hotel Collection offers exclusive benefits for eligible cardholders at over 1,000 participating hotels worldwide when booking a stay of two nights or more through Amex Travel. These benefits include early check-in and late check-out when available, room upgrades when available, a $100 credit toward eligible…
Key takeaways Clear is a frequent traveler program that uses biometrics for identity verification. An individual Clear Plus membership costs $209 per year, making it the most expensive of the expedited security options. To compare, TSA PreCheck costs as low as $77 (depending on enrollment provider) for five years —…
Key takeaways Ethereum is a cryptocurrency and decentralized platform that can be the basis for smart contracts and other apps. Ethereum runs on a proof-of-stake system, making it more energy efficient than Bitcoin’s proof-of-work system. Investing in Ethereum is speculative and driven by market sentiment. Ethereum is among the most…
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New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
President Trump’s 2026 budget would freeze spending for many services for older adults, deeply cut others, continue his efforts to…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
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Key takeaways Student loan experts are still fully assessing the One Big Beautiful Bill’s fallouts. One is clear: Not all borrowers who need private loans to fill the funding gap created by new federal borrowing limits will have good enough credit to qualify. Private lenders…
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Smart Shopping for School Supplies and Clothes Buy only the essentials immediately, and purchase remaining items as last year’s supplies are used up.…
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OBSERVATIONS FROM THE FINTECH SNARK TANK In 2022, President Biden signed an executive order directing the government to develop a framework for digital…
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U.S. home prices have been on a roll. Defying the downward pull of an affordability squeeze and elevated mortgage rates, home values keep setting records. In fact, the National Association of Realtors (NAR) just reported 24 consecutive months of year-over-year price increases. When might this momentum finally reach its limits?…
Key takeaways The Capital One Spark Cash Plus and Ink Business Cash® Credit Card from Chase are both solid cash back cards for small business owners. The Capital One Spark Cash Plus is a better fit for high spenders (over $150,000 per year) who don’t mind paying an annual fee…
Key takeaways If you’re looking for a corporate card that helps ease the pain of managing expenses, the BILL Divvy Corporate Card could be a smart option. This card offers built-in tracking tools, accounting software integrations and spend controls. With the BILL Divvy Corporate Card, you have the…
In the news The tax megabill that President Donald Trump signed into law on July 4 boosted the value of the child tax credit in 2025 to $2,200, up from $2,000. After 2025, the value of the child tax credit will be adjusted for inflation each year. The new law…
While 2024 was the hottest year on record, the majority of climate scientists agree that extreme heat events like heat waves and heat domes will continue to increase in frequency, duration and intensity. Which is why this summer is hot. Too hot. Skin-scorching, makeup-melting, sweat-in-places-you-didn’t-know-you-could-sweat hot. And all this heat could be…
For many Americans, Social Security represents a significant part of their average retirement income. By age 70, most people have either already claimed their benefits or are about to. If you’ve waited until now to claim, you’ll receive the maximum possible monthly benefit thanks to delayed retirement credits. Regardless of…
Retirement isn’t the end of your financial plan — it’s the beginning of a new one. With a steady paycheck no longer coming in, how you invest your money is crucial. The challenge? Keeping your money growing while also protecting it so you can reliably draw down income for decades.…
Carlina Teteris/Getty Images Personal property is a standard coverage on a homeowners insurance policy. It covers belongings like furniture and clothing, paying up to a certain limit if they are stolen or damaged by a covered peril. However, for high-value items like jewelry, fine art or musical instruments, you’ll likely…
Planning for retirement means figuring out how much income you’ll have. And for many Americans, Social Security is a big part of that. Your monthly benefit at full retirement age (67) depends on your work and earnings history. A financial advisor help you determine when to start and build a…
Delmaine Donson/Getty Images Key takeaways Many money market accounts blend the features of a checking account and a savings account. Checking accounts may offer more liquidity and in some cases, may be best for daily use. Money market accounts and checking accounts are both deposit accounts available at many banks…
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