Ramsey Solutions is a paid, non-client promoter of participating pros. Dreaming of early retirement? Or maybe you just want to earn enough money to cover your needs and a few more of your wants? Yeah, those are some great dreams—and they’re well within reach if you’re starting to think bigger than just the income that…
Are you ready for the greatest wealth transfer in history? Ready or not, it’s already happening! Market chaos, inflation, your future—work with a pro to navigate this stuff. It’s estimated that $70 trillion worth of assets will pass down from older to younger generations over the next two decades.1 That is a…
We’ve all been there: You’re sitting in front of your computer at the office, thinking about what’s for lunch or which extracurricular activity you need to drive your kids to later. Nothing on your to-do list seems that interesting, and not even a double espresso can make you feel motivated.…
Did your beloved truck finally stall out for the last time? Do you want to upgrade from your ’05 Corolla to something that’ll let you jam out to more than just your old mix CDs? Pay off debt fast and save more money with Financial Peace University. If you’re looking…
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Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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If you’re facing a foreclosure, know this: You will get through it. Yes, it can be a long and hard road. But there is hope. We’re here to walk you through what happens during the foreclosure process, so you know what to expect—and so you…
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If you need some inspiration, common goals among Canadians include retirement planning, saving for a vacation, paying down debt, and setting aside money…
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For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
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Key takeaways The first step to saving is setting specific, achievable goals and tracking your progress using a digital budgeting tool, spreadsheet or pen and paper. Following a budget can help you identify ways you can add to savings as well as pay down debt. Ways to help you save…
“I’m standing there watching my house burn, and I’m like, oh my goodness, this is everything that I worked for.” When Rahkim Sabree, AFC followed a gut feeling to return home early from an outing in October, he didn’t expect to find his living room engulfed in flames. “It’s when…
Key takeaways Using extra cash to pay off your mortgage loan early can save homeowners a hefty amount of interest over time. However, putting available funds into investments instead might yield a more significant return and make you more money. The answer to which is right for you will depend…
Delmaine Donson/Getty Images Debt relief companies work on your behalf to negotiate your debts, usually through a settlement for less than you owe. While this can be a useful tool for some types of debt, not all debt can be handled through debt relief. In addition to the type of…
staticnak1983/Getty Images Key takeaways Short-term CDs typically are those that mature within one year, while long-term CDs have terms ranging from three to five years. Currently, some top-earning long-term CDs have slightly higher interest rates than short-term ones. You can use a CD ladder to take advantage of the benefits…
Key takeaways A good credit card APR is a rate that’s at or below the national average, which currently sits just below 20%. While there are credit cards with APRs below 10%, they’re most often found at credit unions or small local banks. If you don’t have good credit, you’re…
If you’re looking to buy a home, choosing the right mortgage lender can save you money. That’s especially true if you’re planning on taking out a larger jumbo loan. To help you in your search, here is our guide to the best jumbo mortgage lenders in 2026. Best mortgage lenders…
Investing in a Roth IRA can be a smart way to save for retirement, but enjoying the tax benefits of a Roth generally takes some patience. That’s because you fund these accounts with after-tax contributions, which means you won’t be able to deduct your contribution on Form 1040 at tax…
Key takeaways In 2026, employees can defer up to $24,500 of their salary to fund their 401(k), an increase from $23,500 in 2025. When including employer matches and after-tax contributions, you can amass up to $72,000 in total in 2026. Workers aged 50 and older can make catch-up contributions on…
Financial stress is the mental and emotional strain caused by money worries, and it often spikes after the holidays due to accumulated credit card debt. Creating a clear plan that includes budgeting, debt repayment, and emotional self-care can help you regain control and reduce overwhelm. With the right strategies and…
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