President Donald Trump is paving the way for a significant shift in retirement investing by permitting 401(k) plans to include alternative investments like private equity, real estate and digital assets. Trump’s recent executive order1 aims to provide 401(k) participants with greater access to diversified investment opportunities, potentially enhancing retirement outcomes.…
Choosing the right tax professional can make a big difference for your peace of mind. But with so many options — from tax accountants to tax attorneys, certified public accountants (CPAs) to enrolled agents (EAs) and more — it’s not always clear who’s best for your situation. Each type of…
RealPeopleGroup/Getty Images: Illustration by Issiah Davis/Bankrate Under Minnesota law, all vehicle owners must purchase car insurance. Because Minnesota is a no-fault state, all auto insurance policies must include personal injury protection along with liability and uninsured motorist coverage. To explain these requirements and offer strategies that might help keep insurance…
Key takeaways The Shop Through Chase program allows cardholders to earn additional Ultimate Rewards points through the portal when they shop at participating retailers. The program offers bonuses ranging from 1X to 15X points per dollar spent on eligible purchases, making it a valuable way to accumulate rewards. Shop Through…
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New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
President Trump’s 2026 budget would freeze spending for many services for older adults, deeply cut others, continue his efforts to…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
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Key takeaways Early withdrawal fees on CDs usually cost between 90 and 365 days of interest. Generally, the longer the CD term, the higher the penalty. If you need funds right away to cover a large, unexpected expense, it might be worth liquidating your CD…
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Smart Shopping for School Supplies and Clothes Buy only the essentials immediately, and purchase remaining items as last year’s supplies are used up.…
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OBSERVATIONS FROM THE FINTECH SNARK TANK In 2022, President Biden signed an executive order directing the government to develop a framework for digital…
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Key takeaways States do not legally require homeowners to have home insurance, but it is usually required by your lender if you currently have a mortgage on your home. Home insurance provides financial protection from unexpected losses due to physical perils like fire and wind damage, as well as potential…
Key takeaways A corporation is a separate legal entity that issues shares (stake in the company) to owners and protects their personal liability A partnership is owned by its partners and is easier to establish and maintain Partnerships and some corporation types are pass-through entities, which means they avoid double…
Erik Isakson/Getty Images Key takeaways You can purchase a money order at a bank, credit union, at USPS locations and some stores. Money orders are generally for purchases of $1,000 or less. Money orders offer guaranteed payment and can’t bounce. Money orders can be a convenient way to pay for…
Key takeaways The American Express travel portal (AmexTravel.com) lets individuals book airfare, hotel stays, cruises and more with cash or points. In order to book travel with rewards through this portal, you need an American Express credit card that earns Amex Membership Rewards points. While booking through the portal can…
Key takeaways A home insurance deductible is the amount you are responsible for paying out of pocket in the event of an approved claim. The insurance company will cover the remaining damages, up to your coverage limit. Deductibles may be either a set dollar amount or a percentage based on…
Trading options can be appealing for many reasons, but especially for the potential to multiply your money many times over. Options can also serve as a hedge against falling stock prices and allow traders to buy and sell risk, giving them the ability to fine-tune their exposure to a stock. …
After several years of favorable conditions for workers, with many job-hopping for better pay and benefits, the economy is once again an employer’s market. Despite that, nearly half (48 percent) of those working full-time or looking for full-time employment say they’re likely to search for a new job in the…
Clothing and footwear: $100 or less per item School supplies: $20 or less per item Virginia also includes disaster-preparedness and energy efficient home purchases in its sales tax holiday: Clothing and footwear: Less than $100 School supplies and backpacks: Less than $100 Texas’ tax holiday website. Virginia Caret Down Icon…
From Progressive’s Snapshot to Allstate’s Drivewise, safe driving telematics programs are everywhere, and they’re promising to save Americans hundreds of dollars a year. Except in California. But the Coalition for Safe Driving Incentives (CSDI), a project of StopDistractions.org, aims to change that. California has always been the odd state out…
Key takeaways The Platinum Card® from American Express offers cardholders money- and time-saving benefits before your trip even starts. Strategically redeeming your rewards — especially when transferring them to airline partners — can yield the best redemption rates. Take full advantage of various statement credits to maximize the value of…
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