How much student loan debt do you think the average college student racks up by the time they cross the graduation stage? Seriously, take a guess. $10,000? $20,000? You’d be what’s known as wrong. The average college student graduates with a whopping $38,290 of student loan debt.1 Yikes. And that’s just…

NicolasMcComber/ Getty Images Key takeaways Upgrading your credit card can help you access a card that’s a better fit for your spending patterns and credit profile without impacting your credit score. If your current credit cards are no longer the right fit, you may be considering upgrading to a new…

Hey, we all know at least one or two people who work for the government—your cousin the park ranger, your neighbor the air traffic controller, your friendly neighborhood mail carrier. Or maybe you have a government job yourself. What all these people have in common (besides being federal employees) is…

Thomas Barwick/ Getty Images Key takeaways The Edit by Chase Travel℠ is a hotel booking portal that is only accessible to cardholders with eligible Chase travel credit cards. This collection includes more than 1,000 luxury hotels and boutique properties around the world. Perks that may come with eligible stays include…

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Key takeaways Freezing your child’s credit prevents people from taking out lines of credit in your child’s name. When you freeze your child’s credit, anyone who applies for credit in your child’s name will be unable to complete the application process. Freezing your child’s credit…

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Key takeaways The cost of vet school can set you back around $200,000 or more, depending on whether you attend a public or private school. If you attend a public school, your resident status can significantly impact how much you pay for tuition. You can use savings, scholarships, work-study and…

Key takeaways States with the highest collective student loan debt ranged from $51.6 to $151.4 billion. While California ranked the highest in total debt, only one-third of undergraduates at four-year institutions took out loans. Texas ranked second when it came to total student loan debt by state, but was 38th…

Key takeaways The interest rate on fixed-rate HELOCs stays the same, as opposed to fluctuating as it does with traditional HELOCs. Some lenders let you convert part of a traditional variable-rate HELOC balance to a fixed rate. Fixed-rate HELOCs may charge higher fees and come with higher interest rates. You…

Key takeaways Getting a credit card you’ve had before, whether that means reopening your old account or going through a new application for the same card, is possible — but not for every situation. Depending on your issuer’s rules overall or even for an individual card, you might…

Key takeaways The Amex Global Lounge Collection gets you access to well over 1,400 airport lounges in 140 different countries across the world, including Centurion and Priority Pass lounges. By owning select American Express credit cards, you can gain access to these lounges and take advantage of their perks —…

Courtesy of American Express Key takeaways The American Express® Business Gold Card lets you earn 4X points (on up to $150,000 per year, then 1X points) in the 2 categories from among a list of 6 in which your business spends the most each billing cycle. It also gives cardholders…

Key takeaways Using a cosigner can help improve your chance of loan approval and help you get better terms, especially if you have poor credit or a no credit history. Cosigners have to meet minimum income requirements to prove they can handle the loan in case the primary borrower defaults.…

Key takeaways The American Express® Gold Card comes with a host of generous dining, travel and shopping benefits. The Amex Gold Card can be a good choice for everyday food-related purchases. Make sure to use your credits each month, as these benefits don’t roll over and accrue…

Key takeaways You can use your car to boost your income and meet financial goals. There are several options to choose from, including ridesharing, grocery shopping and delivery apps. You can also rent out your ride, use it as a shuttle service or move large objects for others. However,…

NoSystem images/Getty Images Key takeaways Private equity is a type of alternative investment in which investors’ money is pooled together, often in exchange for stock in a private company. There are three main types of private equity strategies: venture capital, growth equity and leveraged buyouts. Investments in private equity are…

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