How much student loan debt do you think the average college student racks up by the time they cross the graduation stage? Seriously, take a guess. $10,000? $20,000? You’d be what’s known as wrong. The average college student graduates with a whopping $38,290 of student loan debt.1 Yikes. And that’s just…
NicolasMcComber/ Getty Images Key takeaways Upgrading your credit card can help you access a card that’s a better fit for your spending patterns and credit profile without impacting your credit score. If your current credit cards are no longer the right fit, you may be considering upgrading to a new…
Hey, we all know at least one or two people who work for the government—your cousin the park ranger, your neighbor the air traffic controller, your friendly neighborhood mail carrier. Or maybe you have a government job yourself. What all these people have in common (besides being federal employees) is…
Thomas Barwick/ Getty Images Key takeaways The Edit by Chase Travel℠ is a hotel booking portal that is only accessible to cardholders with eligible Chase travel credit cards. This collection includes more than 1,000 luxury hotels and boutique properties around the world. Perks that may come with eligible stays include…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways Freezing your child’s credit prevents people from taking out lines of credit in your child’s name. When you freeze your child’s credit, anyone who applies for credit in your child’s name will be unable to complete the application process. Freezing your child’s credit…
Dept Managmnt
Key takeaways Your debt-to-income ratio (DTI) can quickly determine if you have too much debt. Good debt, like a mortgage or student loans,…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Key takeaways Whether you can get money back when canceling a life insurance policy depends on the type of policy and when you cancel it. Permanent life insurance policies might provide a cash payout upon cancellation, but surrender fees could reduce the amount. Before canceling, explore options like converting term…
Key takeaways To qualify for a small business loan, you typically need a good personal and business credit score, collateral and a business plan. Traditional banks often offer the most affordable financing but have strict requirements. Alternative lending options, such as SBA loans and online lenders, are available for those…
One of the best business cards on the market, the Capital One Venture X Business, is launching a new welcome bonus offer. For a limited time, new cardholders can earn up to $3,500 worth of travel after meeting the spending requirements. That’s more than double the amount you could get…
Photography by Getty Images; Illustration by Bankrate Cryptocurrency prices have fluctuated widely so far this year, leaving some investors with notable gains and others with losses. But crypto is a notoriously risky investment and prices can skyrocket or plummet in a matter of days or minutes. Keeping an eye out…
Key takeaways Your credit score is an important factor when applying for a semi-truck financing, and borrowers with good credit scores can expect lower loan fees and interest rates Most lenders require a down payment of up to 30 percent depending on your credit Consider both new and used trucks…
Key takeaways Successfully requesting a credit limit increase with American Express can boost your credit score and provide more available credit. Consider factors before applying, like your current credit limit, desired credit amount and eligibility based on credit score and income. There are three potential ways to increase credit with…
Key takeaways Foreign transaction fees are surcharges paid by credit card holders on international transactions. These fees typically range from 1 to 3 percent of the total purchase. Although international credit card fees may not seem important in small doses, they can add up over the course of…
Key takeaways You can use a working capital line of credit to cover everyday business expenses, such as payroll or inventory. A line of credit allows you to use money up to your limit as needed, and it only occurs interest if you have a balance. Businesses that have…
W.O.O.P. For Goal Setting: A Powerful Approach to Managing Debt and Building Financial Stability As we face a fluctuating economic landscape, one of the most pressing issues today is credit card debt, with interest rates averaging above 20%. This makes it even more essential to have an effective plan for…
Retirement planning can be an overwhelming endeavor, but it’s vitally important to ensure that your financial needs are met once you’re no longer working. Retirement planning involves estimating the amount of money you’ll need in retirement and beginning to take steps to save and invest in order to achieve that…
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