You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
Finding the best car insurance can be tricky, especially when you realize that what’s best for one driver may not be the best for another. In general, it’s best to look for companies that offer extensive coverage options while maintaining a high level of customer satisfaction and a solid financial…
For more than 30 years, the so-called 4 percent rule — a tidy formula to help retirees figure out how much they can withdraw from their portfolios each year without running out of money — has loomed large in retirement planning circles. But William Bengen, the now 77-year-old retired fee-only financial…
President Donald Trump is paving the way for a significant shift in retirement investing by permitting 401(k) plans to include alternative investments like private equity, real estate and digital assets. Trump’s recent executive order1 aims to provide 401(k) participants with greater access to diversified investment opportunities, potentially enhancing retirement outcomes.…
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New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
President Trump’s 2026 budget would freeze spending for many services for older adults, deeply cut others, continue his efforts to…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
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Key takeaways American Express’s The Hotel Collection offers exclusive benefits for eligible cardholders at over 1,000 participating hotels worldwide when booking a stay of two nights or more through Amex Travel. These benefits include early check-in and late check-out when available, room upgrades when available,…
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Smart Shopping for School Supplies and Clothes Buy only the essentials immediately, and purchase remaining items as last year’s supplies are used up.…
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OBSERVATIONS FROM THE FINTECH SNARK TANK In 2022, President Biden signed an executive order directing the government to develop a framework for digital…
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Clothing and footwear: $100 or less per item School supplies: $20 or less per item Virginia also includes disaster-preparedness and energy efficient home purchases in its sales tax holiday: Clothing and footwear: Less than $100 School supplies and backpacks: Less than $100 Texas’ tax holiday website. Virginia Caret Down Icon…
From Progressive’s Snapshot to Allstate’s Drivewise, safe driving telematics programs are everywhere, and they’re promising to save Americans hundreds of dollars a year. Except in California. But the Coalition for Safe Driving Incentives (CSDI), a project of StopDistractions.org, aims to change that. California has always been the odd state out…
Key takeaways The Platinum Card® from American Express offers cardholders money- and time-saving benefits before your trip even starts. Strategically redeeming your rewards — especially when transferring them to airline partners — can yield the best redemption rates. Take full advantage of various statement credits to maximize the value of…
Key takeaways If you file for Chapter 7 bankruptcy, you may be able to keep your home, especially if you have a relatively low amount of equity. If you file for Chapter 13 bankruptcy, you’re more likely to keep your home, provided you can make any missed payments along with…
Image by GettyImages; Illustration by Bankrate A novelty: movement in HELOCs and home equity loans in the latest week. The average rate on a $30,000 home equity line of credit (HELOC) not only changed but fell for the first time in more than a month, dropping one basis point to…
Key takeaways The earlier you start investing, the longer your money has time to grow. Investing in assets that tend to generate higher returns — like stocks — when you have years for your portfolio to recover is also an important part of long-term investing. Investing in a 401(k) and taking advantage…
Shannon Fagan/Getty Images Key takeaways Decide on your investing goals — for example, whether you’re saving for retirement, a big purchase or a child’s education. Determine whether these are short-, medium- or long-term goals and choose investments with the right time horizons. Conduct regular reviews to keep your goals and…
Benét Wilson lost her previous job unexpectedly last May. Wilson, my colleague and a lead credit cards writer for Bankrate, said she wasn’t too worried about her financial situation at first. She had two months’ worth of expenses in savings, and the program provided some compensation “for the inconvenience.” So…
Not so long ago, when the housing market was so frenzied that homes would sell almost as soon as they were listed, bidding wars were a common occurrence. However, that boom is over. Housing inventory has climbed to levels not seen in years — 4.7 months of supply as of…
Exchange-traded funds (ETFs) offer tons of advantages for beginning investors (and intermediate and advanced ones, too). ETFs can provide attractive returns, and investors don’t need extensive knowledge to find funds that are poised to deliver attractive returns for decades. But which ETFs should beginning investors consider buying, and how should they…
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