The U.S. public safety net can be a catch-22: These services act as a lifeline for people with disabilities, but it bars people from meaningfully saving, investing and building personal wealth. Money stashed in a retirement account or brokerage account counts against the small, strict asset limits imposed by certain…
Key Takeaways Focus on essential needs like food, housing, and utilities while reducing unnecessary purchases. Establish a structured budget to prioritize needs vs wants and stick to it. Consider community resources and government assistance that provide help with food, housing, and utilities. Investigate professional credit counseling from a non-profit agency…
Sarah-Jane Joel/Getty Images Key takeaways A deed of trust is a legal agreement used in real estate transactions in which a third party — the trustee — holds the title to the property until the borrower repays the mortgage. A mortgage is a similar agreement, but it doesn’t involve a…
Dependent life insurance is a type of life insurance you may not have encountered, but which could be good to investigate. Life insurance is designed to provide financial resources in the event that the insured person — often the policyholder — dies while the policy is in force. Dependent life…
Trending
Spotlight This Week
More Articles
Personal Finance
Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that…
Featured Articles
Five years ago, Taylor Gothard, 41, and his spouse found themselves staring at $100,000 in credit card debt spread out over 17 maxed-out credit cards. When it comes to debt like this, they’re not alone. Nearly 40 percent of cardholders have maxed out a credit…
Dept Managmnt
Images by Getty Images; Illustration by Bankrate When you’re working hard to build financial security, deciding to spend thousands of dollars on a…
Banking
OBSERVATIONS FROM THE FINTECH SNARK TANK JPMorgan Chase notified fintech data aggregators that, starting later this year, it plans to charge for access…
Credit Cards
All News
If you’ve ever read through your policy, you’ll typically see several kinds of coverage listed. One of these is hazard insurance, which just covers damage to the physical structure of your home. The rest of your home insurance policy provides coverage for things like your personal property and liability. You…
Here’s what it could mean for Trump’s ongoing battle with Powell Powell has taken much of the heat from President Donald Trump, but he’s not the only Fed official believing the U.S. central bank should leave interest rates alone. At Federal Open Market Committee (FOMC) meetings, 12 officials get a…
EMILI_VISION/Getty Images Key takeaways American Express adheres to the Servicemembers Civil Relief Act by limiting interest, annual membership fees, late fees and returned payment fees for eligible cardmembers. The Platinum Card® from American Express is great for active-duty military because it offers various benefits like airport lounge access, airline fee…
If you’re feeling like you’re not on the same financial page as your partner, or you don’t understand your partner’s financial habits, you’re not alone. More than 3 in 5 Americans (62 percent) in committed relationships keep at least some of their money separate from one another, according to Bankrate’s…
When you’re traveling, the right bank account can save you money in fees and help you manage your money while you’re abroad with ease. From fee-free ATM access and no foreign transaction fees to earning rewards for travel, here are some of the bank account features to look for if…
Key takeaways The gap between prices of new-construction homes and existing homes has narrowed. On top of that, builder financing promotions are helping qualified buyers in specific regions. The increase in supply of new homes in the South and West has led to lower prices and more choices for buyers…
Key takeaways While Southwest Airlines made sweeping changes in the last year, including ending its free checked bags stance, the company’s loyalty program is still impressive with its lack of blackout dates and flexible rebooking policy. Southwest Airlines is also known for its popular Companion Pass, which lets users add…
eakkarat rangram/Shutterstock Key takeaways A mortgage origination fee is a charge you pay at closing to cover the cost of processing and funding your home loan. Usually, an origination fee is about 0.5 to 1 percent of the loan amount. There are ways to save on an origination fee, including…
Key takeaways The best way to maximize your Capital One Venture X Rewards Credit Card travel credit is to combine it with the other benefits, bonuses and perks that the card offers. Use tools like the Capital One Travel Price Match, Price Watch and Price Forecast to use your travel…
Key takeaways Where Discover credit cards shine for their lack of fees, they come up short in terms of global acceptance and available cardholder perks. Visa credit cards stand out for their rewards rates and cardholder benefits, but only with the top cards available within the network. Instead of choosing…
Editor's Pick
