The Roth IRA is one killer way to save for retirement. We recommend it a lot. Like, a lot a lot. Because what’s not to love? Not only do you get to enjoy watching your investments inside of a Roth IRA grow tax-free, but you’ll also get to use that money in…
As we kick off the new year, a lot of folks are on edge about the economy and their personal finances. According to Ramsey Solutions’ State of Personal Finance study, only about half the country feels happy about their money. The other half either worries daily about their personal finances or…
Hey, we all know at least one or two people who work for the government—your cousin the park ranger, your neighbor the air traffic controller, your friendly neighborhood mail carrier. Or maybe you have a government job yourself. Market chaos, inflation, your future—work with a pro to navigate this stuff.…
How much student loan debt do you think the average college student racks up by the time they cross the graduation stage? Seriously, take a guess. $10,000? $20,000? You’d be what’s known as wrong. Get expert money advice to reach your money goals faster! The average college student graduates with…
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Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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Did your beloved truck finally stall out for the last time? Do you want to upgrade from your ’05 Corolla to something that’ll let you jam out to more than just your old mix CDs? Pay off debt fast and save more money with Financial…
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If you need some inspiration, common goals among Canadians include retirement planning, saving for a vacation, paying down debt, and setting aside money…
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For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
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Amanda Gomez submitted hundreds of rental applications for an apartment in Harlem, New York, last year. Most were met with silence. Fifteen, however, were outright rejected. When she subsequently noticed the same apartments relisted five or six times, Gomez suspected racial discrimination. In 2024, housing discrimination complaints filed with the…
There has been a lot of buzz in the news recently about President Trump’s proposed 10% cap on credit card interest rates and what it could mean for people struggling with high balances. While this is still a proposal, the bigger question for consumers is simple: If your interest rates…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates dipped again this week, with the 30-year fixed rate averaging 6.18%, down from 6.24% last week and the lowest level since September 2022, according to Bankrate’s latest lender survey. Current mortgage rates Loan type Current 4 weeks ago One…
Key takeaways Several airline credit cards offer discounts on tickets for your traveling companions when you meet certain criteria. Available discounts range from flat-rate fares to fully comped tickets (minus taxes and fees). Take note of your card’s eligibility requirements so you can maximize your companion discount benefits. If you…
When people hear the phrase debt management program, there’s often confusion, hesitation, or even fear attached to it. As a credit counselor, I see this every day. Many individuals know they’re overwhelmed by debt, but they don’t fully understand what their options are or what credit counseling actually does. I…
Key takeaways Savings accounts are deposit accounts available at banks and credit unions. They allow you to keep your money safe while it earns interest. Online banks tend to offer the highest interest rates for savings accounts. You can withdraw your money from a savings account at any time, though…
Prioritizing debt in January starts with reviewing all balances, understanding monthly expenses, and redirecting available cash toward debt repayment so holiday balances do not continue to grow. With 37% of Americans accumulating an average of $1,223 in holiday debt, according to LendingTree, many households begin the year looking for a financial reset. A…
When your home experiences damage from a covered disaster, your insurer uses one of two methods for determining the payout for damages and lost belongings. Actual cash value, or ACV, takes depreciation into account, and pays out based on what your belongings are worth now, in their depreciated state. Replacement…
In South Carolina, a lead foot can come with a lasting price tag. A simple speeding ticket might seem like no big deal at first — but even a minor violation could cost you more than you’d expect. In towns like Summerville, for example, fines start around $75 for going…
10’000 Hours/Getty Images New Jersey drivers pay an average cost of $3,254 for full coverage car insurance and $1,413 for minimum coverage as of November 2025. These potential costs may put an undue financial burden on some New Jersey residents who have limited budgetary resources. For those individuals, there may…
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