Key takeaways Opening and funding a brokerage account is the first step to buying stocks online. Do some research to understand the companies whose stocks you are buying. Buying stocks online is safe if you’re using a reputable broker, and it doesn’t require much money to get started. The stock…

Image by Getty Images; Illustration by Bankrate There are many reasons it pays to have a dedicated business credit card that offers benefits beyond the rewards you earn. Having a business credit card makes it easier to keep your business and personal expenses separate for tax purposes, and the best business cards even…

Tony Anderson/Getty Images Key takeaways An HO-2 policy is a type of homeowners insurance that only covers damages caused by perils specifically named in your policy. An HO-2 typically covers 16 named perils, including damage from fire and lightning, windstorms and hail, and theft. HO-2 policies may be cheaper since…

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Image by Getty Images; Illustration by Bankrate If you’re the first in your family to experience financial stability in the United States — whether you’re a few generations removed from poverty or the child of immigrants — it’s likely you’ve felt pressure to support your…

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Image by GettyImages; Illustration by Bankrate Key takeaways Purchase protection is a special perk that allows you to get reimbursed for something you bought with your credit card in certain situations. Not all products are eligible for purchase protection, and most credit card issuers put a limit on how much…

staticnak1983/Getty Images Key takeaways A mortgage forbearance agreement allows you to temporarily stop making monthly mortgage payments, or make smaller payments, amid financial hardship. As part of a standard mortgage forbearance agreement, the lender agrees not to initiate foreclosure in response to missed payments. After the forbearance period ends, you’ll…

Who doesn’t want to be a millionaire? In 2024 alone, over 379,000 new millionaires were created in the U.S. — over 1,000 a day — bolstered by strong financial markets and a stable U.S. dollar, according to the UBS Global Wealth Report 2025. The U.S. has the highest number of…

Bloomberg / Contributor / Getty Images Key takeaways Sallie Mae offers a variety of private loan options, including undergraduate student loans, graduate student loans and career training loans. Sallie Mae student loans can cover up to 100 percent of your education costs, while federal loans come with borrowing caps that…

Key takeaways The Federal Reserve chose to hold its benchmark rate steady last week, which could spell continued stability for high-yield savings account (HYSA) rates. Savers can choose from a handful of HYSAs currently offering the top rate of 4.30% APY. Although higher APYs exist, the ones on Bankrate’s editorial…

If you’re considering buying an electric vehicle, now may be the time to act. A sweeping Republican-led proposal, referred to as the “One Big Beautiful Bill,” is charging through Congress and threatens to wipe out the popular electric vehicle (EV) tax credit for most vehicles in 2025.  The credit was…

Credit Sesame’s personal finance news roundup June 21, 2025. Stories, news, politics and events impacting personal finance during the past week. Retail sales took a hit in May 2025Fed dampens expectations for rate cuts againTariff fears eroded household wealth in Q1 2025U.S. workforce faces labor shortageFirst-time buyers now spend nearly…

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