Key takeaways Opening and funding a brokerage account is the first step to buying stocks online. Do some research to understand the companies whose stocks you are buying. Buying stocks online is safe if you’re using a reputable broker, and it doesn’t require much money to get started. The stock…
Image by Getty Images; Illustration by Bankrate There are many reasons it pays to have a dedicated business credit card that offers benefits beyond the rewards you earn. Having a business credit card makes it easier to keep your business and personal expenses separate for tax purposes, and the best business cards even…
Tony Anderson/Getty Images Key takeaways An HO-2 policy is a type of homeowners insurance that only covers damages caused by perils specifically named in your policy. An HO-2 typically covers 16 named perils, including damage from fire and lightning, windstorms and hail, and theft. HO-2 policies may be cheaper since…
When it comes to saving for retirement, there’s a lot to consider. Not only do you have to define your goals and what kind of life you want to live in retirement, but you also have to consider the types of investments to include in your retirement portfolio to help…
Personal Finance
Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that…
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Image by Getty Images; Illustration by Bankrate If you’re the first in your family to experience financial stability in the United States — whether you’re a few generations removed from poverty or the child of immigrants — it’s likely you’ve felt pressure to support your…
Dept Managmnt
An increase of $125 each month means either changing your spending habits, finding additional income, or increasing your reliance on credit cards, overdrafts,…
Banking
OBSERVATIONS FROM THE FINTECH SNARK TANK JPMorgan Chase notified fintech data aggregators that, starting later this year, it plans to charge for access…
Credit Cards

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Image by GettyImages; Illustration by Bankrate Key takeaways Purchase protection is a special perk that allows you to get reimbursed for something you bought with your credit card in certain situations. Not all products are eligible for purchase protection, and most credit card issuers put a limit on how much…
Tesla’s Retail Investors Stung By Massive Lawsuit Barrier — Will It End Up Hurting The Stock?
FREDERIC J. BROWN/Getty Images Tesla recently made a move that effectively tells “small” investors — specifically, those with a position in the stock that’s worth less than $33 billion or so — to pound sand. Unless an investor (or group of shareholders) has a massive position in the stock, they…
staticnak1983/Getty Images Key takeaways A mortgage forbearance agreement allows you to temporarily stop making monthly mortgage payments, or make smaller payments, amid financial hardship. As part of a standard mortgage forbearance agreement, the lender agrees not to initiate foreclosure in response to missed payments. After the forbearance period ends, you’ll…
Who doesn’t want to be a millionaire? In 2024 alone, over 379,000 new millionaires were created in the U.S. — over 1,000 a day — bolstered by strong financial markets and a stable U.S. dollar, according to the UBS Global Wealth Report 2025. The U.S. has the highest number of…
Bloomberg / Contributor / Getty Images Key takeaways Sallie Mae offers a variety of private loan options, including undergraduate student loans, graduate student loans and career training loans. Sallie Mae student loans can cover up to 100 percent of your education costs, while federal loans come with borrowing caps that…
Warren Buffett is one of the greatest investors ever, so it’s no wonder many investors are looking to build their portfolios based on his philosophy. Berkshire Hathaway, the company Buffett has led since 1965, has returned about 20 percent annually over the past six decades, compared to a roughly 10…
Key takeaways The Federal Reserve chose to hold its benchmark rate steady last week, which could spell continued stability for high-yield savings account (HYSA) rates. Savers can choose from a handful of HYSAs currently offering the top rate of 4.30% APY. Although higher APYs exist, the ones on Bankrate’s editorial…
Survey: More Than 1 In 4 Americans Feel They Need To Make $150,000 Or More To Live Comfortably
Financial security shouldn’t just be nice to have — ideally, it should be attainable for all Americans. But as high prices, tariffs and economic uncertainty reignite concerns of a recession, the majority of U.S. adults (77 percent) today say they aren’t completely financially secure, according to Bankrate’s new Financial Freedom…
If you’re considering buying an electric vehicle, now may be the time to act. A sweeping Republican-led proposal, referred to as the “One Big Beautiful Bill,” is charging through Congress and threatens to wipe out the popular electric vehicle (EV) tax credit for most vehicles in 2025. The credit was…
Credit Sesame’s personal finance news roundup June 21, 2025. Stories, news, politics and events impacting personal finance during the past week. Retail sales took a hit in May 2025Fed dampens expectations for rate cuts againTariff fears eroded household wealth in Q1 2025U.S. workforce faces labor shortageFirst-time buyers now spend nearly…
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