Key takeaways Store credit cards may be tempting, but they have their limitations — which include acceptance only at specific brands and chains. In addition to limited usability, store cards can come with high interest rates and low rewards-earning opportunities. If you do a lot of shopping at a single…
Key takeaways Travel insurance protects the investment you made in a trip by reimbursing you for unexpected expenses when certain aspects of travel don’t go to plan. Many top travel credit cards provide enough travel insurance benefits to protect you in an emergency or if your plans change. If you…
Nitat Termmee/Getty Images While it’s not at all unusual for a bank to be open for at least a few hours on Saturdays, most are still closed on Sundays. However, modern schedules have pushed a few banks to offer limited Sunday hours. Still, it’s typically only a select few branches…
With about $160,000 in delinquent private student loans and monthly payments she couldn’t afford, Caitlin Cipriano was tired of hearing from debt collectors. So, you can understand Cipriano’s hesitation when a refinancing lender asked her to purposefully ignore her debt. “The calls got more and more intense,” recalls Cipriano, a…
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Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that…
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Key takeaways Opening and funding a brokerage account is the first step to buying stocks online. Do some research to understand the companies whose stocks you are buying. Buying stocks online is safe if you’re using a reputable broker, and it doesn’t require much money…
Dept Managmnt
An increase of $125 each month means either changing your spending habits, finding additional income, or increasing your reliance on credit cards, overdrafts,…
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OBSERVATIONS FROM THE FINTECH SNARK TANK JPMorgan Chase notified fintech data aggregators that, starting later this year, it plans to charge for access…
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You can lower your credit card interest without hurting your credit score by negotiating a reduced interest rate with your credit card company, making extra payments, which allows you to reduce your balance sooner and pay less interest overall, or working with a nonprofit credit counseling agency like American Consumer…
Image by GettyImages; Illustration by Bankrate Key takeaways Purchase protection is a special perk that allows you to get reimbursed for something you bought with your credit card in certain situations. Not all products are eligible for purchase protection, and most credit card issuers put a limit on how much…
FREDERIC J. BROWN/Getty Images Tesla recently made a move that effectively tells “small” investors — specifically, those with a position in the stock that’s worth less than $33 billion or so — to pound sand. Unless an investor (or group of shareholders) has a massive position in the stock, they…
staticnak1983/Getty Images Key takeaways A mortgage forbearance agreement allows you to temporarily stop making monthly mortgage payments, or make smaller payments, amid financial hardship. As part of a standard mortgage forbearance agreement, the lender agrees not to initiate foreclosure in response to missed payments. After the forbearance period ends, you’ll…
Who doesn’t want to be a millionaire? In 2024 alone, over 379,000 new millionaires were created in the U.S. — over 1,000 a day — bolstered by strong financial markets and a stable U.S. dollar, according to the UBS Global Wealth Report 2025. The U.S. has the highest number of…
Bloomberg / Contributor / Getty Images Key takeaways Sallie Mae offers a variety of private loan options, including undergraduate student loans, graduate student loans and career training loans. Sallie Mae student loans can cover up to 100 percent of your education costs, while federal loans come with borrowing caps that…
Warren Buffett is one of the greatest investors ever, so it’s no wonder many investors are looking to build their portfolios based on his philosophy. Berkshire Hathaway, the company Buffett has led since 1965, has returned about 20 percent annually over the past six decades, compared to a roughly 10…
Key takeaways The Federal Reserve chose to hold its benchmark rate steady last week, which could spell continued stability for high-yield savings account (HYSA) rates. Savers can choose from a handful of HYSAs currently offering the top rate of 4.30% APY. Although higher APYs exist, the ones on Bankrate’s editorial…
Financial security shouldn’t just be nice to have — ideally, it should be attainable for all Americans. But as high prices, tariffs and economic uncertainty reignite concerns of a recession, the majority of U.S. adults (77 percent) today say they aren’t completely financially secure, according to Bankrate’s new Financial Freedom…
If you’re considering buying an electric vehicle, now may be the time to act. A sweeping Republican-led proposal, referred to as the “One Big Beautiful Bill,” is charging through Congress and threatens to wipe out the popular electric vehicle (EV) tax credit for most vehicles in 2025. The credit was…
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