Christmas is one of the best times of the year. And if you have kids, you know the joy of seeing their faces light up when they realize Santa squeezed himself down the chimney, dropped off a roomful of presents, and ate all the cookies in the house. It’s magical! No…
In case you haven’t heard, the Mint budgeting app is shutting down. And their users are being asked to move to . . . Credit Karma. But if you’re a Mint user who thinks you’ll be able to keep budgeting the same way, you’re going to be pretty disappointed. Because,…
Hey Mint users. We know you’re in the market for a new budgeting app. And we know there are plenty of options out there—so how do you pick? Let’s talk through a comparison of Mint vs. EveryDollar. What Is Mint? Mint was one of the most popular budgeting apps out…
If there’s one topic we doubt you were planning to bring up at your next dinner party, it’s federal income taxes. Talk about a buzzkill—no one likes to think about taxes (especially at parties). But if you want to keep Uncle Sam off your back, you’re going to need to…
Personal Finance
Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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Food. It’s the third-highest expense for Americans and usually people’s biggest budget buster.3 Whether it’s your daily coffee run, lunch with coworkers, or a last-minute dinner via DoorDash, eating out isn’t cheap—especially as food prices continue to go up. If you’re getting out of debt, the only…
Dept Managmnt
If you need some inspiration, common goals among Canadians include retirement planning, saving for a vacation, paying down debt, and setting aside money…
Banking
For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
Credit Cards
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Key takeaways Leasing an electric vehicle (EV) allows you to test out the driving experience without committing to full ownership. A lease will often have a lower monthly payment than an auto loan, and some leasing companies will offer an upfront discount that covers the federal tax rebate. Buying an…
Key takeaways Secured auto loans are the most common financing option for borrowers looking to purchase a vehicle. These types of loans tend to offer larger loan amounts and more competitive interest rates compared to unsecured auto loans. In most cases, a secured auto loan is the right move. A…
Key takeaways Access to credit is tightening for all consumers, but particularly for consumers with subprime credit scores of 699 or lower. Both new and used vehicle prices remain high, and approvals for subprime borrowers have declined since the first quarter of 2025. Pre-tariff inventory is declining, and vehicles manufactured…
To pay off holiday credit card debt fast, you should prioritize high-interest debt using the “Avalanche Method.” In addition, increase your payment frequency to weekly/bi-weekly instead of monthly and immediately apply financial windfalls like tax refunds to your principal. Combining these steps with a strict 2026 budget and professional credit…
Key takeaways A personal loan can get you cash within days at a fixed rate and steady payment. Personal loans tend to carry lower, more affordable interest rates than credit cards, if you have good or better credit. Before deciding to get a personal loan, consider potential downsides, such as…
Image: Getty Images; Illustration: Bankrate HELOC rates are feeling the impact of the Federal Reserve’s recent quarter-point rate cut. The $30,000 home equity line of credit fell 18 basis points to 7.63%, its lowest level in almost three years, according to Bankrate’s national survey of lenders. Meanwhile, the benchmark five-year…
Illustration by Bankrate / Getty Images At a moment when prices are rising everywhere, one major household expense is offering relief ahead of the holidays: gasoline. National retail pump prices recently slipped below $3 per gallon, the lowest level in four years, AAA data shows. Motorists could see gas prices…
Key takeaways Buying a new car allows for customization and the latest technology, but it comes at a higher price and loses value quickly. Used cars are less expensive and slower to depreciate, but may require compromises and can come with higher maintenance costs. When deciding between new and used,…
Most drivers only interact with a rental car on vacations or time away — and for many, they can also be a means to getting a vehicle of their own. While rental cars go through many drivers, they also typically have thorough maintenance records and a low price tag. But…
Key takeaways Applying for a car loan with good to excellent credit may result in a more competitive interest rate from lenders. Disputing errors on your credit report and paying bills on time are some of the primary tactics that can help you build better credit. If you need quick…





































