Fund Credit Pros

Key takeaways Grants are a great option for small businesses looking for financial support to start or expand their operations without taking on debt Federal grants, made available through different branches of the U.S. government, provide funds to small businesses across multiple industries Regional and state-level grants may offer smaller…

Key takeaways A check typically clears in about two business days, but this may vary depending on the check amount and the specific bank or credit union’s policies. Some checks may clear faster, such as checks issued by the government and certified checks. Extended holds on check deposits can be…

Key takeaways There are many ways to deposit a check, including through a bank branch, ATM, smartphone, online or through the U.S. Postal Service. Precautions should be taken when depositing checks, such as endorsing the check and using valid identification. It is important to confirm the legitimacy of a check…

Key takeaways Average business loan interest rates range from 7 percent to 99 percent depending on the type of loan and the lender SBA loans offer low-interest loans to many types of business owners, including startups and bad credit borrowers Factors that can affect interest rate include the Federal Reserve’s…

SDI Productions/Getty Images Your savings account has a variable interest rate, so your bank can choose to raise or lower that rate at any time. Due to this, the yield you’re currently earning might not be the same as it was last year or even last month. While such rate…

Key takeaways Interest can be charged when you borrow money or earned when you save. When you charge something on a credit card or take out a loan from a financial institution (student loan, auto loan, mortgage, etc.), you’re charged interest for borrowing that money. You can also earn interest…

With the stock market bouncing around like an old-school Wham-O Super Ball, alternative assets are in the spotlight as investors look into the far corners — including collectibles — for different ways to make a buck.  Collectibles are, by definition, “alternative investments,” as is any asset that isn’t stocks, bonds…

The most difficult U.S. housing market in decades continues to encumber prospective homebuyers, who need an annual household income of $116,986 to afford the typical home, according to Bankrate’s new 2025 Housing Affordability Study. That’s almost a 50 percent increase since early 2020, when the income needed to buy a…

Carles Navarro Parcerisas/GettyImages Marriages don’t always work out, and a divorce may be a necessary next step. Aside from dealing with the difficult emotional side of separating from a spouse, splitting assets and talking about how money will be managed going forward is an important topic. In some cases, that…

Managing your finances is crucial for improving your quality of life. By understanding key financial terms, you can make informed decisions to improve your financial health and reach your financial goals. Here are some essential terms to know: Budget A budget is a plan for your expected income and expenses…