That job didn’t work out like I thought it would. Ugh, I didn’t expect that to get canceled. My dad promised he would show up this time. Disappointment comes in all shapes and sizes. It could be that your spouse canceled date night at the last minute because something…
When you decide to get serious about saving for your retirement, it’s important to know your options. And trust us, there are a lot of options out there to choose from. You need to know what to invest in and what to stay away from. From time to time, you…
When it comes to paying off your student loans, the struggle is beyond real. It can feel straight-up life-crushing and maybe even impossible. But hey—you aren’t alone under this weight. There are 44 million student loan borrowers in America who, put together, owe around $1.6 trillion in student loan debt.1, 2…
If Club Med has turned into Club Dread, then you’re in good company. A whopping 85% of people who purchase a timeshare regret their decision.1 But getting out of a timeshare agreement isn’t easy. Smooth-talking salespeople are trained to keep you in your contract, or worse, upsell you or renegotiate…
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The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
If a society is going to make intelligent choices in policy, it helps to understand reality, which includes facts and…
New York startup Casap has raised $25 million in new funding to help banks tackle the thorny problem of credit…
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If you already have a will, that’s great! Every adult needs a will. (And that includes you—so be sure you get that done right away if you haven’t already.) But did you know that if you’re married, your spouse needs a will too? That’s right.…
Dept Managmnt
Key takeaways A divorce decree outlines which spouse is legally responsible for each debt after the divorce is completed. States either have community…
Banking
When it comes to selling coconut water to the health obsessed, New York’s Vita Coco has served up a master class, schooling even…
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If you’ve gotten a job interview in today’s crazy job market, then you should be proud of yourself! That alone is a big deal because it means your resumé really stood out to the hiring manager. Now it’s time to ace the next step: the interview. Ready to get started?…
Key takeaways International students can get credit cards, but you’ll likely need an ITIN or someone who’ll let you become an authorized user on their card. A U.S. bank account can help, too. If you’re under 21, you’ll need an adult co-signer or a way to prove you can repay…
STUDY SUMMARY Americans rank personal finances and money as their number one cause of significant stress. Thirty-four percent (34%) of Americans don’t believe they’ll recover from the financial setback of the pandemic. Of those who received a stimulus check in the last year, 41% used it to pay for necessities…
FG Trade/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Federal law requires mortgage lenders to automatically cancel private mortgage insurance (PMI) when the mortgage balance drops to 78 percent of the home’s purchase price, or when the loan term reaches its halfway point, whichever comes first. You can also ask for…
The awkward transition from childhood to adulthood known as adolescence is wonderful and mind-boggling and terrifying . . . for both kids and parents. It’s full of endless changes, ridiculous pressures to perform and raging hormones. No wonder the National Institute of Mental Health states that nearly one in three…
Key takeaways Your starting credit score depends on your initial credit activity; there is no standard starting point. You need at least one open account with one to six months of activity reported to receive a FICO score or VantageScore. Building healthy credit habits early on will help you start…
Tim Robberts/Getty Images Key takeaways Business loans are available from a variety of lenders, including banks, credit unions and online lenders. Banks and credit unions are ideal for established businesses with good to excellent credit. Compared to traditional lenders, online lenders and nonprofits are more willing to work with businesses…
Getting car insurance is a no-brainer. In fact, the law says you’ve got to have it. (Unless you live in Virginia or New Hampshire, that is.) But figuring out how to get car insurance? Yeah, that takes a little more brain power. From deciding on where you’ll get your car insurance, to what type of coverage you need,…
Life throws curveballs. And often those curveballs mean you’re spending your hard-earned savings or you’re borrowing money instead. It can feel like a catch-22: Creating savings should help you avoid costly borrowing, but spending it equals losing it and going back to square one. So what is a saver to…
If you’re reading this because you’re in so much debt you can barely breathe and you’re desperate for a way out, we see you. And know this: There is light at the end of the tunnel. But Chapter 7 bankruptcy is definitely not something to just jump into when the…
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