Key takeaways Figuring your AGI is a crucial step on the path to calculating your taxable income and, in turn, your tax bill. Your AGI determines your eligibility for a variety of tax deductions and tax credits. (Sometimes, your modified adjusted gross income comes into play — more on that…
Key takeaways The standard deduction is a specific dollar amount that you can use to reduce your taxable income. You have to choose between claiming the standard deduction and itemizing (that is, claiming expenses that you paid). The standard deduction amount usually increases each year for inflation. Also, the standard…
Key takeaways The deadline to file federal income tax returns this year — to report income earned in 2025 — is April 15, 2026. If you file an extension, you have until Oct. 15 to file your federal tax return. If you file an extension you have until Oct. 15…
If financial stress has been weighing you down, you aren’t alone. Around 43% of Americans cite money as a factor negatively impacting their mental health, according to a recent Bankrate survey. January is the perfect time to reset your financial mindset and create routines that bring peace of mind all year long. By building good money…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways Savings accounts are deposit accounts available at banks and credit unions. They allow you to keep your money safe while it earns interest. Online banks tend to offer the highest interest rates for savings accounts. You can withdraw your money from a savings…
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Tip 3: Learn How to Create a Better ‘To Do’ List When we make resolutions, we tend to resolve to do certain things.…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Life throws curveballs. And often those curveballs mean you’re spending your hard-earned savings or you’re borrowing money instead. It can feel like a catch-22: Creating savings should help you avoid costly borrowing, but spending it equals losing it and going back to square one. So what is a saver to…
If you’re reading this because you’re in so much debt you can barely breathe and you’re desperate for a way out, we see you. And know this: There is light at the end of the tunnel. But Chapter 7 bankruptcy is definitely not something to just jump into when the…
We’re heading into the final months of the year, which makes this the ideal time to lower your 2025 tax bill. Financial moves you make before year-end can reduce your taxable income, trim what you owe the IRS and put more money back in your pocket come tax-filing season. Here…
Believe it or not, creating a solid resumé is just as important as prepping for and nailing your job interview. After all, your resumé is your chance to make a strong first impression on the recruiter! But before you get too freaked out, know this: Building the perfect resumé is actually a…
Dave’s Bankruptcy StoryWhat Does Filing for Bankruptcy Mean?6 Steps to Avoid Bankruptcy Nobody thinks filing for bankruptcy is a great idea. Even quality bankruptcy attorneys will tell you it’s a last resort. The fear, the shame, the guilt—it turns your world upside down. If you’re considering bankruptcy right now, here…
Key takeaways In most cases, homeowners insurance policies do not cover mold damage as it’s often tied to home maintenance. Homeowners insurance policies may provide coverage to remove the mold as part of the mitigation effort to restore your property from a covered peril. Mold claims are paid out on…
Are you ready to learn the secret to getting out of debt? It just takes willpower and a solid plan. But let’s be honest: It can be hard to keep your eye on the prize during the tough days. That’s why we asked Dave’s in-house team of financial coaches for…
Key takeaways Home insurance may cover tree debris removal in some scenarios, such as after a windstorm or ice storm, but only up to your policy’s coverage limits. Your policy likely won’t pay to remove a dead, rotted, overgrown or potentially damaging tree from your property. Most insurance policies require…
A financial advisor can be a wonderful resource for getting your finances in order, offering you expert advice across a range of financial matters. But financial advisors are not all created equal, and those looking for an advisor must understand the potential drawbacks of using one. Key takeaways A financial…
We live in a strange world. We communicate without talking. We fight without throwing a punch. We celebrate milestones with tiny digital hearts and thumbs-up emojis. And as our digital interactions skyrocket, the data shows we’re losing real human connection. Millions of us have 1,000 “friends” online but no one…
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