Key takeaways Figuring your AGI is a crucial step on the path to calculating your taxable income and, in turn, your tax bill. Your AGI determines your eligibility for a variety of tax deductions and tax credits. (Sometimes, your modified adjusted gross income comes into play — more on that…
Key takeaways The standard deduction is a specific dollar amount that you can use to reduce your taxable income. You have to choose between claiming the standard deduction and itemizing (that is, claiming expenses that you paid). The standard deduction amount usually increases each year for inflation. Also, the standard…
Key takeaways The deadline to file federal income tax returns this year — to report income earned in 2025 — is April 15, 2026. If you file an extension, you have until Oct. 15 to file your federal tax return. If you file an extension you have until Oct. 15…
If financial stress has been weighing you down, you aren’t alone. Around 43% of Americans cite money as a factor negatively impacting their mental health, according to a recent Bankrate survey. January is the perfect time to reset your financial mindset and create routines that bring peace of mind all year long. By building good money…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways Savings accounts are deposit accounts available at banks and credit unions. They allow you to keep your money safe while it earns interest. Online banks tend to offer the highest interest rates for savings accounts. You can withdraw your money from a savings…
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Tip 3: Learn How to Create a Better ‘To Do’ List When we make resolutions, we tend to resolve to do certain things.…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Life is busy for all of us, so we need a few ways to make dinner fast and easy by using ingredients we already have at home. Our pantry recipes will use staple ingredients you probably have already, or you can customize them based on what is in your pantry…
Key takeaways Financial consultants develop strategic financial plans for clients based on their specific needs and goals. If you have a more complex financial situation or need help with important money matters, a financial consultant may be a good fit for you. Be sure to verify credentials, fee structure and…
Study Summary Nearly 6 in 10 say now that many parts of the country are returning to pre-pandemic life, they are ready to spend money to treat themselves. 82% say that even though many things are returning to normal, they are still very cautious with their spending. 70% of qualifying…
Key takeaways Variable annuities offer regular payouts in exchange for a lump sum or series of premium payments. These annuities pay a different amount each month depending on the performance of their underlying investments. While they offer growth potential, variable annuities carry increased risk compared to fixed annuities. Variable annuities…
So, you’re dreaming of moving to Florida—the home of Walt Disney World, Universal Orlando Resort, Kennedy Space Center and some of the country’s most beautiful beaches! Find expert agents to help you buy or sell a home. But how expensive is the cost of living in Florida? That’s a smart…
What if we told you the prices on groceries, clothes and even houses were going to drop? You’d probably be thrilled! Lower prices? Heck yes. We’re big fans of you keeping more money in your pockets too—but not when the reason for it is deflation. De—who? Deflation. So what is…
No matter who you are or what industry you’re in, it’s important to set goals for your career. Career goals keep us moving forward, prevent us from getting stuck or stagnant, and give us something bigger than ourselves to work toward. In fact, one of my favorite Scriptures is “I…
Who am I? If you’re asking yourself that question, you’re in good company. Scholars, philosophers, psychologists, teachers, rabbis and pastors have debated identity for centuries. It’s hard to put it into words—and yet it’s so foundational to how we make meaning in this world. When you feel like you’re in…
Money fights are the worst. Well, let’s face it: All fights are pretty awful. But if you and your spouse (or significant other) have been fighting about money, you’re not alone. The Dr. John Delony Show helps people through real-life marriage challenges. Listen now! In fact, 41% of married couples…
Every small-business owner knows how difficult and confusing it is to deal with their employees’ health care. We don’t need to tell you that health care costs are increasing every year at an average rate of 5.4%.1 You feel it. So, what’s a small-business owner to do if they want to provide…
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