Key takeaways The job market has seen some cooling in 2024, but the outlook for recent graduates is still looking good. Consider looking for jobs in cities with lower unemployment rates and a better job outlook to have a better chance at finding a job when you graduate. Employers are…
Your medical expenses may be tax-deductible, meaning you could lower your total tax bill. You can deduct the cost of any medical bills you pay out of pocket once they exceed 7.5 percent of your adjusted gross income (AGI), in a given year. However, you must itemize your deductions to…
A real estate agent can be an invaluable ally to have along your homebuying or selling journey. The right one can help you navigate over and around hurdles and optimize the transaction for your financial goals. All of that support isn’t free, though. Real estate agents earn a commission on…
Historically, selling your home meant paying the commission of not just your own real estate agent, but also the buyer’s agent. The cost of commissions for both agents involved in the transaction typically amounted to somewhere between 5 and 6 percent of the home’s selling price — a hefty sum…
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TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Voters in Washington State have decided to keep the state’s first-in-the-nation public long term care insurance program. On Tuesday, they…
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As the holiday season approaches, the allure of festive decorations, gift-giving, and lavish celebrations can be enticing. However, the excitement of the season often comes with a hidden price tag: credit card debt. The pressure to create a perfect holiday experience can lead many to…
Dept Managmnt
Key takeaways A lien serves as an official notice that you owe a creditor for unpaid property. If you do not pay, the…
Banking
With interest rates easing and inflation cooling, small businesses are getting a much-needed break. A change to the Small Business Administration’s (SBA) refinancing…
Credit Cards
Key takeaways Actively using a credit card responsibly can help improve your credit score over time. Using your credit card like a debit…
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Key takeaways Wage garnishment is a potential consequence of not paying credit card debt, where part of each paycheck is taken to pay off the debt. Federal law limits the amount that can be garnished from each paycheck, but some states have stricter limitations. To avoid wage garnishment, reach out…
Motortion Films/Shutterstock Searching for ways to help your child pay for college? The parent PLUS loan is a student loan from the U.S. Department of Education designed for qualifying parents of undergraduate students. The borrower can use the loan to pay for any eligible educational expenses not covered by other…
Direct Loans are federal student loans issued by the U.S. Department of Education. A great starting point for most borrowers, these loans offer both low interest rates and generous borrower protections. Federal Direct Loans are available for both undergraduate and graduate borrowers and may be used to cover various educational…
Chris Sattlberger/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways California drivers must at least meet the liability auto insurance coverage requirements of 15/30/5 to drive legally. You can be fined up to $500 out of pocket if you are convicted of driving without insurance in California, depending on whether it’s your…
Artifacts Images/Getty Images Bonds are a great way to diversify your portfolio, but not all bonds are created equal. In fact, a big part of investing in bonds is knowing what type of risk you’re taking on before buying. To understand the types of risks associated with bonds, it helps…
Fitness and technology continue to merge creatively, offering alternatives to traditional gym memberships. A growing trend combines physical activity with financial incentives, letting you earn rewards while working toward your health goals. These apps range from step-counting rewards to weight-loss challenges, adding financial motivation to your fitness routine. 1. Sweatcoin…
Teaching kids about money has taken on new complexity in our digital age. While previous generations learned financial basics through piggy banks and cash allowances, today’s parents are turning to technology to help children understand modern money management. Digital budgeting tools now enable kids to experience real-world financial decisions —…
Business financing is often necessary for small businesses to grow when they lack the income or capital to expand on their own. But it’s important to understand the risks of taking on business loan debt. Without a thorough understanding of how small business financing works, you could lose assets or…
Choice Hotels International, Inc. completed its acquisition of the Radisson Hotels America in December 2023. The content in this guide reflects former Radisson Rewards Americas offerings that have since expired or changed. Check out Bankrate’s guide to the Choice Privileges loyalty program for updated information. Key takeaways In June 2021,…
Key takeaways Student credit cards can help you build your credit, establish positive credit habits and access rewards and other perks. They tend to be easier to qualify for since you don’t need to have a good credit history for approval. This also means issuers typically set lower…
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