3. Cut back your spending. Remember how I said paying off my student loans took some sacrifice? Here’s where it comes into play. Look at your lifestyle. What extra stuff have you been paying for that you can do without? Bye-bye, cable package. See ya, bougie subscription boxes. Ditch the $7…
Student loan forgiveness scams are the worst. It’s bad enough you’ve got student loans you need to pay off. Now, you’ve also got to watch out for scumbags trying to pull one over on you. But you don’t have to fall for it! The sooner you can recognize student loan…
“I don’t understand why our retention rates are so low . . . we give them challenging, important work, and we let them do it for 40 hours a week.” Sound familiar? Maybe you’ve heard something like that at work—or even thought it yourself. Here’s the deal: Employee retention (aka…
We know what you’re thinking: The used car market is crazy right now! But believe it or not, reliable used cars aren’t extinct. There are still plenty of options available—even in your price range! We’re going to walk you through the best way to buy a used car (because, trust…
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Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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The world of budgeting and personal finance is all abuzz with the news: Mint is shutting down this year. If you’re currently a budgeter with Mint, we know you’ve got lots of questions. Many of them probably start with, what the heck? (or something stronger).…
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If you need some inspiration, common goals among Canadians include retirement planning, saving for a vacation, paying down debt, and setting aside money…
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For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
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At the end of the year, many people pause to reflect on what worked and what didn’t, especially when it comes to their finances. Year end is a perfect moment to acknowledge challenges, review your habits and create a fresh plan for the year ahead. Even if 2025 wasn’t your…
Having a credit score of 500 or less does limit your options when it comes to credit cards, but it doesn’t fully exclude you from qualifying for a good one. Several credit cards designed for credit scores in this range or lower offer credit-building tools to help you build your…
Malcolm MacGregor/Getty Images As home prices keep rising, so do conforming loan limits, the number that distinguishes the most common loan types from jumbo loans. These limits vary from year to year and by geographic area. What is the conforming loan limit? The conforming loan limit is set each year…
With investors getting increasingly anxious about the nosebleed valuations of public stocks, Goldman Sachs announced Monday morning that it’s spending $2 billion to buy Innovator Capital Management, a firm that will cushion its clients from a crash.Wheaton, Illinois-based Innovator manages $28 billion in assets, mostly in defined-outcome ETFs which use…
If you want to buy a high-priced home and need to finance most of the purchase, you’ll need a larger-than-usual mortgage: a jumbo loan. Here’s how jumbos work, and the current limits, state by state. Jumbo loans earn their title because they’re big, so big they exceed the conforming loan…
Legacy automakers will not admit it yet, but they are all heading toward the same destination: They will license Tesla’s Full Self-Driving system. When the gap widens significantly, they need to find a way to bridge it. The boardrooms know this, even if the public narrative still pretends the race…
Kevin Hassett is now the lead candidate to be nominated as the next Federal Chair according to prediction markets and media reports. Prediction markets currently give Hassett a 7 in 10 chance of receiving the nomination to replace Jerome Powell from February 2026. According to Bloomberg reporting, Trump has made…
Governance failures rarely announce themselves. They don’t begin with arguments, fines, or hearings. I didn’t expect to see these patterns in a small lakeside community governed by a Home Owners Association (HOA). Yet the familiar signs emerged. They start in the quiet corners where authority meets procedure and where small…
Like other value investing stalwarts, $35 billion Hotchkis & Wiley made its name filling its funds with cheap, unloved stocks. Here’s how manager David Green is keeping the old-school philosophy alive in a market dominated by a handful of AI giants.Ina market obsessed with artificial intelligence, longtime portfolio manager David…
Year-end bonuses can provide a much-needed financial boost, and using that money wisely can make a meaningful difference in your financial health. But deciding whether to put your bonus toward paying down debt or saving can be challenging. Both options offer strong benefits, and the best choice ultimately depends on…
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