Key takeaways Figuring your AGI is a crucial step on the path to calculating your taxable income and, in turn, your tax bill. Your AGI determines your eligibility for a variety of tax deductions and tax credits. (Sometimes, your modified adjusted gross income comes into play — more on that…
Key takeaways The standard deduction is a specific dollar amount that you can use to reduce your taxable income. You have to choose between claiming the standard deduction and itemizing (that is, claiming expenses that you paid). The standard deduction amount usually increases each year for inflation. Also, the standard…
Key takeaways The deadline to file federal income tax returns this year — to report income earned in 2025 — is April 15, 2026. If you file an extension, you have until Oct. 15 to file your federal tax return. If you file an extension you have until Oct. 15…
If financial stress has been weighing you down, you aren’t alone. Around 43% of Americans cite money as a factor negatively impacting their mental health, according to a recent Bankrate survey. January is the perfect time to reset your financial mindset and create routines that bring peace of mind all year long. By building good money…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways Savings accounts are deposit accounts available at banks and credit unions. They allow you to keep your money safe while it earns interest. Online banks tend to offer the highest interest rates for savings accounts. You can withdraw your money from a savings…
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Tip 3: Learn How to Create a Better ‘To Do’ List When we make resolutions, we tend to resolve to do certain things.…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Whether you do sales for a living or have ever tried selling Girl Scout Cookies, you know selling is hard. And selling something as big as a house is even harder. That’s why online real estate companies like Zillow started “iBuying” services that make cash offers to home sellers who…
If your company gives you more than a spiral-cut ham for Christmas, count your blessings. A Christmas bonus can lead to big fun, but that doesn’t mean you have to splurge on a 60-inch TV or an in-ground swimming pool. Instead of adding another household gadget to your stash or…
Ahh, Christmas. It comes around just once a year and brings joy and lots of cheer. It’s the season of giving and forgiving. It’s the season of cozy nights and settling in by a warm fire with hot chocolate. It’s the season of lights, ice skating and endless Christmas parties.…
Debt is a big topic—and Americans have a big problem with it. In fact, total personal debt in the U.S. is now at over $18 trillion!1 Yowza! Pay off debt fast and save more money with Financial Peace University. But what is debt? You’ve probably heard a lot of different…
Get this: 55 million households are swimming in the deep end of credit card debt.1,2 Many of those are probably looking at credit consolidation as a way out. But the problem is . . . the way out really isn’t the way out. It only leads you further into the…
Have you seen all the headlines about colleges giving out cash to students and wondered what the heck is going on? It might sound like a scam at first, but it’s not. If you’re in college right now, listen up—cash could be coming your way thanks to a little something…
Do you own anything? If not, you can stop reading. But… if you have physical possessions, and you’re renting, you need renters insurance. Renters insurance is a great (and cheap!) way to protect your stuff and your finances. Because let’s face it. It would be super expensive to replace all…
So you’re dreaming of moving to Texas—and what’s not to love? You can rock out at free live music venues in Austin, cheer on the Dallas Cowboys, remember the Alamo at the Alamo, and eat all the brisket and Tex-Mex your heart desires. If you want to know if you…
Have you ever had conversations with your grandparents about the good ole days? Back then, Grandpa could take Grandma to dinner and a movie for less than two bucks, a gallon of milk cost just 75 cents, and they bought their first home for less than $10,000.1,2,3 These days, those…
If you’re anything like me, then you love food. And if you’re anything like most Americans, then food is what you probably overspend on the most each month. Maybe you want to rein in that grocery budget, but you worry you can’t eat well while saving money. Get expert money advice to…
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