Key takeaways Figuring your AGI is a crucial step on the path to calculating your taxable income and, in turn, your tax bill. Your AGI determines your eligibility for a variety of tax deductions and tax credits. (Sometimes, your modified adjusted gross income comes into play — more on that…
Key takeaways The standard deduction is a specific dollar amount that you can use to reduce your taxable income. You have to choose between claiming the standard deduction and itemizing (that is, claiming expenses that you paid). The standard deduction amount usually increases each year for inflation. Also, the standard…
Key takeaways The deadline to file federal income tax returns this year — to report income earned in 2025 — is April 15, 2026. If you file an extension, you have until Oct. 15 to file your federal tax return. If you file an extension you have until Oct. 15…
If financial stress has been weighing you down, you aren’t alone. Around 43% of Americans cite money as a factor negatively impacting their mental health, according to a recent Bankrate survey. January is the perfect time to reset your financial mindset and create routines that bring peace of mind all year long. By building good money…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways Savings accounts are deposit accounts available at banks and credit unions. They allow you to keep your money safe while it earns interest. Online banks tend to offer the highest interest rates for savings accounts. You can withdraw your money from a savings…
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Tip 3: Learn How to Create a Better ‘To Do’ List When we make resolutions, we tend to resolve to do certain things.…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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When it comes to money, you’re either a spender or a saver, a free spirit or a nerd, an experience junkie or a lover of things . . . these are all tendencies that show up in the way we deal with our money. And while it helps to know…
Do you have the right insurance coverage? You could be saving hundreds! Connect with an insurance pro today! Insurance . . . it can feel complicated and confusing. You just want to make sure your family is taken care of, but then you start running into a bunch of insurance…
There’s an old saying—caveat emptor, or “let the buyer beware” in Latin. What exactly should you beware of? Well, whether you know it or not, you’re being targeted every day by companies who want you to buy now and think later. And they’ve come up with some pretty clever ways…
Hey, have you heard? Navient is canceling a bunch of student loans! But don’t blast that celebration playlist just yet. Not everyone gets a piece of this pie. If you’re wondering, Will Navient cancel my student loans? keep reading. We’re breaking down exactly what’s happening with the latest Navient student…
I want to talk about the kind of shopping you don’t talk about with your friends. It’s a type of spending that’s especially dangerous because it makes you feel better in the moment but causes shame and regret later on. It’s called retail therapy, and it might be costing you more than you…
Doing the dishes, making doctor’s appointments, taking out the trash. These are just some things you have to do as an adult—and taxes fall in that have-to category. If you fall behind on your taxes, it doesn’t take long for the IRS to start breathing down your neck. Yeah, it’s…
If insurance has you scratching your head, maybe even pulling out your hair (don’t do that), you’re not alone. The world of insurance is complicated, tricky, confusing—all the adjectives. But don’t sweat it. We’ll strip down this sticky subject to the bare bones so you can actually understand what you…
Raise your hand if you love shopping. Hey, as a natural spender, I’m right there with you. But there’s a huge difference between enjoying shopping and having a shopping addiction. The first one is fine—as long as you’re staying in the budget with your spending each month. A shopping addiction,…
What happened to all of our friendships? You know, real, in-person relationships with people we trust and love. Remember before the years of kids’ activities, multiple work deadlines, and political or conspiratorial separations? The years when we would stay up, show up, or hang out? Having good friends and being…
Let’s face it: Filing taxes is confusing. It’s intimidating. It’s slightly less painful than stepping on a Lego brick. And it’s one of the lame parts of being an adult. But it has to be done, especially if you want to build wealth (and, you know, be a U.S. citizen…
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