Key takeaways Figuring your AGI is a crucial step on the path to calculating your taxable income and, in turn, your tax bill. Your AGI determines your eligibility for a variety of tax deductions and tax credits. (Sometimes, your modified adjusted gross income comes into play — more on that…
Key takeaways The standard deduction is a specific dollar amount that you can use to reduce your taxable income. You have to choose between claiming the standard deduction and itemizing (that is, claiming expenses that you paid). The standard deduction amount usually increases each year for inflation. Also, the standard…
Key takeaways The deadline to file federal income tax returns this year — to report income earned in 2025 — is April 15, 2026. If you file an extension, you have until Oct. 15 to file your federal tax return. If you file an extension you have until Oct. 15…
If financial stress has been weighing you down, you aren’t alone. Around 43% of Americans cite money as a factor negatively impacting their mental health, according to a recent Bankrate survey. January is the perfect time to reset your financial mindset and create routines that bring peace of mind all year long. By building good money…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways Savings accounts are deposit accounts available at banks and credit unions. They allow you to keep your money safe while it earns interest. Online banks tend to offer the highest interest rates for savings accounts. You can withdraw your money from a savings…
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Tip 3: Learn How to Create a Better ‘To Do’ List When we make resolutions, we tend to resolve to do certain things.…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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From pandemic disruptions to stimulus checks and soaring inflation to job changes, Americans faced plenty of highs and lows that impacted their personal finances in 2021. The latest release of The State of Personal Finance from Ramsey Solutions takes a look back at 2021 to see how Americans’ attitudes, opinions…
There’s never been a better time to make a little extra cash—especially from the comfort of your home. We’ve all heard stories about a business owner who made it big by working hard, risking it all, and turning a tiny side hustle into a thriving business . . . all…
This is an exciting moment. You’ve been invited to interview for a job and take your career one step further. It’s normal to have some nerves when there’s a big opportunity on the line and a stranger is peppering you with questions. But now, you’ve done the hard work of…
Mentally exhausted. Emotionally overwhelmed. Trapped in an endless cycle of not enough sleep and too much caffeine just to make it through the day. . . Sound familiar? If you—or someone you know—are experiencing these symptoms, it might be a classic case of burnout. Gallup did a study of almost…
In the first 100 days of presidency, a lot happens. There’s the peaceful transfer of power, the setup of a new administration, and the pressure to make good on all those campaign promises. Wasting no time in his first 100 days, President Biden shared his plans for two big pushes…
If we were to simplify our emotional needs to the core, we’d discover that we’re always asking ourselves two questions: Am I safe? and Do I belong? And when we’re abandoned—whether it’s through a parent’s divorce, neglect, a breakup, infidelity—the answer to both of those questions is a terrifying and…
Bills, bills, bills—if you feel like there have been about a hundred different bills coming out of Capitol Hill these days, you’re not alone. The truth is, bills happen all the time (in fact, it’s kind of a big part of how the U.S. government operates). But these massive spending bills have…
Just 7.4 seconds: That’s how much time you have to grab a recruiter’s attention when they read your resumé for the first time.1 That’s it! So, if you’re looking for a new job, I have a helpful hint: To grab a hiring manager’s attention, make your resumé stand out using…
Study Summary 90% of Americans believe taking care of their mental health is important. 56% are concerned about their mental health. 71% of Gen Z and 58% of millennials said anxiety impacts their daily life. Nearly 1 in 2 people (47%) experienced grief in the past year. More than half…
I’ll come out of the gate swinging. The difference between someone who is well and whole and someone who is not can almost always be summed up in a single word: boundaries. Setting boundaries is the key to mental and relational health. Full stop. Everyone needs healthy boundaries in their…
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