The best hotel credit cards offer perks for frequent travelers, such as automatic elite status, points for hotel stays and other spending and the potential to earn free hotel nights and elite status. Some hotel credit cards offer a free night as either an annual membership benefit or through spending…
Credit Sesame’s personal finance news roundup December 21, 2024. Stories, news, politics and events impacting personal finance during the past week. U.S. household wealth rises in Q3 2024 The total net worth of American households posted its fourth consecutive quarterly increase in the third quarter of 2024. Household wealth grew…
Key takeaways The job market has seen some cooling in 2024, but the outlook for recent graduates is still looking good. Consider looking for jobs in cities with lower unemployment rates and a better job outlook to have a better chance at finding a job when you graduate. Employers are…
Your medical expenses may be tax-deductible, meaning you could lower your total tax bill. You can deduct the cost of any medical bills you pay out of pocket once they exceed 7.5 percent of your adjusted gross income (AGI), in a given year. However, you must itemize your deductions to…
Personal Finance
TomoCredit, a five-year-old San Francisco startup that claims it boosts consumers’ credit scores, is facing a growing number of problems,…
This founder built his brand on a simple idea: Forget about changing the world. Get rich doing mundane and even…
The 2024 presidential election has ended, and Donald Trump is poised to retake the White House, with big implications for…
Voters in Washington State have decided to keep the state’s first-in-the-nation public long term care insurance program. On Tuesday, they…
Featured Articles
Dorottya/ EyeEm/Getty Images If you only travel occasionally, you may not want to commit to a travel credit card. These cards tend to come with high annual fees, which can be hard to offset if you don’t use enough of the card benefits. In that…
Dept Managmnt
Key takeaways A lien serves as an official notice that you owe a creditor for unpaid property. If you do not pay, the…
Banking
With interest rates easing and inflation cooling, small businesses are getting a much-needed break. A change to the Small Business Administration’s (SBA) refinancing…
Credit Cards
Key takeaways Actively using a credit card responsibly can help improve your credit score over time. Using your credit card like a debit…
All News
Choice Hotels International, Inc. completed its acquisition of the Radisson Hotels America in December 2023. The content in this guide reflects former Radisson Rewards Americas offerings that have since expired or changed. Check out Bankrate’s guide to the Choice Privileges loyalty program for updated information. Key takeaways In June 2021,…
Key takeaways Student credit cards can help you build your credit, establish positive credit habits and access rewards and other perks. They tend to be easier to qualify for since you don’t need to have a good credit history for approval. This also means issuers typically set lower…
A stock that surpasses its support or resistance level is considered a breakout stock. These levels represent the price points that the stock has struggled to move beyond during a specific period. Breakouts are seen as a strong indicator that the stock is likely to continue its trend. However, identifying…
whyframestudio/Getty Images Your business just received a large, unexpected purchase for your products that could lead to a huge boost in revenue as well as your business’s reputation. Problem: you don’t have enough product on hand, and you won’t receive payment until the order is filled. That’s where purchase order…
Credit Sesame’s 2025 inflation forecast discusses the economic forces at work that could result in a resurgence of inflation. As the end of 2024 approaches, people may reflect on what went right or wrong over the past year. One thing that mostly went well was the Federal Reserve’s mission to…
Crypto is big money — and there’s potentially free money in it for you if you’re looking to try out a different crypto exchange or new to investing in crypto. Worldwide, the crypto market cap is $3.75 trillion as of Dec. 16, with Bitcoin holding about $2 trillion of that…
10’000 Hours/Getty Images Adjusted gross income, or AGI, is your total gross income (before taxes) minus certain tax deductions, known as adjustments. Gross income includes wages, dividends, interest, government benefits, retirement distributions, capital gains and more. To calculate adjusted gross income, you subtract from gross income any above-the-line deductions, or…
Key takeaways Many term life policies let you switch to permanent coverage, like whole life or universal life, without undergoing a medical exam. Your conversion window won’t stay open forever, so grab your policy or call your insurer to check the details and deadlines before it’s too late. Some policies…
Key takeaways Both the Capital One Savor Student Cash Rewards Credit Cards and Discover it® Student Cash Back are good options for students who want to build credit and earn rewards. The Capital One Savor Student Cash Rewards Credit Card is great for those who spend more on groceries and…
Key Takeaways The Wells Fargo Active Cash® Card offers unlimited 2 percent cash rewards on purchases, making it one of the best flat-rate cards available. This card also features an easy-to-earn welcome bonus, a cellphone protection benefit and introductory APR offers on both purchases and qualifying balance transfers. …