Traditionally, selling your home involved paying the commission of both your own real estate agent as well as the buyer’s agent, which could run as high as 6 percent of the home’s sale price. As a result, New York sellers faced a steep commission bill when it came time to…
Bitcoin and other cryptocurrencies have been extremely volatile over the past 15 years since being introduced. These digital assets are often touted for their protection against inflation and potential for long-term stability, but the reality is they’ve behaved more like risky assets during periods of market upheaval. As of April…
New Consumer Price Index (CPI) data suggests that inflation has once again ticked down slightly. Over the past year, the all items index increased 2.4 percent before seasonal adjustment, according to the latest figures from the U.S. Bureau of Labor Statistics, released April 10. This is down from last month’s…
Mongkol Chuewong/Getty Images Global Entry is a U.S. Customs and Border Protection (CBP) program that allows pre-approved, low-risk travelers to expedite the customs and immigration process upon arrival in the United States. This benefit can save a lot of time after a long trip home. Signing up for Global Entry…
Trending
Spotlight This Week
More Articles
Personal Finance
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
Featured Articles
If you’re a parent or guardian, the child tax credit, or CTC, can lower your federal tax bill by up to $2,000 per qualifying child. But if your tax liability is too small — or nonexistent — you might not be able to use the…
Dept Managmnt
Justin Paget/Getty Images Key takeaways Loan insurance could help you pay for some or all of your personal loan in certain hardship situations,…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
All News
Stocks have plunged in recent days, with the S&P 500 and Nasdaq Composite entering bear market territory as investors assess how new tariffs from the Trump administration will impact the global economy. Steep declines can be frightening to watch and can create emotional responses in even the most experienced investors.…
zeljkosantrac/Getty Images Key takeaways Market capitulation refers to a situation in which investors begin panic-selling their assets, leading to a steep decline in prices. This sensation is often driven by investor fear and pessimism. At a certain point in a market decline, investors just want their losses to stop mounting.…
Key takeaways Paying off your mortgage means that you have 100% equity in your home and no longer have to make monthly loan payments to your lender. Once your loan is paid off, you’ll have to pay your home insurance premiums and property taxes out of pocket, instead of through…
A volatility exchange-traded fund (ETF) lets traders bet on an increase in the stock market’s volatility. It can be a highly profitable wager if the market suddenly becomes more volatile, for example, if it crashes, but the fund’s price constantly erodes due to how the fund is structured. Volatility is…
Credit Sesame’s personal finance news roundup, April 5, 2025. Stories, news, politics, and events impacting personal finance during the past week. Card rates climb sharply in 2025Q1 2025 sees steepest drop since 2022April 2025 tariff rollout shakes markets2024 overdraft cap repealed by Senate2024 repossessions hit 10-year high10-year tax plan could…
Key takeaways Free Spirit members can earn points by purchasing airfare and additional services from Spirit Airlines, using Free Spirit credit cards or shopping with Free Spirit partners. Since Free Spirit points can only be spent on Spirit flights or with select partners, earning transferable travel rewards in another program…
Key takeaways You might be able to cancel a credit card application right after applying if the credit card issuer hasn’t completed processing it yet. If you’ve already been approved for the card, you’ll probably need to cancel your new card just like you would any other card. Before you…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Refinancing your mortgage typically costs between 2 and 6 percent of the new loan amount. These closing costs might include fees for origination, a home appraisal and title services. You can save on the cost of refinancing by boosting your…
If you live abroad or travel enough to feel like you do, you might struggle with finding easy solutions to converting money from one currency to another. And up until recently, there weren’t a lot of options that didn’t involve high international transfer and exchange fees. Fortunately, things have gotten…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
Editor's Pick
