Key takeaways Figuring your AGI is a crucial step on the path to calculating your taxable income and, in turn, your tax bill. Your AGI determines your eligibility for a variety of tax deductions and tax credits. (Sometimes, your modified adjusted gross income comes into play — more on that…
Key takeaways The standard deduction is a specific dollar amount that you can use to reduce your taxable income. You have to choose between claiming the standard deduction and itemizing (that is, claiming expenses that you paid). The standard deduction amount usually increases each year for inflation. Also, the standard…
Key takeaways The deadline to file federal income tax returns this year — to report income earned in 2025 — is April 15, 2026. If you file an extension, you have until Oct. 15 to file your federal tax return. If you file an extension you have until Oct. 15…
If financial stress has been weighing you down, you aren’t alone. Around 43% of Americans cite money as a factor negatively impacting their mental health, according to a recent Bankrate survey. January is the perfect time to reset your financial mindset and create routines that bring peace of mind all year long. By building good money…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Key takeaways Savings accounts are deposit accounts available at banks and credit unions. They allow you to keep your money safe while it earns interest. Online banks tend to offer the highest interest rates for savings accounts. You can withdraw your money from a savings…
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Tip 3: Learn How to Create a Better ‘To Do’ List When we make resolutions, we tend to resolve to do certain things.…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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One day you’re walking across a stage in a cap and gown to receive your hard-earned diploma. And the next you’re forking over a chunk of your new paycheck to student loans. While you can’t go back in time and tell your freshman self to avoid student loans (and to…
Whether you’re a die-hard Christmas fan or you just want to make it through another painstaking family dinner, the holiday season can have some stressful moments. Between trying not to bust the budget on Christmas shopping, listening to Uncle Bobby’s conspiracy theories again, and navigating everyone else’s holiday expectations, the…
Christmas is the season of giving, but that doesn’t have to mean giving more of your money to your insurance company. Yes, we’re going to talk about insurance at Christmas because nothing fills the heart with good cheer like thoughts of dying, crashing your car, your house catching on fire,…
The word budget can get a bad rap. People think budgets are hard, time-consuming and restricting. But listen: The budget life is so worth it. Budgeting doesn’t tell you not to spend. It gives you permission to spend the right way—to show your money who’s in charge. (You.) And with EveryDollar, it’s way easier. Ready…
A partridge in a pear tree can’t really cost that much—can it? Well, you might be surprised by how expensive it would be to buy that single bird or any of the gifts from the classic Christmas song “The 12 Days of Christmas.” And let’s face it: We’ve all wondered just…
People love the idea of sitting back, doing nothing, and making money. You know it’s true. That’s why get-rich-quick schemes like cryptocurrency and nothing-down real estate have gotten so popular these days. Well, here’s one more thing you can add to that list: sports betting apps. If betting on sports…
The average American adult hasn’t made a new friend in five years.1 Five years! So, if you’re wondering how to make friends, you’re not alone. Why is making friends so hard? Because friendships are formed through shared experiences, in doing hard things together, which is why a lot of our ride…
Keeping up with your car maintenance probably isn’t the most thrilling item on your to-do list. But paying a little bit of routine attention (and cash) on your vehicle is completely worth it—for your safety and your savings. Maintenance can keep your car from depreciating as fast as it normally…
Okay guys, picture this: Your parents have worked hard their whole lives and have a nice little nest egg set aside to enjoy their retirement years. Then one day, someone calls or emails them from the IRS or somewhere else super official-sounding, and your parents share private financial info with…
Like it or not, winter is here (unless you live in Florida). And you know what that means—it’s time to brace yourself (and your budget) for a crazy high heating bill. Ugh. It’s no secret that paying to keep your whole house warm isn’t cheap, but that doesn’t mean there aren’t ways to save on…
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