Photography by Getty Images; Illustration by Bankrate The tax deadline will be here before you know it. The good news is that there are a few different options to file your taxes for free in 2026 — and many of them offer guided support to make sure you file your…
Key takeaways Figuring your AGI is a crucial step on the path to calculating your taxable income and, in turn, your tax bill. Your AGI determines your eligibility for a variety of tax deductions and tax credits. (Sometimes, your modified adjusted gross income comes into play — more on that…
Key takeaways The standard deduction is a specific dollar amount that you can use to reduce your taxable income. You have to choose between claiming the standard deduction and itemizing (that is, claiming expenses that you paid). The standard deduction amount usually increases each year for inflation. Also, the standard…
Key takeaways The deadline to file federal income tax returns this year — to report income earned in 2025 — is April 15, 2026. If you file an extension, you have until Oct. 15 to file your federal tax return. If you file an extension you have until Oct. 15…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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When people hear the phrase debt management program, there’s often confusion, hesitation, or even fear attached to it. As a credit counselor, I see this every day. Many individuals know they’re overwhelmed by debt, but they don’t fully understand what their options are or what…
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Tip 3: Learn How to Create a Better ‘To Do’ List When we make resolutions, we tend to resolve to do certain things.…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Social Security provides benefits not only to retired workers but also to spouses who have not contributed to the program. Spouses are one of the many beneficiaries of Social Security, and even ex-spouses can claim a payout from the program in some circumstances. When you apply for Social Security, you…
We’ve all flicked on the news to see mile-high flames twisting up from a charred mountainside. And we’ve all seen the next shot of the homes that didn’t escape those flames, and with a sense of sobering gratitude thought, I’m so glad that’s not my home! And even if your…
Photography by Getty Images; Illustration by Bankrate After years of credit challenges, I recently signed an apartment lease — with only a $350 deposit and no co-signer. I’m proud of this achievement, which was only possible for two reasons: my 702 credit score, and the work I put in to…
Key takeaways Alternative lending offers accessible eligibility requirements to help you get funding even with subprime credit or finances. Many alternative lenders don’t restrict how you use the funds and often pay out within 24 to 48 hours. Due to short terms and high interest rates, you can expect a…
10 of the Best Cash-Back Apps to Make Money HoneyRakutenRetailMeNotIbottaFetchTarget CircleSlickdealsUpsideSwagbucksCamelcamelcamel When it comes to the best apps to make money, Honey is one of the easiest out there. Honey is a free tool that scours the internet to search for deals, discounts and promo codes on whatever you’re shopping…
Key takeaways The Discover it® Student Cash Back is a wise first card for students who want experience earning cash back rewards. Not only do you earn cash back, but perks like free access to your credit score and a short introductory APR on purchases — all while keeping costs…
Insurance Isn’t Like Fine Wine . . . A lot of people treat their insurance policy like a bottle of red that just gets better with age. Spoiler: Insurance doesn’t work like that. Never taking a second look at your insurance policy is a mistake that could cost you.…
Key takeaways Assets are quantifiable items — tangible or intangible — that add to your company’s value. Liabilities are what your company owes to others, whether that’s a vendor or a bank that issued a loan. Equity is the dollar amount left when you subtract liabilities from assets, and it…
How long have you been budgeting? One month? One hundred months? So long you don’t remember? If you’re new to budgeting, hear this: It takes about three months to get into the swing of things and feel like this budgeting life is a real routine. But after that, what if…
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