Key takeaways Start by identifying your primary banking needs: checking, savings, CDs or specialized services. Avoid banks with excessive fees — average overdraft fees are $26.77, but many banks offer fee-free options. Consider traditional banks, online banks and credit unions, keeping in mind that the latter two may provide better…
Whether you owe taxes or receive a refund comes down to how much tax was withheld from your paychecks, how your income changed over the year, and whether you still qualify for the credits and deductions you may have relied on in the past. If too little tax is withheld…
For most of your working career, the focus of your retirement planning is on accumulating savings and investing that money wisely. As you approach retirement, more attention will go to estimating your income after you stop working, and the kind of lifestyle that this will support. The way to do…
Photography by Getty Images; Illustration by Bankrate The tax deadline will be here before you know it. The good news is that there are a few different options to file your taxes for free in 2026 — and many of them offer guided support to make sure you file your…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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There has been a lot of buzz in the news recently about President Trump’s proposed 10% cap on credit card interest rates and what it could mean for people struggling with high balances. While this is still a proposal, the bigger question for consumers is…
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Tip 3: Learn How to Create a Better ‘To Do’ List When we make resolutions, we tend to resolve to do certain things.…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Key takeaways: President Donald Trump signed a bill in July that would implement cuts to Medicaid enrollment and funding, which will be rolled out over the next three years. The cuts would increase medical costs for many Americans with disabilities and may make it harder for some families to save…
The appeal of the best dividend mutual funds should be clear: They offer a sizable dividend today, and they can grow in the future, helping investors win both ways. Plus, they offer other benefits, including lower risk through diversification. So the best dividend mutual funds are an attractive prospect for…
People—especially those closest to you—have a profound impact on your well-being. We’ll all experience the ups and downs of living with and loving imperfect people, but ultimately, our relationships should be a source of joy, not frustration. Want to build a non-anxious life? Learn how in Dr. John Delony’s new…
The IRS mandates withdrawals from pre-tax retirement accounts once you reach a certain age. These are referred to as required minimum distributions (RMDs). For many retirees, RMDs don’t change much since they already take out more than the minimum to cover living costs. But, for those who want to withdraw…
We all have 24 hours in a day. And after the hours we spend sleeping, the biggest chunk of our day is spent working—eight hours every weekday and another five or so on the weekend.1 Imagine if all that time at work felt like being trapped in a soul-sucking pit filled…
Cash may no longer be king these days, thanks to the convenience of electronic payments, although you might occasionally want some bucks to slip into a birthday card or tip a driver. Accessing your money keeps getting more expensive, however, if you’re using out-of-network ATMs. In fact, the average total…
Did you know that if you had $1 million in dollar bills, it would literally weigh a ton and take you about 12 days to count it all? No matter how you slice it, that’s a lot of money! Get expert money advice to reach your money goals faster! For…
Remember the day you got accepted into college? Your bright-eyed younger self couldn’t wait to take on the world. So, when you signed up for a student loan, you didn’t look too closely at the fine print. (If you’re like me, you were more concerned about making sure there was…
Franek Strzeszewski/Getty Images Key takeaways Capital One offers referral bonuses for cardholders who get their friends and family to apply for their own cards. While there is no limit to how many referrals you can make, there is a limit to how much you can earn from referrals per year…
3. Cut back your spending. Remember how I said paying off my student loans took some sacrifice? Here’s where it comes into play. Look at your lifestyle. What extra stuff have you been paying for that you can do without? Bye bye, cable package. See ya, bougie subscription boxes. Ditch…
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