Michael M. Santiago/Getty Images Key takeaways The bid-ask spread is the difference between the highest price a buyer is willing to pay for a security (bid) and the lowest price a seller is willing to accept (ask). Bid-ask spreads can indicate the liquidity of a given security. Bid-ask spreads tend…

Easter is an opportunity for families to come together and engage in fun activities that spark imagination and foster connection. Crafting is an excellent way to celebrate the holiday, but trips to the craft store can add up. Here are some affordable Easter crafts that the whole family can enjoy,…

Key takeaways When your business earns interest in a business savings account, you’ll need to report those earnings on your company’s — and likely your personal — tax return. In addition to tracking your interest earnings, monitor every expense for your business to help lower your tax bill. Your tax…

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Thomas Barwick/Getty Images Key takeaways Visa Signature cards can offer a suite of benefits beyond rewards and perks, such as zero fraud liability, roadside dispatch and emergency card replacement. Visa Signature falls between traditional Visa and Visa Infinite cards in terms of perks, providing more…

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You’ve watched so many episodes of Fixer Upper you can practically guess what new home remodel miracle Chip and Joanna Gaines are about to pull off. And sure, their projects look hard, but you’re up for the challenge. Now you’re thinking of buying a fixer-upper yourself. Whether you’re a first-time…

Key takeaways A HELOC early payoff or prepayment penalty is a fee that lenders charge if borrowers settle their debt before the agreed-upon timeframe. Also referred to as an “early closure” or “early termination fee,” this penalty is typically either a percentage of the outstanding balance or a flat fee.…

One of the questions I’m asked most often is, “How can I talk to my spouse about money?” If you’re looking for that answer, I’m so glad you’re here. Talking about money can be intimidating for any number of reasons. Maybe one of you is reluctant to tackle your money…

Key takeaways Knowing how to calculate home equity gives homeowners a way to understand their home’s worth — and potentially liquidate it for their needs or wants. Your home equity is basically your home’s fair market value, minus any outstanding sums owed on it. To calculate your home equity, take…

Fears of a possible recession are once again top of mind for investors following the rollout of new tariffs from the Trump administration. The trade war has ignited fears of an economic slowdown, with several analysts boosting the odds of a recession. Naturally, investors often look for stocks that can…

STUDY SUMMARY 58% of Millennials are currently saving for retirement. Millennials are as likely to know how much money they’ll need to retire as Baby Boomers or Gen Xers. Millennials begin saving for retirement at an average age of 23. Downloads Infographics Have questions about this study? Email us or visit our newsroom for…

A bear market is a prolonged period of price declines in a stock or entire market, usually of 20 percent or more from a recent high. Investors typically track the world’s major indexes like the S&P 500 and the Dow Jones Industrial Average to see when they enter bear market…

STUDY SUMMARY 40% of workers say their employers do not provide any type of retirement or financial education. Seven out of 10 workers who have zero retirement savings do not have access to any retirement education from their employers. Employers who do not provide access to retirement education have employees…

Songsak rohprasit/Getty Images Key takeaways The terms “real estate tax” and “property tax” are often used interchangeably, but they’re not exactly the same thing. Real estate taxes are levied on real property — meaning land and any affixed structures, like a house. Property taxes can also be charged on other…

STUDY SUMMARY 53% of working Baby Boomers who aren’t currently saving for retirement have no plans to save. Just 9% of middle-income workers save 15% or more of their income for retirement. Men are nearly twice as likely as women to have saved $250,000 for retirement. Downloads Have questions about…

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