Key takeaways Short-term business loans are a quick way to get funds for your business, with repayment terms typically lasting between three to 18 months. Short-terms are often offered by online lenders, who can process applications and disburse funds faster than most traditional lenders. Common reasons for taking out a…
Key takeaways Nonstandard car insurance is insurance for drivers who present a greater risk to insurers, making it more expensive than standard insurance. New drivers, those with poor driving history, a lapse in coverage or a foreign driver’s license could be considered high-risk drivers. Shopping around with multiple carriers may…
Key takeaways Diminished value is the difference between your car’s value before an accident and after, even if it’s repaired. Filing for a diminished claim may help you earn back some of your car’s lost market value after an accident. You’re unlikely to be successful in a diminished value claim…
Key takeaways Providing false information on your personal loan application can lead to serious financial and legal consequences. Fill out your personal loan application with the most accurate and truthful information possible. If you don’t qualify for a personal loan without lying, work to improve your finances instead of borrowing.…
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Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that…
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Key takeaways Overheated pandemic housing markets are cooling fast, particularly across the Sun Belt, according to Bankrate’s 2025 Housing Heat Index. Four of the five coldest housing markets this year are in Florida, including Cape Coral-Fort Myers, Punta Gorda, North Port-Sarasota-Bradenton and Naples-Marco Island. The…
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Images by Getty Images; Illustration by Bankrate When you’re working hard to build financial security, deciding to spend thousands of dollars on a…
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OBSERVATIONS FROM THE FINTECH SNARK TANK JPMorgan Chase notified fintech data aggregators that, starting later this year, it plans to charge for access…
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Key takeaways Rewards credit cards provide benefits in the form of cash back, points or miles. You can earn credit card rewards through eligible spending or promotional offers, such as welcome bonuses or a referral bonus. Cash back cards are usually better for earning rewards on everyday spending. Cards that…
Many people start the year with ambitious goals: Pay down debt, invest more and save for an emergency fund. But without the right help and resources, achieving those goals can feel nearly impossible. And halfway through the year, you may feel like you’re falling behind. Thankfully, you don’t have to…
Monty Rakusen/Getty Images Key takeaways A dental loan is a type of unsecured personal loan designed to cover dental expenses. This form of financing often has a more competitive APR than most credit cards. It’s possible to secure funding with bad credit, but you’ll likely pay more interest and fees.…
Knowing what the average Social Security check is at age 64 can help you decide when to retire and create a plan for your income in retirement. Collecting Social Security at 64 does mean you’re claiming benefits before your full retirement age (FRA), which still means a permanent reduction to…
Photography by Getty Images Key takeaways Chase, American Express, Capital One and other issuers allow you to redeem rewards for travel through proprietary travel portals. The best credit card travel portals get stronger value with your rewards and earn boosted rewards on bookings. But your card’s portal may not offer…
Olga Pankova/Getty Images Key takeaways People often invest in bonds for their perceived safety, but it’s still possible to lose money investing in bonds. Bond prices move inversely to interest rates, so when rates rise, bond prices fall. Inflation can also eat into the return that bond investors earn, potentially…
Key takeaways Decreasing term life insurance provides temporary coverage for a specific financial need like an outstanding debt or mortgage. It may cost less than level term life insurance because the death benefit decreases to account for the fact that the debt obligation will likely lessen over time. A decreasing…
A 401(k) can be a great way to save for retirement, but a few wrong decisions can derail your progress. Fortunately, it only takes a little planning to avoid the biggest 401(k) mistakes, and working with a financial advisor can help you supercharge your 401(k), too. Here are some common…
Key takeaways Bad credit business loans are available for business owners with poor credit histories, but they often come with higher interest rates and fees Understanding eligibility requirements and working to increase your credit score can improve the chances of loan approval Equipment loans and invoice factoring are alternative methods…
Major life events often come with major financial decisions. A new job is cause for celebration, but how will the switch impact your plans for retirement? Should you make contributions to a traditional 401(k) at your new job or try out the Roth 401(k) option instead? These answers aren’t always…
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