If strong economic headlines aren’t lining up with the way the economy feels to you, take it from the nation’s top economists: This is one of the strangest economic moments in recent memory (at least since an unforeseen global pandemic brought the gears of commerce to a sudden halt in…
Here’s the kicker about credit card debt — as soon as it starts rolling down the hill, interest charges mean it gains momentum and size. Unfortunately, it’s a slippery slope that many credit cardholders find themselves on… and increasingly stuck there long-term. Credit card interest rates are some of the…
President Donald Trump offered two new proposals this week aimed at the stubbornly complex issue of home affordability. Trump on Wednesday said he would move to ban institutional buyers from the housing market. Then on Thursday, he proposed a mortgage bond program aimed at lowering mortgage rates. Will either achieve…
Photography by Getty Images; Illustration by Bankrate Key takeaways Credit card points are a type of rewards currency that you can earn in exchange for eligible credit card spending. To earn boosted points on your credit card, you’ll need to maximize bonus category spending, earn any available welcome…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Alexandr Dubynin/Getty Images Key takeaways Personal loans aren’t among Bank of America’s product offerings. You can access a small, affordable short-term loan if you’re a current customer and meet the eligibility criteria. You can also explore Bank of America’s HELOC, car loan, mortgage and credit…
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Tip 3: Learn How to Create a Better ‘To Do’ List When we make resolutions, we tend to resolve to do certain things.…
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These entrepreneurs, traders and investors are making an outsized impact in fintech, crypto and traditional financial services.By Jeff Kauflin, Hank Tucker and Nina…
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Key takeaways MoneyPass operates 40,000+ fee-free ATMs nationwide — one of the largest surcharge-free networks in America. Major banks like US Bank, Capital One, and fintech apps like Venmo, Cash App, and SoFi all use MoneyPass for fee-free withdrawals. Find MoneyPass ATMs at 5,000+ Walmart locations, plus Hy-Vee, Circle K,…
Stefani Reynolds/AFP/Getty Images Key takeaways Chase operates over 4,700 branches and 15,000 ATMs nationwide — the most extensive network of any U.S. bank. Use the Chase mobile app or website to find nearby locations, check services available, and book appointments that save you waiting time. Chase ATMs offer advanced features…
Closing on my mortgage almost three years ago felt surreal. I was 31 and holding a key to my own condominium in the heart of Seattle, a mere half mile from the Space Needle. I bought it alone, joining the growing number of single women purchasing homes — such an…
When Richard Amaechi, 27, lost his job as a financial planner in North Carolina, he decided to pull up stakes and return to San Francisco, where his parents still lived. The question was: Had his hometown become too expensive to welcome him back? The City by the Bay has been…
For years, the real estate industry has advised prospective homebuyers to cross off their list any home that would require them to spend more than 30% of their income on mortgage payments and other fees. That rule no longer seems to work in much of the country, thanks to the…
Key takeaways The best time to refinance is when your credit score or overall financial situation has improved. Generally, you should aim to either lower your interest rate or your monthly payment — preferably both. Avoid refinancing when auto loan rates are high or if you won’t be able to…
Anderson Coelho/Getty Images Key takeaways You can use a personal loan to finance a used car if conventional financing isn’t available or if you can’t qualify for an auto loan. Rates can be higher and repayment terms shorter, compared to traditional auto loans. You may be able to avoid repossession…
Image: Getty Images; Illustration: Bankrate Home equity rates held steady as the Federal Reserve lowered interest rates by a quarter point at its final meeting of 2025. The $30,000 home equity line of credit was unchanged, holding at 7.81% for the fifth straight week, according to Bankrate’s national survey of…
Alexandria City, Arlington, Clarke, Culpeper, Fairfax, Fairfax City, Falls Church City, Fauquier, Fredericksburg City, Loudoun, Manassas City, Manassas Park City, Prince William, Rappahannock, Spotsylvania, Stafford and Warren counties: $1,249,125 Madison County: $1,209,750 All other counties: $832,750 Washington loan limits Caret Down Icon Summit and Wasatch counties: $1,150,000 Wayne County: $997,050…
Key takeaways To discover the total business loan cost, calculate the loan’s principal and interest over the repayment term to figure out the monthly repayment. A short repayment term can lower interest, but long terms have manageable payments. Use a calculator to compare loan costs before settling on a loan.…
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