Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Semi-truck loan timelines range from 24 hours to up to 90 days, depending on the lender and loan type Banks and credit unions tend to take longer to fund semi-truck loans than online or direct lenders Check eligibility requirements and…
This article does not represent the financial advice of Barclays. Individuals should consider their situation carefully before making financial decisions. Not all savings accounts are created equal — especially if you’re dealing with larger amounts. If you have $25,000 or more in your savings account, it’s time to think more…
Key takeaways Closing a credit card may hurt your credit, but the impact varies depending on your credit history. Sometimes, it makes sense to close a card even though it might affect your credit. You can take steps to minimize the potential hit to your credit. If you’re like most…
Buying a home is an expensive process, and one of the most significant expenses you’ll pay is often your real estate agent‘s commission. When you consider the fact that each agent involved in a transaction typically earns 2.5 to 3 percent of the home’s sale price, the total cost of…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways Cashback Monitor offers a snapshot of earning rates across dozens of shopping portals, so you can easily see which site offers the most cash back, points or miles. You can customize the Cashback Monitor site to show your preferred shopping portals and other…
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Level 2: Discover the Fastest Way to Pay Off Debt With Rules and Challenges When looking for the fastest way to pay off…
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Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Self-employed people have some extra work at tax time compared to their counterparts who receive a W-2 — and that often includes filling out Schedule C. This form is for reporting a profit or loss that you made as a freelancer or sole proprietor, and it should be attached to…
Photography by Getty Images; Illustration by Bankrate Whiplash may be the best word to describe the stock market recently. The announcement of Trump’s reciprocal tariffs earlier this month sent investors into a frenzy. The S&P 500 teetered on the edge of bear market territory, at one point dropping almost 19…
Key takeaways Both APR and APY refer to interest rates but the terms have different meanings and uses. An annual percentage rate (APR) measures the actual amount it costs to borrow money every year, which typically includes the interest rate plus certain lender fees. An annual percentage yield (APY) measures…
If you’re self-employed, you’re not going to receive a W-2 from an employer like some of your peers. Instead, you’ll receive 1099 forms from the businesses, organizations or individuals you do business with. That said, there are many types of Form 1099 — and that means many taxpayers, not only…
You recently filed your tax return and expected a refund. Instead, you got the opposite result — a hefty bill from Uncle Sam. Don’t panic just yet, though, if you can’t afford to pay the balance. There are options to get out of the hot seat with the IRS, starting…
Credit Sesame’s personal finance news roundup, April 12, 2025. Stories, news, politics, and events impacting personal finance during the past week. Credit card balances inch upward despite dip in total consumer debtSigns of distress emerge in credit card repayment trendsDebit and check fraud drive most financial lossesTariff fears ripple across…
In 2024, the IRS issued nearly 105 million refunds to taxpayers with an average refund of more than $3,100. If you’re among the millions of American taxpayers who are expecting a tax refund this year, or any year, it’s worth double-checking that the amount of your refund matches what was…
Photography by Getty Images; Illustration by Bankrate If you discover an error after filing your tax return — whether it means you owe more tax or you’re entitled to a bigger refund — you’ll need to amend your return. Form 1040-X is the form to use to correct previously filed…
Marriage and debt are like pregnancy and . . . nausea. For most people, you can’t have the exciting part without the latter. In fact, 63% of marriages start out in debt.1 Take Grace’s story, for example. She was completely debt-free with $10,000 in the bank before she got married.…
Key takeaways The best way to pay medical bills is to set up a payment plan with the provider directly, but you can make those payments with a credit card. Medical debt has federal protections when it comes to your credit report. But if it turns into consumer debt, it…
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