Bitcoin is legendary for its volatility. The cryptocurrency has soared, plunged and then risen again since it debuted in 2009. In three separate years, the world’s largest cryptocurrency has plummeted more than 60 percent — in fact, once more than 70 percent. But Bitcoin has actually done even worse than that,…
Alexander Spatari/Getty Images The old Capital One SavorOne is no more. Welcome to the new Capital One SavorOne Rewards Credit Card. After the old SavorOne became the Capital One Savor Cash Rewards Credit Card in October 2024, it seemed as though the SavorOne’s story might be over. But recently, the…
Key takeaways Many credit cards offer credits and perks that can reduce the costs of airline, baggage, resort and other fees. When planning your vacation, look for cards that can save you from 3 percent to 5 percent by charging no transaction fees on your international purchases. You can also…
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict editorial policy, so you can trust that…
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Photography by Getty Images Key takeaways The top credit card reward programs partner with select airlines and hotels, so you can transfer points and miles from your card directly to your favorite loyalty programs. Occasionally, you can earn bonuses for transferring points and miles from…
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Smart Shopping for School Supplies and Clothes Buy only the essentials immediately, and purchase remaining items as last year’s supplies are used up.…
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OBSERVATIONS FROM THE FINTECH SNARK TANK In 2022, President Biden signed an executive order directing the government to develop a framework for digital…
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Benét Wilson lost her previous job unexpectedly last May. Wilson, my colleague and a lead credit cards writer for Bankrate, said she wasn’t too worried about her financial situation at first. She had two months’ worth of expenses in savings, and the program provided some compensation “for the inconvenience.” So…
Not so long ago, when the housing market was so frenzied that homes would sell almost as soon as they were listed, bidding wars were a common occurrence. However, that boom is over. Housing inventory has climbed to levels not seen in years — 4.7 months of supply as of…
Exchange-traded funds (ETFs) offer tons of advantages for beginning investors (and intermediate and advanced ones, too). ETFs can provide attractive returns, and investors don’t need extensive knowledge to find funds that are poised to deliver attractive returns for decades. But which ETFs should beginning investors consider buying, and how should they…
When it comes to tax planning rules, many retirees often ask one question in particular: is a pension considered earned income? The short answer is no—pension income is generally not classified as earned income for tax purposes. Unlike wages, salaries, tips and self-employment earnings, which qualify as earned income, pensions…
Trying to save for a house and retirement at the same time can feel like running two marathons at once. Many people, especially millennials and Gen Z, are getting crushed under the weight of both goals. On the one hand, homeownership is still a powerful tool to build long-term wealth and…
Images by GettyImages & Hunter Newton/Illustration by Hunter Newton/Bankrate Key takeaways Refinancing your car loan is ideal if you plan on keeping your car long-term. Securing a new loan with a better rate could lower your monthly payment and total borrowing costs. Trading in your car is a better solution…
Images by GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways It’s possible to obtain multiple VA loans over time, or more than one at the same time, based on your VA entitlement amount and the lender’s qualifying standards. You might use another VA loan to buy a new or additional property,…
Key takeaways The best renters insurance companies in California are American Family, Mercury, Nationwide, Lemonade and USAA, according to our research. The average cost of renters insurance in California is $177 per year, according to the Insurance Information Institute (Triple-I). Californians may want to consider optional earthquake insurance and a…
Key takeaways Borrowers may be denied vehicle financing due to bad or limited credit, high debt or errors in an application. The first step after an auto loan rejection is to contact the lender and request the specific reasons for the denial. While improving your credit is ideal, if you…
Key takeaways A car loan charge-off happens when the lender does not believe you will pay off the loan, usually after a period of no payments. Potential consequences include damage to your credit score, collection efforts, wage garnishment and repossession. If your account enters the charge-off stage, your best option…
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