How much student loan debt do you think the average college student racks up by the time they cross the graduation stage? Seriously, take a guess. $10,000? $20,000? You’d be what’s known as wrong. The average college student graduates with a whopping $38,290 of student loan debt.1 Yikes. And that’s just…
NicolasMcComber/ Getty Images Key takeaways Upgrading your credit card can help you access a card that’s a better fit for your spending patterns and credit profile without impacting your credit score. If your current credit cards are no longer the right fit, you may be considering upgrading to a new…
Hey, we all know at least one or two people who work for the government—your cousin the park ranger, your neighbor the air traffic controller, your friendly neighborhood mail carrier. Or maybe you have a government job yourself. What all these people have in common (besides being federal employees) is…
Thomas Barwick/ Getty Images Key takeaways The Edit by Chase Travel℠ is a hotel booking portal that is only accessible to cardholders with eligible Chase travel credit cards. This collection includes more than 1,000 luxury hotels and boutique properties around the world. Perks that may come with eligible stays include…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Key takeaways Freezing your child’s credit prevents people from taking out lines of credit in your child’s name. When you freeze your child’s credit, anyone who applies for credit in your child’s name will be unable to complete the application process. Freezing your child’s credit…
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Key takeaways Your debt-to-income ratio (DTI) can quickly determine if you have too much debt. Good debt, like a mortgage or student loans,…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
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Business owners often have startup or major costs that come with investing in their businesses. A 0 percent intro APR card buys you time to pay off a big purchase without accruing interest. And many of the cards charge no annual fee while letting you earn rewards. As long as…
Key takeaways Secured auto loans are the most common financing option for borrowers looking to purchase a vehicle. These types of loans tend to offer larger loan amounts and more competitive interest rates compared to unsecured auto loans. In most cases, a secured auto loan is the right move. A…
Ekaterina Goncharova/Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways It can be hard to qualify for a business loan if you have a FICO Score under 670 Different types of bad credit business loans, such as short-term loans, business lines of credit and SBA microloans, can improve your chances of…
Credit Sesame explores what a rare consumer debt decline in February 2025 really means, and why this slight improvement may signal bigger financial trouble ahead. The latest consumer credit data delivered a rare twist: in February, total non-mortgage consumer debt dipped. After years of steady increases, any decline might seem…
The expenses that come with adopting a child can add up quickly. On top of the adoption fees, there are attorney fees, home study fees and court costs, not to mention the travel expenses that accumulate when adopting a child who doesn’t live near you. To offset some of those…
Key takeaways If you find yourself in too much debt to keep up with, you might be able to negotiate with your credit card issuer to settle some of your debt. Debt settlement works by negotiating with an issuer until they agree to let you pay off part of your…
Key takeaways An instant-use credit card is a card you can use right away for purchases and enjoy the benefits immediately, instead of waiting for a physical card to arrive in the mail. Not all credit cards fall under the “instant use” category, but ones that do can be incredibly…
Key takeaways The Federal Student Aid Estimator is a tool that calculates how much federal aid you could receive. Estimated results are based on your family’s financial information. Using this tool can help you understand your options for paying for school before submitting the FAFSA. The Federal Student Aid Estimator…
Hero Images Inc/Getty Images Most people are aware of financial advisors and may even hire one at some point in their lives, but what exactly do financial advisors do? Financial advisors provide advice and guidance on a variety of financial issues you’ll encounter over the course of your life such…
Luis Alvarez/Getty Images Key takeaways Employer student loan repayment programs can offer employees assistance in paying off their student loans through such things as signing bonuses and recurring payments directly to lenders. Student loan repayment assistance programs can offer employees tax-free benefits up to $5,250. Certain government programs may come…
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